Ellie McMullen - Mortgage Consultant

27/08/2026

Our Bank Holiday opening hours 🕒

26/08/2026

Self-Employed Mortgage Myths 👇
• "You need three years of accounts."
• "Contractors can't get mortgages."
• "You need a huge deposit."
• "One rejection means no chance."

There are many misconceptions around self-employed mortgages.
The reality?
✅ Some lenders accept one year's accounts (criteria may vary based on selected high street and specialist lenders)
✅ Contractors can obtain mortgages (subject to lender eligibility, contract type, and income verification)
✅ Every lender has different criteria (please consult for up-to-date information)
✅ Specialist advice can open up options

Being self-employed shouldn't stop you achieving your homeownership goals. 🏠💫

📞 Contact Ellie by pressing the 'Call Now' button below or email [email protected] today.
Your home may be repossessed if you do not keep up with repayments on your mortgage.

Call now to connect with business.

01/07/2026

Average UK house prices rose by 0.7% since March and were up 3.8% annually, according to HM Land Registry’s data.

21/05/2026

You might have heard that mortgage rates can fluctuate a lot.

This is influenced by various factors such as changes in the economy, inflation rates, the policies of central banks, and the overall demand for housing. A mortgage is a big commitment. The choices you make and the type of mortgage you select (fixed or variable) can make a big difference to the amount of money you have spare, sometimes for many months or even years.

We can help you find the right mortgage deal whilst also enjoying security and peace of mind.

Get in touch to learn more about these recent trends and how they can affect you.

15/05/2026

Protecting your family, lifestyle and home has never been more important.

Taking the time to put a plan in place will give you greater peace of mind about your future.

Get in touch today to start making better financial decisions.

08/05/2026

Whilst it’s not a legal requirement, many estate agents won’t accept a buyer’s offer until an agreement in principle is in place. Having a mortgage agreement in principle before making an offer on a home can strengthen your position as a buyer. It shows sellers you’re serious and have the financial backing to proceed.

The agreement gives you an idea of how much you can borrow and helps you understand your budget better. It can also speed up the buying process once your offer is accepted.

Need help navigating the mortgage process? Get in touch today.

01/05/2026

Thinking about buying a house? Here are some tips to get you mortgage ready:

Check your credit score: A good credit score can help you secure better mortgage rates.
Reduce debt: Lowering your existing debt can improve your mortgage application.
Get pre-approved: This shows sellers you’re serious and helps you understand your budget.
A financial adviser can guide you through each step, helping you make the right decisions and explaining the right mortgage options for you.

Ready to take the next step? Get in touch today to discuss your mortgage options.

29/04/2026

Running a business is tough enough – getting sick shouldn’t make it tougher.

Whether you’re a sole trader or managing a small team, having the right financial protection in place means your business can keep going even when you need time to recover.

We make it simple to understand your options and find a plan that works for you.

Get in touch with a financial adviser today and let’s make sure your business stays on track-no matter what life throws your way.

Approver Quilter Financial Limited and Quilter Financial Services Limited. September 2025