Inspire Mortgage & Protection Solutions Limited

21/04/2026

Sunday was a fantastic day running the Coventry Half Marathon in support of Hope Into Action Coventry.

The community spirit all the way around the course was phenomenal and was very heartwarming.

There were so many incredible causes being supported, and it’s a privilege to represent a charity doing such impactful work in our community.

Hope Into Action Coventry provides housing and support for people experiencing homelessness, helping them rebuild their lives with dignity.

Thank you to everyone who has supported, donated, and cheered along the way ❤️

https://www.gofundme.com/f/im-running-coventry-half-marathon-for-this-amazing-cause

19/04/2026

Promoted to the premier league after 25 years!!

A huge congratulations to Coventry City on an incredible achievement, showing that hard work, resilience and determination really does pay off 🙌🥳

Inspire Mortgages are proud to support Coventry City and be part of the CCFC community 🩵

Here’s to the next chapter in the Premier League!! we’ll be cheering you all the way! PUSB ⚽️🩵

11/11/2025

14/10/2025

24/09/2025

💡 Did you know family cover can protect you if a child is injured or hospitalised?

It can provide support if you need to take time off work to care for them, and a single plan can cover more than one child in your household. 👨‍👩‍👧‍👦

14/07/2025

After a busy and rewarding week helping clients, I took some time to enjoy London with my daughter.

One of the things I value most about my work is the flexibility it gives me to create special moments with loved ones. It’s a reminder of why we do what we do—working hard, supporting others, but also making space for life’s meaningful moments 💕

29/05/2025

🚨 Exciting News! Our New Website is Live! 🚨

We’re thrilled to announce the launch of our brand-new website:
🌐 www.inspiremortgages.org.uk

Whether you’re buying your first home, remortgaging, investing in property, or looking for protection advice — our new site makes it easier than ever to get the support you need.

✅ Easy to navigate
✅ Book appointments online
✅ Access helpful tools & guides
✅ Learn more about our services

Take a look and let us know what you think! 💬

At Inspire, we specialise in providing mortgage and protection solutions, blending modern approaches with traditional values.

17/02/2025

Great start to the week, with a lovely review from my client! 😁🏠

I recently had the pleasure of working with Michele, and I cannot recommend her highly enough. From start to finish, the entire process was seamless, professional, and tailored to my specific needs.
Michele took the time to thoroughly explain every step of the mortgage process, ensuring I understood all my options.
What truly stood out was her ability to simplify what can often be a complex and overwhelming process.

Thank you, Michele for making my home-buying journey such a positive experience!

20/01/2025

Housing market 2024 – a summary

2024 was a significant year for the UK property market; Labour’s landslide general election win ended 14 years of Conservative rule in Britain, plus the Bank of England reduced interest rates in August after being held at 5.25% for a year. Here’s a roundup of the housing and mortgage markets at the end of 2024.

Recovery in sales

Buyer and seller confidence grew in 2024 with the promise of reduced interest rates. The end-of-year sales pipeline was the highest in four years*, with 283,000 sales expected to reach completion in the first half of 2025. In the first 11 months of 2024, estate agents agreed an average of 6.1 sales per month – the highest number since 2021. Despite this increase in sales, house price growth remained muted, with Amanda Bryden, Head of Mortgages at Halifax commenting that “many potential buyers and movers still face significant affordability challenges and buyer confidence may be tested against a changeable economic backdrop”.

A buyer’s market

2024 was a buyer’s market and it is expected to remain that way in 2025. In the first half of 2024, there was some improvement in market conditions, with buyers more willing to pay over the asking price. But price sensitivity returned after the Autumn Budget and buyers are currently paying 3.6% below the property’s asking price.

First-time buyer activity

First-time buyers (FTBs) do not currently pay any Stamp Duty on properties worth up to £425,000, however this threshold hold will revert to £300,000 in April 2025. This policy change, confirmed in the Autumn Budget, has created urgency among FTBs, particularly those buying in regions where houses are more expensive. From April, only 8% of homes in London will be exempt from Stamp Duty for FTBs**, so FTB demand has understandably increased in the capital. Tim Bannister, Rightmove’s property expert, advised, “We may see some negotiation tactics play out, particularly on properties close to the £300,000 mark, as both buyers and sellers try to mitigate their higher costs through the price agreed.”

Mortgage market

The reduction in Bank Rate in August 2024 came as a welcome relief to borrowers, but affordability remains a challenge for many buyers – particularly for those with smaller deposits. In December 2024, the average fixed mortgage rate was 4.83% for five years and 5.08% for two years, and Rightmove predicts that rates could fall to around 4.0% in 2025. While this is an improvement on spikes of 5-6% in 2023, it would still be significantly higher than pre-pandemic levels.

We’re here to help you make informed decisions about your property plans. Contact us to explore how the latest market trends affect your housing journey.

Your home may be repossessed if you do not keep up repayments on your mortgage

* Zoopla, 2024
** Rightmove, 2024