Mortgage Minder

04/06/2026

Did you know we don't just advise on Mortgages, Commercial Finance or insurances...

20/05/2026

24/04/2026

🚨 LANDLORDS - URGENT!!! 🚨

Action Required by May 31st!

The Renters’ Rights Act 2025 is here, and Phase 1 kicks off on May 1st, 2026. If you have properties in England, you are now legally required to serve specific documents to your tenants.

Failure to comply could result in civil penalties of up to £7,000. Here is your emergency checklist to stay on the right side of the law:

📅 The Critical Deadlines

New Tenancies (Starting May 1st onwards): Before a tenant signs or agrees to a lease, you must provide a "Written Statement of Terms."

Existing "Verbal" Tenancies: If you have an existing tenant with no written agreement, you must serve the "Written Statement of Terms" by May 31st. (Document link in the comments)

Existing Written Tenancies: If you already have a written contract, you must serve the official "Renters’ Rights Act Information Sheet 2026" to every named tenant by May 31st.

🛠️ Required Action Steps

Download the PDFs: Get the official government templates immediately.
Serve Document: Send them via email (as a PDF attachment) or deliver a hard copy by hand/post.
Proof of Service: This is vital. Ensure you keep a record of when and how the document was sent. If you use email, ask for a "received" confirmation.

⚠️ Why this is URGENT:
The law has officially shifted. As of May 1st, fixed-term tenancies are being abolished in favor of rolling periodic tenancies, and Section 21 "no-fault" evictions are being phased out. Serving these documents is a legal requirement to ensure your tenancy remains valid and enforceable.

Don't wait until the May 31st deadline. Protect your investment and download the necessary forms today. 🏠⚖️

20/01/2026

Quick Update for my Clients! 📢

If you’ve received any automated messages or notifications from the Mortgage Wallet App recently, please feel free to ignore them. I am no longer using that platform to manage applications.

The best way to reach me for a quick response is right here on Facebook or via WhatsApp.

📲 WhatsApp me: 01376 773011
💬 Or just drop me a DM!

10/10/2025

Income protection insurance is your safety net when life throws you a curveball. It pays a regular income if you can't work due to illness or injury, helping you cover essential costs like rent or mortgage payments. Your salary is your biggest asset—protect it wisely! 🌟

06/10/2025

Life insurance is more than just a policy; it's a promise to your loved ones. It ensures their financial security, covering everything from daily living expenses to outstanding debts. It's a key part of a solid financial plan that protects what matters most. ❤️

03/10/2025

Navigating the world of mortgages can feel overwhelming, but understanding key terms like Loan-to-Value (LTV) can help simplify the process. A lower LTV often means better interest rates, so saving for a larger deposit is a smart move. 🏡💰

01/10/2025

Income protection insurance can be a lifesaver when unexpected events occur. It provides you with a regular income if you can’t work due to illness or injury, helping you cover essential expenses and maintain your lifestyle. Protect what matters most!

29/09/2025

When considering equity release, it's vital to think things through carefully. This option can help you access your home's value without selling, but seeking professional advice is key to ensuring it suits your financial situation and future needs.

27/09/2025

To our existing customers, we are no longer using Mortgage Wallet so if you need to contact us use the usual email or [email protected]