Matt Moon - Mortgage Experience

Matt Moon - Mortgage Experience 6+ years in mortgage advice, with experience from the most straightforward cases to every kind of weird and wonderful. An expert in making tricky simple.

One of the most common things we hear?“I wish I’d sorted it sooner.” ⏳When it comes to insurance, waiting often feels ea...
02/04/2026

One of the most common things we hear?

“I wish I’d sorted it sooner.” ⏳

When it comes to insurance, waiting often feels easier, until it isn’t. Changes in health, lifestyle, or circumstances can impact your options, and what was once straightforward can quickly become more complicated or expensive.

Putting the right cover in place early gives you certainty, protection, and peace of mind for the future 🛡

Don’t leave it until it’s too late to wish you had.

Get in touch to explore your options today 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.Your net d...
31/03/2026

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.

Your net disposable income plays a key role in how lenders assess what you can comfortably afford. After your regular outgoings are taken into account, this is what helps determine the level of borrowing that’s right for you.

Understanding this early can make a real difference to your options and help avoid any surprises along the way.

If you’re unsure where you stand, we’re here to help you make sense of it all.

Get in touch to find out more 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too....
27/03/2026

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too.

From lifestyle habits to occupation and even where you spend your downtime, insurers look at a bigger picture than you might think.

Understanding these factors can help you make smarter choices (and potentially save money 💡)

Get in touch with us today to discuss your insurance options 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Are you an entrepreneur looking to secure your first commercial mortgage?Whether you’re expanding your business, investi...
25/03/2026

Are you an entrepreneur looking to secure your first commercial mortgage?

Whether you’re expanding your business, investing in premises, or taking your next big step, having the right funding in place is key.

Navigating commercial mortgages can be complex but with the right guidance, it becomes a clear and achievable process.

We’re here to help you explore your options and find a solution tailored to your business goals.

📩 Get in touch to discuss your first commercial mortgage.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

Is it time to refresh your finances this spring?It’s easy for things to fall out of sync, whether it’s your mortgage dea...
24/03/2026

Is it time to refresh your finances this spring?

It’s easy for things to fall out of sync, whether it’s your mortgage deal, monthly expenses, or longer-term financial plans.

A quick review can help uncover ways to cut costs, improve efficiency, and make sure everything is working in your favour.

If it’s been a while since you last checked in, now could be the ideal time to reassess and reset.

📩 Get in touch to find out where you stand.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What happens to your debts if you’re no longer here? 🤔It’s not something many of us like to think about, but debts such ...
20/03/2026

What happens to your debts if you’re no longer here? 🤔

It’s not something many of us like to think about, but debts such as mortgages, loans or credit cards don’t automatically disappear.

In many cases, they may become the responsibility of your loved ones or be paid from your estate.

That’s where life insurance can help.
A life insurance policy can provide financial support to your family, helping them cover outstanding debts and maintain stability during an incredibly difficult time.

It’s about giving the people you care about one less thing to worry about.

💬 If you’d like to understand how life insurance could protect your family’s financial future, we’re here to help.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

The Bank of England has announced that the base rate will remain at 3.75%.If your fixed rate is not due to end within th...
19/03/2026

The Bank of England has announced that the base rate will remain at 3.75%.

If your fixed rate is not due to end within the next 6 months, this change won’t affect you until your fixed period comes to an end.

However, if your current rate is due to end within the next 6 months, it’s important to get in touch with a member of the team as soon as possible.

If you’d like to discuss your options, simply contact the team using any of the methods below 👇

Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

When you’re self-employed, preparing for a mortgage can take a little more planning 📝Lenders will usually want to see th...
18/03/2026

When you’re self-employed, preparing for a mortgage can take a little more planning 📝

Lenders will usually want to see things like your recent accounts, SA302s, tax year overviews and evidence that your income is stable. Leaving it until the last minute can sometimes lead to unnecessary delays.

Getting organised early and speaking to a mortgage adviser ahead of time can help you understand what documents you’ll need and which lenders may be suitable for your situation.

A little preparation now can make the whole process much smoother when you’re ready to apply.

💬 If you’re self-employed and thinking about buying or remortgaging, we’re here to help guide you through it.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

“Do I make enough to buy a home?” 🏡It’s one of the most common questions people ask when they start thinking about getti...
16/03/2026

“Do I make enough to buy a home?” 🏡

It’s one of the most common questions people ask when they start thinking about getting a mortgage.

The truth is, affordability isn’t just about your salary. Lenders also look at things like your monthly commitments, credit history, deposit, and household income to work out what you may be able to borrow.

Sometimes buyers are surprised by what’s possible, while others find small changes can make a big difference to their borrowing potential.

If you’re wondering whether homeownership could be within reach, speaking to a mortgage adviser can help you understand your options and plan your next steps with confidence.

💬 Get in touch if you’d like to talk through your situation.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Picture this: no matter what life throws your way, your family is financially protected 📷Life Insurance isn’t about expe...
13/03/2026

Picture this: no matter what life throws your way, your family is financially protected 📷

Life Insurance isn’t about expecting the worst, it’s about planning responsibly for the people who rely on you most.

From covering the mortgage to protecting everyday living costs, the right protection policy provides security and peace of mind.

Because true financial planning isn’t just about building wealth, it’s about safeguarding it.

If you’d like to review your current cover or explore your options, we’re here to help 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

When purchasing a commercial property, deposit requirements are typically higher than residential mortgages.In most case...
11/03/2026

When purchasing a commercial property, deposit requirements are typically higher than residential mortgages.

In most cases, lenders will expect a deposit of 25%–40%, depending on factors such as the type of property, the strength of the business, trading history, financial accounts, and overall risk profile.

Each lender has a different appetite and assessment criteria. What one bank may decline, another may consider, particularly when the deal is structured correctly and presented professionally.

Understanding your funding position early allows you to plan with clarity and confidence, whether you’re acquiring premises for your business or investing in commercial property.

If you’re considering a purchase and would like tailored guidance, get in touch to discuss your options.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

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Euxton
PR76TB

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