Joy Bouchard

Mortgage & Protection Adviser based in Clacton-on-Sea for SmartMoneyTeam. Helping clients secure homes and protect their families with clear, tailored advice.

FCA Number 599430

31/07/2026

Explore Your Retirement Lending Options with Confidence

The right solution starts with understanding your choices. If your interest-only mortgage is ending, let's discuss what could be available.

Call 07852 394867 or email [email protected].

28/07/2026

Keeping More Control of Your Property Wealth

Looking at ways to remain in your home while considering your financial future? There may be more than one option available.

Call 07852 394867 or email [email protected].

25/07/2026

How Does Equity Release Differ From a RIO Mortgage?

These products are often confused, but they work very differently. Learn the facts before deciding which route may suit your needs.

Call 07852 394867 or email [email protected].

22/07/2026

What Is a Retirement Interest Only Mortgage?

A simple way to understand one of the retirement lending options available to eligible homeowners. Knowledge today could help shape your future plans.

Call 07852 394867 or email [email protected].

19/07/2026

RIO Mortgage or Equity Release? Understanding the Difference

Not sure whether a RIO mortgage or Equity Release may be right for you? Understanding the key differences is the first step.

Call 07852 394867 or email [email protected].

16/07/2026

Don't Assume Selling Is Your Only Option

Many homeowners are surprised by the options available when their interest-only mortgage reaches maturity. Find out what routes may be open to you.

Call 07852 394867 or email [email protected].

15/07/2026

🏡 Looking for a mortgage that fits your plans?

Whether you’re buying your first home, moving house, or remortgaging, we’re here to help you explore your options with expert guidance every step of the way. 🔑

📞 07852394867
📧 [email protected]
https://smartmoneyteam.co.uk/joy-bouchard/

Let’s talk about finding the right mortgage for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Smart Money Team is authorised and regulated by the Financial Conduct Authority (FCA No. 599430).

13/07/2026

Your Mortgage Term Is Ending. What Happens Next?

If you're approaching the end of your mortgage term and unsure what comes next, now is the time to understand your options and plan ahead.

Call 07852 394867 or email [email protected].

12/07/2026

SELF-EMPLOYED MORTGAGES

Self-Employed? Your mortgage Options May Be Better Than You Think.

Whether you’re a sole trader, contractor or business owner, Smart Money Team can help you explore mortgage solutions designed around your income and lifestyle.

📞 07852394867
📧 [email protected]
https://smartmoneyteam.co.uk/joy-bouchard/

Let’s talk about finding the right mortgage for you.

Your home may be repossessed if you do not keep up repayments on your mortgage. Smart Money Team is authorised and regulated by the Financial Conduct Authority (FCA No. 599430).

10/07/2026

Could a Retirement Interest Only Mortgage Help You Stay Put?

If you'd like to stay in your home during retirement, a RIO mortgage could be worth considering. Find out whether it's suitable for your circumstances.

Call 07852 394867 or email [email protected].

Address

Clacton-on-Sea

Telephone

+447852394867

Website

https://smartmoneyteam.co.uk/joy-bouchard/

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