Ferndown Financial Planning

08/09/2026

Our first Google Review!! 🎉We are so pleased to have been able to help, thank you for the 5 🌟 Jacob ! 🙏

"As a complete investing newbie, Matthew made everything clear. He explained my options simply, sorted the tax efficiency, and kept it all straightforward so I always knew exactly where I stood. I highly recommend their friendly and helpful services.​​​​​​​​​​​​"

07/09/2026

Our lovely friends at the Tap & Railway West Moors have invited us along to meet the local community for a Financial Advice drop in session.
It would be lovely to meet some of our followers too do come and say hello 👋 this Thursday the 10th September between 11am-2pm for an informal chat and any questions you may have on all things financial!

07/09/2026

You may have noticed bonds making more headlines recently.

Higher bond yields are reflecting growing uncertainty about inflation, interest rates and government debt levels around the world.

This article explains what's happening and why bonds still have an important role to play in many investment portfolios: https://partnership.sjp.co.uk/article/detail/sjpp/why-bond-markets-suddenly-matter-again.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 04/09/2026

Why bond markets suddenly matter again

04/09/2026

It’s never too early to get ahead. Discover how to make the most of your tax reliefs and allowances with our free, easy-to-follow guide.

To be sent your free copy of the guide, comment GUIDE in the comments below.

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/04/2026

03/09/2026

Caring for a loved one as they age is an act of love - but it also comes with big decisions and complex challenges.

Balancing emotions, responsibilities, and planning for the future isn’t easy. That’s why the right guidance can make all the difference.

You don’t have to navigate this alone. Let’s find the best path forward - together. Talk to me today www.ferndownfinancial.co.uk

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.

SJP Approved 3/9/2026

02/09/2026

What is a Unit Trust?

A Unit Trust is a portfolio of financial assets that are managed by a professional fund manager.

These assets could include stocks, property, and bonds. It is a medium to long term investment for growth and income.

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 16/7/2026

01/09/2026

Could your pension increase your inheritance tax (IHT) bill? From April 2027, most unused pension funds will be included in estates when calculating IHT.

For some families and individuals, having unspent pension funds could significantly increase the value of their estate for IHT purposes.

Will these changes affect you? It’s worth taking some time to understand your position, plan and act.

Read more in here: https://partnership.sjp.co.uk/article/detail/sjpp/how-pension-changes-could-affect-your-inheritance-tax-plans.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

How pension changes could affect your inheritance tax plans

28/08/2026

If money worries are affecting your peace of mind, you're not alone.

Whether concerns relate to cash flow, debt or long-term financial security, it's easy to feel stuck or unsure where to start.

This article looks at how breaking problems into manageable steps, talking things through and seeking support can help create clarity and build confidence: https://partnership.sjp.co.uk/article/detail/sjpp/finding-control-when-money-feels-overwhelming.html

Ferndown Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

Finding control when money feels overwhelming

26/08/2026

💼💰 Your income is vital for supporting yourself and your loved ones.
But what if illness or injury suddenly prevents you from working? 🤒🤕
I can help you find the right Income Protection cover to fit your family's needs and budget. Let's protect what matters most. 👨‍👩‍👧‍👦❤️
Get cover today so you can enjoy life now, knowing your loved ones are protected for tomorrow. 🏡☀️
Ready to discuss your options? I'm here when you are. 📞💬

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.
SJP Approved 17/06/2026

24/08/2026

For many business owners, a large proportion of family wealth is tied up in their business.

That makes succession planning one of the more important financial and strategic decisions they’ll have to make.

Read more about the importance of planning and getting advice: https://partnership.sjp.co.uk/article/detail/sjpp/keeping-it-in-the-family-planning-ahead-for-business-succession.html

FERNDOWN FINANCIAL PLANNING is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

Keeping it in the family: planning ahead for business succession