Ellie McMullen - Mortgage Consultant

Ellie McMullen - Mortgage Consultant Providing professional and friendly mortgage advice. Appointments can be held face to face, over the phone or via video call. Please get in touch.

You might have heard that mortgage rates can fluctuate a lot.This is influenced by various factors such as changes in th...
21/05/2026

You might have heard that mortgage rates can fluctuate a lot.

This is influenced by various factors such as changes in the economy, inflation rates, the policies of central banks, and the overall demand for housing. A mortgage is a big commitment. The choices you make and the type of mortgage you select (fixed or variable) can make a big difference to the amount of money you have spare, sometimes for many months or even years.

We can help you find the right mortgage deal whilst also enjoying security and peace of mind.

Get in touch to learn more about these recent trends and how they can affect you.

15/05/2026

Protecting your family, lifestyle and home has never been more important.

Taking the time to put a plan in place will give you greater peace of mind about your future.

Get in touch today to start making better financial decisions.

Whilst it’s not a legal requirement, many estate agents won’t accept a buyer’s offer until an agreement in principle is ...
08/05/2026

Whilst it’s not a legal requirement, many estate agents won’t accept a buyer’s offer until an agreement in principle is in place. Having a mortgage agreement in principle before making an offer on a home can strengthen your position as a buyer. It shows sellers you’re serious and have the financial backing to proceed.

The agreement gives you an idea of how much you can borrow and helps you understand your budget better. It can also speed up the buying process once your offer is accepted.

Need help navigating the mortgage process? Get in touch today.

Thinking about buying a house? Here are some tips to get you mortgage ready:Check your credit score: A good credit score...
01/05/2026

Thinking about buying a house? Here are some tips to get you mortgage ready:

Check your credit score: A good credit score can help you secure better mortgage rates.
Reduce debt: Lowering your existing debt can improve your mortgage application.
Get pre-approved: This shows sellers you’re serious and helps you understand your budget.
A financial adviser can guide you through each step, helping you make the right decisions and explaining the right mortgage options for you.

Ready to take the next step? Get in touch today to discuss your mortgage options.

29/04/2026

Running a business is tough enough – getting sick shouldn’t make it tougher.

Whether you’re a sole trader or managing a small team, having the right financial protection in place means your business can keep going even when you need time to recover.

We make it simple to understand your options and find a plan that works for you.

Get in touch with a financial adviser today and let’s make sure your business stays on track-no matter what life throws your way.

Approver Quilter Financial Limited and Quilter Financial Services Limited. September 2025

08/04/2026

Personalised financial advice, right where you are.

Our locally based, fully qualified financial advisers are ready to help you feel more confident about your financial future. Whether you're planning ahead or facing a big decision, we're here to guide you every step of the way.

Book a free, no-obligation initial meeting and take the first step towards financial peace of mind.

Approver Quilter Financial Limited and Quilter Financial Services Limited. October 2025.

30/03/2026

Our Easter Bank Holiday opening hours!

25/03/2026

Nationwide, HSBC and Coventry Building Society are all putting some mortgage rates up.

Address

226 Bexley Road
Erith
DA83HB

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