Concierge Motor Finance

Concierge Motor Finance Your Car, Your Finance, Transparent, Simple, Personal.

Found the car? Great. Sorted the finance? Even better. 🚘There’s a better way to shop for your next car.Instead of findin...
03/09/2026

Found the car? Great. Sorted the finance? Even better. 🚘

There’s a better way to shop for your next car.

Instead of finding the perfect vehicle first and then wondering how the numbers stack up, start by understanding your finance options.

With Concierge, you can:
✓ Get a clearer idea of your budget
✓ Explore finance options from our panel of lenders
✓ Understand what the monthly payments could look like
✓ Shop for your next car with more confidence

Then, when the right car appears, you’re already one step ahead.

Finance first. Car second. Keys next. 🔑

Start your journey with Concierge:

conciergefinance.co.uk

APR from 9.9% Representative APR 10.9%

We act as a broker, not a lender.

Representative Example: Borrowing £23000 over 5 years with a representative APR of 10.9% an annual interest rate of 10.87% (fixed) and a deposit of £0.00, the amount payable would be £493.16 per month x 60 with a total cost of credit of £6589.60 and a total amount payable of £29,589.60.We act as a broker, not a lender.

Concierge Motor Finance is a registered trading name of European Vehicle Contracts Limited that is a Credit Broker not a lender. Rates from 8.9% APR: The actual APR offered is subject to status and is based on your individual circumstances on application.

All finance is subject to status, terms and conditions apply.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at anytime.

We do not charge a fee for our services.

New registration plates are here. Is it time for something new?A new plate often gets people thinking about their next c...
01/09/2026

New registration plates are here. Is it time for something new?

A new plate often gets people thinking about their next car. But if you’re already in a finance agreement, you might be wondering what happens next.

You may have more options than you realise.

You could:
🔄 Explore refinancing your current vehicle
💷 Request a settlement figure and see exactly where you stand
📊 Check your equity position against your car’s current value
🚘 Explore changing your car and financing your next one

You don’t necessarily need to wait until your current agreement reaches the end.

Start with the numbers. Understand your position. Then decide what works for you.

Thinking about making a change? Speak to Concierge Motor Finance.

🌐 conciergefinance.co.uk

APR from 9.9% Representative APR 10.9%

We act as a broker, not a lender.

Representative Example: Borrowing £23000 over 5 years with a representative APR of 10.9% an annual interest rate of 10.87% (fixed) and a deposit of £0.00, the amount payable would be £493.16 per month x 60 with a total cost of credit of £6589.60 and a total amount payable of £29,589.60.We act as a broker, not a lender.

Concierge Motor Finance is a registered trading name of European Vehicle Contracts Limited that is a Credit Broker not a lender. Rates from 8.9% APR: The actual APR offered is subject to status and is based on your individual circumstances on application.

All finance is subject to status, terms and conditions apply.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at anytime. We do not charge a fee for our services.

Less-than-perfect credit? You may still have car finance options.Missed payments. Defaults. CCJs. A limited credit histo...
28/08/2026

Less-than-perfect credit? You may still have car finance options.

Missed payments. Defaults. CCJs. A limited credit history.

Whatever has happened in the past, it doesn’t automatically mean you should rule yourself out of financing your next car.

At Concierge, we take a straightforward, judgement-free approach.

We work with a specific panel of lenders and can explore the options that may be available based on your individual circumstances.

No promises of guaranteed approval.

No confusing jargon.

Just a real team, ready to help you understand your options.

Your credit history is part of the picture. Not the whole conversation.

Explore your car finance options: conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60. Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

What actually makes a great car deal? 🚗It’s not always the lowest monthly payment.A great deal is one that works for you...
26/08/2026

What actually makes a great car deal? 🚗

It’s not always the lowest monthly payment.

A great deal is one that works for you.

Before you sign, look at the bigger picture:

💷 A comfortable monthly payment
One that fits your budget without stretching it.

📊 The total amount payable
A lower monthly payment over a longer term could mean paying more overall.

🚘 The right car
Good value means very little if the car doesn’t suit your life.

📅 The right finance agreement
Consider the term, APR, deposit and any final payment or mileage conditions.

🤝 Support you can trust
You should understand what you’re signing and feel confident asking questions.

The best deal isn’t just a good price. It’s the right car, with the right finance, for you.

Let Concierge help you explore your options.

👉 conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60. Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

Before you buy your next car, ask yourself this… 🚗It’s easy to get carried away with the colour, wheels and optional ext...
24/08/2026

Before you buy your next car, ask yourself this… 🚗

It’s easy to get carried away with the colour, wheels and optional extras.

But is it actually the right car for you?

Ask yourself:

🚘 What will I use it for?
School runs, commuting, motorway miles or weekend adventures?

👨‍👩‍👧‍👦 How much space do I really need?
Think passengers, car seats, dogs, luggage and everyday life.

⛽ What will it cost to run?
Fuel, insurance, tax and servicing all matter.

💷 What can I comfortably afford each month?
Your next car should fit your finances, not stretch them.

📅 How long do I want to keep it?
This could influence both the car and finance option you choose.

✨ And most importantly… do I actually love it?
The right car should work for your head and your heart.

When you’ve found it, Concierge can help with the finance.

👉 conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60.

Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

Car in negative equity? Don’t panic.Negative equity simply means your car is currently worth less than the amount needed...
21/08/2026

Car in negative equity? Don’t panic.

Negative equity simply means your car is currently worth less than the amount needed to settle your finance agreement.

And it doesn’t necessarily mean you’re stuck.

Depending on your circumstances, you may be able to:
🚘 Keep your current car and continue your agreement
💷 Pay the difference between its value and settlement figure
🔄 Explore changing your car and how the shortfall could be handled
📅 Wait until the gap between value and settlement reduces

The important thing is knowing exactly where you stand before making your next move.

Get your settlement figure. Understand your car’s current value. Then speak to someone about the options available to you.

Negative equity doesn’t always mean no options.

Talk to Concierge: conciergefinance.co.uk

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Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60. Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

Still tyre kicking? 👀🚗Scrolling through cars.Saving favourites.Changing your mind.Then doing it all again tomorrow.Sound...
17/08/2026

Still tyre kicking? 👀🚗

Scrolling through cars.

Saving favourites.

Changing your mind.

Then doing it all again tomorrow.

Sound familiar?

Before you spend another evening browsing, get a clearer idea of your finance options.

Know your budget. Know what you could comfortably afford. Then start looking for the car, not just a car.

Less tyre kicking. More key turning. 🔑

Start your journey with Concierge:
conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60. Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

What’s your car budget? 🚗Before falling in love with your next car, work out what comfortably fits your finances.Think a...
14/08/2026

What’s your car budget? 🚗

Before falling in love with your next car, work out what comfortably fits your finances.

Think about:

💷 Your monthly payment
💰 Your deposit
📅 The finance term
⛽ Insurance, fuel and running costs
🚘 The type of car you actually need

Once you know your number, finding the right car becomes much easier.

Use our online finance calculator to explore your budget, then let Concierge help with the next step.

👉 conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23,000 over 5 years at a representative APR of 10.9%, annual interest rate 10.87% (fixed), £0 deposit, 60 monthly payments of £493.16. Total cost of credit £6,589.60. Total payable £29,589.60. Lender fees may apply. Example only. Finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company No. 6532275. Registered Address: European House, 9 Apex Business Village, NE23 7BF. Authorised and regulated by the Financial Conduct Authority, FRN 649225.

We work with a specific panel of lenders. If you proceed with an acceptance, we receive a fixed payment or fixed percentage commission which can vary by partner. This does not impact the rate you are provided. Full commission information is provided before completing your finance agreement and is available on request. We do not charge a fee for our services. T&Cs apply.

Viewing a car this week? 🚗Before you say "I'll take it", take five minutes to check the important things.A quick inspect...
10/08/2026

Viewing a car this week? 🚗

Before you say "I'll take it", take five minutes to check the important things.

A quick inspection and a proper test drive can tell you far more than the advert ever will.

Here's our simple checklist before you commit.
✔ Exterior condition
✔ Tyres and wheels
✔ Interior wear
✔ Test drive
✔ Vehicle history

If the car's right, we'll help you find the finance to match.

Start your application today: https://conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23000 over 5 years with a representative APR of 10.9% an annual interest rate of 10.87% (fixed) and a deposit of £0.00, the amount payable would be £493.16 per month x 60 with a total cost of credit of £6589.60 and a total amount payable of £29,589.60. We act as a broker, not a lender. Lender fees may apply, this is an example only. All finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company Number 6532275, registered address: European House, 9 Apex Business Village, NE23 7BF. Concierge Motor Finance is authorised and regulated by the Financial Conduct Authority under reference No. FRN 649225.

All finance is subject to status, terms and conditions apply.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance but can vary by partner. This does not impact the rate you are provided. Full commission information will be provided before completing your finance agreement. We do not charge a fee for our services.

5 Steps to Buying Your Next CarStep 1. Set your budget.Know what you're comfortable spending each month, not just the pu...
07/08/2026

5 Steps to Buying Your Next Car

Step 1. Set your budget.

Know what you're comfortable spending each month, not just the purchase price.

Step 2. Find the right vehicle.

Think about how you use your car every day. Practicality is just as important as style.

Step 3. Explore your finance options.

HP, P*P or Refinance. Understanding the difference could save you money and give you more flexibility.

Step 4. Apply with confidence.

Complete one simple application and let us search our panel of trusted lenders on your behalf.

Step 5. Collect the keys.

Once everything is approved, all that's left is to enjoy the drive.

Your next car starts with the right finance.

Start your application today: https://conciergefinance.co.uk

Representative APR 10.9%. We act as a broker, not a lender.

Representative Example: Borrowing £23000 over 5 years with a representative APR of 10.9% an annual interest rate of 10.87% (fixed) and a deposit of £0.00, the amount payable would be £493.16 per month x 60 with a total cost of credit of £6589.60 and a total amount payable of £29,589.60. We act as a broker, not a lender. Lender fees may apply, this is an example only. All finance subject to status.

Concierge Motor Finance is a trading name of European Vehicle Contracts Limited. Company Number 6532275, registered address: European House, 9 Apex Business Village, NE23 7BF. Concierge Motor Finance is authorised and regulated by the Financial Conduct Authority under reference No. FRN 649225.

All finance is subject to status, terms and conditions apply.

We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at any time. We do not charge a fee for our services.

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Hub 26, Lawrence House, Riverside Drive
Cleckheaton
BD194DH

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