Rachel Haley - Mortgage Broker

Rachel Haley - Mortgage Broker YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

Track Record – a first-time buyer mortgage, built differently.Are you renting and can demonstrate a strong rental paymen...
11/06/2026

Track Record – a first-time buyer mortgage, built differently.

Are you renting and can demonstrate a strong rental payment history? You may be able to take a step onto the property ladder with a Track Record mortgage.

This first-time buyer mortgage is designed for renters who haven’t owned a property in the last 3 years and could be suitable for those with a low or even no deposit, subject to eligibility and affordability.

Drop me a DM to discuss your options.

10/06/2026

Teachers & Education Professionals – Big News!

You can now get up to 7x your income for mortgage borrowing! 🎉

✅ Applies to teachers, teaching assistants, nursery workers, lecturers & more
✅ First-time buyers, home movers & remortgages welcome
✅ Up to 95% Loan-to-Value
✅ Only one applicant needs to work in education

Example:

Single teacher earning £33k? Borrow up to £196,400
Two teachers earning £33k each? Borrow up to £412,200

Whether you’re starting your first job, on a fixed-term contract, supply teaching, or buying in a high-cost area – I've got you covered!

👉 Drop me a DM to find out more today

Your mortgage rate ending soon? ⏰Let’s make sure you’re still on the best deal! 💡DM me today for a FREE mortgage review ...
09/06/2026

Your mortgage rate ending soon? ⏰

Let’s make sure you’re still on the best deal! 💡

DM me today for a FREE mortgage review — no pressure, just honest advice to help you plan ahead. 🏠

According to MetLife’s Everyday Risk Report, 1.3 million hospital admissions in the UK between 2022–2023 were caused by ...
08/06/2026

According to MetLife’s Everyday Risk Report, 1.3 million hospital admissions in the UK between 2022–2023 were caused by everyday accidents such as falls, trips, bumps, food poisoning and transport incidents.

If an unexpected injury meant time off work, would your income still cover the essentials?

Message me for a quick protection check to ensure you have a safety net in place for everyday risks.

06/06/2026

Income Plus is now available for first‑time buyers, home movers and remortgagers.

📌 Core criteria include:

Up to 6x loan‑to‑income for first‑time buyers, home movers and remortgagers with a minimum household income of £75,000
Up to 5.5x LTI:
Home movers and remortgagers with household income from £50,000
First‑time buyers with household income from £30,000
Maximum 95% LTV for first‑time buyers
Maximum 90% LTV for home movers and remortgagers
(LTV limits apply on remortgages depending on the purpose of any capital raising)
Available for new build properties (subject to limits)
Available to self‑employed applicants
Products offered on five‑year fixed rate deals

📌 Important information:
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage lending is subject to status, lending criteria and affordability checks.
This information is for guidance only and does not constitute advice.

Drop me a DM to discuss your options.

05/06/2026

✅ Looking for Alternative FTB Options?

Not everyone has a 10% deposit ready to go — and sometimes the timing between last rent and first mortgage doesn’t quite line up. The good news? There are flexible routes onto the property ladder.

Here are three standout options designed to help first‑time buyers move sooner:
🏡 Track Record Mortgage
For current or recent renters who’ve paid rent on time for 12 consecutive months — offering low or even no deposit solutions.
⏳ Delayed Start Mortgage
Move in now and begin your mortgage payments in 1, 2 or 3 months (interest applies from day one). A great buffer if you need time to settle in financially.
🤝 Income Booster
Boost affordability with the help of family or friends — up to three people, with no relationship restrictions.
If your situation is a bit more complex, there are still options available.

👉 Want to explore what could work for you? Drop me a DM and let’s chat.

Track Record – a first-time buyer mortgage, built differently.Are you renting and can demonstrate a strong rental paymen...
04/06/2026

Track Record – a first-time buyer mortgage, built differently.

Are you renting and can demonstrate a strong rental payment history? You may be able to take a step onto the property ladder with a Track Record mortgage.

This first-time buyer mortgage is designed for renters who haven’t owned a property in the last 3 years and could be suitable for those with a low or even no deposit, subject to eligibility and affordability.

Drop me a DM to discuss your options further.

Not sure what to do next or what your options are? 🤔Don’t stress — I’ve got you covered! 💬Drop me a DM for a FREE mortga...
02/06/2026

Not sure what to do next or what your options are? 🤔

Don’t stress — I’ve got you covered! 💬

Drop me a DM for a FREE mortgage review, and I’ll help you find the best deal for your situation.

✅ No obligation
✅ Honest, friendly advice
✅ Peace of mind about your payments

Your home, car and phone are insured… but is your income protected?The Everyday Risk Report highlights how everyday acci...
01/06/2026

Your home, car and phone are insured… but is your income protected?

The Everyday Risk Report highlights how everyday accidents, things as simple as a fall or a sports injury, can have real financial consequences if income is suddenly impacted.

Your income is what pays for everything else, why leave it exposed?

Message me to find out more about the options you have to protect your income.

Address

Dewsbury
WF128BH

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 12pm
Saturday 9am - 12pm
Sunday 9am - 12pm

Telephone

07703829233

Website

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