Galloway Jennings - Mortgage and Insurance

04/06/2026

After what feels like a lifetime or demolition, dirt and skip filling it finally feels like progress is being made on the new office with the first batch of materials arriving today.

No more out with the old and finally starting to see more in with the new 🥰

01/06/2026

🚨 FIRST-TIME BUYERS IN SCOTLAND – DON'T MISS THIS! 🏡

The Scottish Government has confirmed that the First Homes Fund will open by the end of June and could help eligible first-time buyers with up to £10,000 towards their first home. 💙

If you've been putting off buying because saving a deposit feels impossible, this could be the opportunity you've been waiting for.

🏠 Up to £10,000 support available
🏠 Available on properties up to £300,000
🏠 New-build and existing homes eligible
🏠 Designed to help first-time buyers get onto the property ladder sooner

The Government expects the scheme to support 50,000 first-time buyers during this Parliament, with thousands expected to benefit from the initial rollout.

⏳ Demand is expected to be high, so now is the time to start planning.

📩 Message Galloway Jennings today for a free, no-obligation chat about your mortgage and insurance options and find out how prepared you could be when applications open.

🔑 Your first home may be closer than you think.

First Homes Fund eligibility criteria, availability and scheme terms and conditions apply. Full details are available on the Scottish Government website.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR ANY OTHER DEBTS SECURED ON IT.

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting. This will not exceed £490.

Galloway Jennings is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).

Galloway Jennings is authorised and regulated by the Financial Conduct Authority (947715).

27/05/2026

Being a landlord can be rewarding… until the rent stops coming in.

With rising costs and tighter margins, many landlords are asking the same question:

❓ “What happens if my tenant stops paying rent?”

Rent Guarantee and Legal Expenses cover can help provide peace of mind by supporting landlords with:

✔️ Rent protection (subject to policy terms and limits)
✔️ Legal expenses for repossession proceedings
✔️ Support with regaining possession of your property
✔️ Cover for legal costs up to policy limits

This type of policy can pay up to £3,500 per month in rent arrears for up to 12 months where a valid claim is accepted and repossession action is covered. Cover is subject to eligibility, tenant referencing requirements, policy conditions and exclusions.

It’s not about expecting the worst from tenants — it’s about protecting your income and having support if things do go wrong.

If you’re a landlord and would like to understand:
🏠 What’s covered
🏠 What isn’t covered
🏠 How claims work
🏠 Whether this could suit your property portfolio

Message me directly or book an appointment to discuss your options.

As with all insurance, terms, conditions, exclusions and eligibility criteria apply.

26/05/2026

What Is A Home Report?

🏡 Viewing houses and everyone keeps mentioning the “Home Report”?

If you’re buying in Scotland, this is one of the most important documents you’ll read before making an offer.

A Home Report usually includes:

✔️ A survey showing the condition of the property
✔️ An energy report
✔️ A property questionnaire completed by the seller

The survey section gives each part of the home a condition rating:

🟢 Level 1 = No immediate work needed
🟠 Level 2 = Repairs or maintenance may be needed soon
🔴 Level 3 = Urgent repairs or replacement required

It’s designed to help buyers understand the property before offering — so there are fewer surprises later on 👀

A lot of first-time buyers panic when they see issues listed… but many reports contain at least a few Level 2 items.

The key is understanding what’s normal and what could become expensive.

If you’re unsure what you’re reading, happy to help explain it in plain English 😊

📩 Drop me a message anytime.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR ANY OTHER DEBTS SECURED ON IT.

Galloway Jennings is an appointed representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981).
Galloway Jennings is authorised and regulated by the Financial Conduct Authority Conduct Authority (947715)

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting, this will not exceed £490.00

21/05/2026

Theres still time to apply for funding ❤️

Applications are now OPEN for the Sir Arnold Clark Summer Fund and our Summer Holiday Hunger Grants! ☀️

Are you a charity, community group or grassroots organisation supporting disadvantaged children and young people in the West of Scotland over the summer holidays? You could be eligible to apply for funding!

💖We welcome applications across Glasgow & the West, Ayrshire, and Dumfries & Galloway
📄 Full terms and conditions are available on our website.

👉 Apply now using the link below:
https://view.hellorayo.co.uk/clyde/charity/events/arnold-clark-summer-fund-2026

Any questions? Get in touch at [email protected]

20/05/2026

How the office renovation feels at the moment 🙈🤣

10/05/2026

⚡ Office Refurbishment Update ⚡

A huge amount of progress has been made behind the scenes over the last few weeks and we’re finally starting to see this project come back to life.

The office has now been completely rewired, signed off safe, and we officially have electricity back on site 🙌

We’ve also stripped out the old heating system and removed the extremely old, inefficient boiler that had clearly seen better days. During the strip out we uncovered the root cause of the damp issues throughout the building. The source has now been repaired, the affected areas treated, and brand new pipework and a new heating system have been installed.

Behind the walls and under the floors has probably been the least glamorous part of the renovation — but definitely one of the most important.

The joiner has also been out this week measuring up to replace the rotten roof timbers and prepare the battening ready for the plasterboard installation. Once that stage starts going in, the office should really begin to transform visually.

It’s been a messy job uncovering years of problems, but every issue found and fixed now means we’re building the office properly for the future rather than just covering things up.

Still a long way to go, but massive progress has been made 💪

❤️ As always, a huge thank you to our neighbours for their patience whilst we work on the office. We know its noisy and making lots of dust which is disruptive to your own businesses. ❤️

07/05/2026

🚨 DUMFRIES — QUICK ONE 🚨

If you were in charge of Dumfries for a day… what’s the FIRST thing you’d change?

No long answers needed — just one thing.

Curious what people think would make the biggest difference locally 👇

05/05/2026

Worried about how you’d cope financially if you were diagnosed with a serious illness?

Our latest blog breaks down everything you need to know about critical illness cover – from what it actually covers to whether it’s right for you 👇
https://gallowayjennings.co.uk/critical-illness-cover-advice/

Did you know:
✔️ It can pay out a tax-free lump sum if you’re diagnosed with a serious condition like cancer, heart attack or stroke
✔️ The money can be used to cover your mortgage and insurance, bills, or everyday living costs while you focus on recovery
✔️ Policies vary more than people realise – so getting the right advice is key

If your income stopped tomorrow, would your mortgage and insurance still be covered?

Have a read and feel free to message us if you’d like tailored advice.

Clear critical illness cover advice for UK families - what it covers, what to check, and how to choose protection that fits your mortgage and life.

03/05/2026

⭐️⭐️⭐️⭐️⭐️

There’s nothing better than hearing from happy returning clients 🙌

We’re proud to support our customers through every step of their mortgage and insurance journey — making the process smooth, stress-free, and tailored to you.

A huge thank you for your kind words and for trusting Galloway Jennings again. It means the world to us that you’d recommend us to your friends and family 💙

Thinking about your next move?
Let’s chat and see how we can help.