Rachel Haley - Mortgage Broker

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Rachel Haley - Mortgage Broker YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

From back pain to fractures and sprains, everyday injuries frequently lead to unplanned time off work. The Everyday Risk...
04/11/2026

From back pain to fractures and sprains, everyday injuries frequently lead to unplanned time off work. The Everyday Risk Report shows that hospital stays from falls, trips and bumps last an average of 4.7 days, nearly a full working week.

How long would your savings last if it happened to you?

Message me for a quick income protection conversation.

Struggling to get a mortgage because of past credit issues?You might be closer to a “YES” than you think.There are mortg...
03/11/2026

Struggling to get a mortgage because of past credit issues?

You might be closer to a “YES” than you think.

There are mortgage options available right now where small defaults and CCJs under £500 are completely ignored — they don’t count against you at all. Combine that with just a 10% deposit, and suddenly home ownership becomes far more achievable.

If you’ve been told “no” before, it’s time to try again.

Send a message today and let’s see what you could qualify for.

✅ Looking for Alternative FTB Options?Not everyone has a 10% deposit ready to go — and sometimes the timing between last...
02/11/2026

✅ Looking for Alternative FTB Options?

Not everyone has a 10% deposit ready to go — and sometimes the timing between last rent and first mortgage doesn’t quite line up. The good news? There are flexible routes onto the property ladder.

Here are three standout options designed to help first‑time buyers move sooner:
🏡 Track Record Mortgage
For current or recent renters who’ve paid rent on time for 12 consecutive months — offering low or even no deposit solutions.
⏳ Delayed Start Mortgage
Move in now and begin your mortgage payments in 1, 2 or 3 months (interest applies from day one). A great buffer if you need time to settle in financially.
🤝 Income Booster
Boost affordability with the help of family or friends — up to three people, with no relationship restrictions.
If your situation is a bit more complex, there are still options available.

👉 Want to explore what could work for you? Drop me a DM and let’s chat.

Don’t let mortgage myths haunt you this Halloween 👻Whether you’re buying your first home or reviewing your current deal,...
29/10/2026

Don’t let mortgage myths haunt you this Halloween 👻

Whether you’re buying your first home or reviewing your current deal, I can help you understand what’s affordable and what options may be suitable.

DM me to get started — no tricks, just clear advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Spooked by the thought of getting a mortgage?  It doesn’t have to be a nightmare. I’ll guide you through your affordabil...
27/10/2026

Spooked by the thought of getting a mortgage?

It doesn’t have to be a nightmare. I’ll guide you through your affordability, explain your options, and help you feel confident every step of the way.

Send me a DM if you’d like support with a purchase or remortgage this spooky season 🎃

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages don’t need to be scary this Halloween 👻  If rising rates or confusing criteria are giving you a fright, I can ...
25/10/2026

Mortgages don’t need to be scary this Halloween 👻

If rising rates or confusing criteria are giving you a fright, I can help you understand your options clearly and calmly.

Drop me a message to check your affordability and explore the right mortgage for your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 Struggling to save a large deposit? You may have more options than you think.For many first-time buyers, saving a depo...
15/10/2026

🏡 Struggling to save a large deposit? You may have more options than you think.

For many first-time buyers, saving a deposit is one of the biggest hurdles to homeownership. The good news is that some mortgage products are available with a deposit as low as 2%, making it possible to get on the property ladder sooner than you might expect.

✅ Available for eligible first-time buyers
✅ Up to 98% loan-to-value (LTV) available with selected lenders
✅ Designed to help those with smaller deposits

Every lender has its own criteria, and eligibility will depend on your individual circumstances.

📩 Thinking about buying your first home? Drop me a DM and I'll help you explore the options available to you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you’ve had credit blips in the past, here’s some genuinely encouraging news.There are mortgage options available wher...
14/10/2026

If you’ve had credit blips in the past, here’s some genuinely encouraging news.
There are mortgage options available where small defaults and CCJs under £500 aren’t taken into account, giving more people a fair chance at moving forward.

Combine that with a 10% deposit, and buying a home becomes far more realistic for anyone who’s been worried that old issues might hold them back.

Your past doesn’t define your future — especially when it comes to home ownership.

Saving for a deposit feeling impossible? Shared Ownership might help bridge the gap.Some Shared Ownership homes start at...
13/10/2026

Saving for a deposit feeling impossible? Shared Ownership might help bridge the gap.

Some Shared Ownership homes start at 10% shares, meaning you only need a 5% deposit on that share — making the first step into home ownership more accessible for many buyers.

If you want to understand how the numbers work for your situation, send me a DM and I’ll walk you through your affordability clearly and safely.

Your home may be repossessed if you do not keep up repayments on your mortgage or rent.

Address

Dewsbury
WF128BH

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 12pm
Saturday 9am - 12pm
Sunday 9am - 12pm

Telephone

07703829233

Website

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