Manuka Money

19/06/2026

At Manuka Money, we're incredibly proud to be sponsoring Congleton Vale Mambas U13s football team as they begin their journey as a new local football team.

Grassroots sport plays such an important role in our community, helping young people develop skills, build confidence, form friendships and create a real sense of belonging. These values align perfectly with what the Vale Mambas stand for: Develop, Compete and Belong

We're delighted to be able to support a team that is creating opportunities for young players to grow both on and off the pitch, and we're excited to follow their progress throughout the season.

The Vale Mambas are also currently looking for new players to join the squad. If your child is interested in being part of a positive, welcoming team environment where they can develop their football skills, build confidence and make new friends, we'd love to hear from you.

For more information, please contact Ashley Hilton on 07487258414.

Everyone at Manuka Money wishes the players, coaches, volunteers and families the very best of luck for the season ahead. Work hard, enjoy the journey and make some fantastic memories together.

Go Mambas! ⚽🐍

18/06/2026

🚨 Bank of England Base Rate Update 🚨

The Bank of England has held the Base Rate at 3.75% today.

So, what does that mean for you?

🔄 Re-Mortgaging
If your deal ends within the next 6 months, don't leave things until the last minute. Many lenders allow you to secure a rate now and switch if rates improve before completion.

For our existing clients, we'll always contact you around 6 months before your deal ends so we can plan ahead and make sure you're in the best possible position.

🚚 Home-movers
Is now the right time to move, or does it make more sense to stay and extend?

With property values, building costs, moving expenses, stamp duty and mortgage rates all playing a part, there's no one-size-fits-all answer. The good news is that lenders continue to offer a range of solutions, including enhanced affordability options.

Before spending thousands on an extension, it may be worth finding out whether moving is more achievable than you think. If you're currently tied into a deal with your lender, we can explore further borrowing options and porting the Mortgage to a new property.

🏡 First-Time buyers
Mortgage rates remain competitive, and lenders continue to compete for business.

Many lenders are introducing enhanced affordability options, with some now offering income multiples of up to 5–6 times salary for eligible applicants, helping more buyers take their first step onto the property ladder.

🏠 Landlords
Despite ongoing changes in the property market, there are still plenty of opportunities for both new and experienced landlords.

Whether you're looking to remortgage, improve cash flow, raise funds for further investment, or purchase your next buy-to-let property, lenders continue to offer a wide range of products. As criteria can vary significantly between lenders, professional advice can help identify the most suitable and cost-effective options for your portfolio goals.

📌 The headline today is "no change" – but mortgage rates can still move independently of the Base Rate.

Every mortgage journey is different. If you'd like to know how today's announcement could affect your plans, please feel free to message us.

Send a message to learn more

02/04/2026

A huge congratulations to Kane & Lauren on becoming first-time homeowners! 🏡❤️

Buying your first home is always a nervy experience. Their journey had a few extra challenges along the way. From a previous purchase falling through, to a down valuation and even changing lenders, it wasn’t always straightforward.

But with patience, persistence, and the right solutions, they’ve now secured their dream home 🙌

It’s been an absolute pleasure to support you both on this journey ☺️

08/01/2026

Today we’re feeling incredibly grateful 🙏

Reaching 50 x 5* Google reviews is a huge milestone for us as a local independent business, and we couldn’t have done it without the amazing support of our customers.

We’re also massively grateful for our 125+Trustpilot reviews, which continue to motivate us to deliver the best service possible.

Every review represents trust, encouragement, and a belief in what we do at Manuka Money. Taking the time to share your experience truly means more to us than you know.

Here’s to continuing to grow, improve, and support our amazing customers 🙌

Thank you for being part of our journey

23/12/2025

19/12/2025

A massive congratulations to our customers George & Tegan on getting the keys to their dream home 🎉🏡

It's been a journey, but we got there and we are absolutely delighted for you 😊

Thank you very much for letting us support you on your house buying journey and we wish you all the very best in your new home.

Big thanks to our existing customers Chris & Rhiannon Jones for introducing George and Tegan to us. We'll be sending some vouchers out as a thank you soon 🙏

10/10 for the photo bombing Chris 🤣

18/12/2025

📉 Bank of England Base Rate Update 📉

The Bank of England has announced a 0.25% reduction in the base rate today, from 4% to 3.75%.

This is positive step for the economy and great news for borrowers. We expect lenders to review their mortgage interest rates in response to this over the coming days and weeks.

What does this mean?

🏡 First-time buyers & home movers
If you’re thinking about buying your first home or making a move, today’s rate reduction could work in your favour. Lower interest rates can mean more affordable monthly payments and better mortgage options, so now could be a great time to get your plans moving and see what’s possible.

🔍 Existing customers
We’ll be closely monitoring lenders following today’s announcement. If a lender reduces the rate on an offer you already have, we’ll proactively request an amendment wherever possible — so you don’t miss out on any savings.

Finally, a big thank you to one of our lovely customers for the chocolates and card – a very kind and much-appreciated gesture! Feedback like this means the world and reminds us why we do what we do 🍫😊

If you’d like to discuss what this rate change could mean for you, feel free to get in touch.

09/09/2025

Hello 👋 it’s been a while. Just an update video to say a few thank you’s and to provide a bit of an update on market conditions

07/08/2025

📢 Bank of England cuts interest rates – here's is what you need to know 📢

The Bank of England has announced a rate reduction today from 4.25% down to 4%, which could have a ripple effect across the housing and financial markets.

🏠 What does this mean for Mortgage customers?

If you're on a Bank of England tracker product you will see your payments fall.

If you are on a variable-rate mortgage, linked to a Building Societies standard variable rate, then you may see your payments start to fall. It's not always a given that Building Societies reduce their standard variable rate in line with Bank of England reductions.

If you're already are on a fixed rate then this will remain the same.

We could see more competitive deals hitting the market soon. Having said that, the market was already priced pretty well given where the base rate lies today but we expect to see some movement.

Whether you're thinking about remortgaging, buying your first home, or just want some guidance, we are here to help you make sense of it all.

22/05/2025

7 very happy customers in the last 24 hours 🎉🎉🎉

Since securing their original Mortgage offers we have obtained revised offers from the lenders with reduced rates, saving them huge sums of money. One client in particular saving £50 a month over 5 years - £3,000!! 🤯

Part of our promise to you is that we will monitor market conditions and lenders rates (which are constantly on the move) and always ensure that you are on the best rate possible.

All part of the Manuka service 🫡