Nicole Shuttleworth

Nicole Shuttleworth We will fully support you throughout the whole house buying or remortgage process including managing your mortgage paperwork keeping it simple and stress free.

Mortgage & Protection Broker | Helping clients secure homes & protect their families | Working from home with my Dog Walter 🐾 | Coffee, family, exercise and a little humor included ☕ We will always be on hand ,7 days a week, to answer any of your query's or concerns and we commit to keeping you fully up to date with progress reports. Our aim is to get you moving as quickly as possible . Expert hel

p offered for first time buyers, home movers, home owners moving and porting their existing mortgage or remortgaging. We also offer bespoke help for experienced Landlords or first time Landlords with Buy to let or Let to Buy mortgages.

Six years in business. 🥂When I started my mortgage business six years ago, I don’t think I quite anticipated the educati...
24/08/2026

Six years in business. 🥂

When I started my mortgage business six years ago, I don’t think I quite anticipated the education I was signing up for… 😂

In six years, we’ve navigated:

🦠 A global pandemic
💷 A cost-of-living crisis
📈 Rapidly rising interest rates
💥 The infamous Mini Budget
🇺🇦 A war in Ukraine and an energy crisis
🌍 Ongoing global uncertainty
👀 And enough “WW3…?!” headlines to keep everyone on edge!

And somehow… we’re still going strong. 💪🏼

Being a mortgage broker over the last six years has taught me that this industry is about so much more than finding the lowest rate.

It’s about adapting.
It’s about staying calm when the market isn’t.
It’s about finding solutions when the obvious route disappears.
And, most importantly, it’s about being someone your clients can rely on when everything feels a little uncertain.

I’m incredibly proud of how far the business has come, and even more excited about what the next chapter brings.

Here’s to the next six years… although if the world could keep the next six slightly less eventful, that would be great. 😂🥂

Thank you to every client, introducer, lender, colleague, friend and family member who has supported me along the way.

6 years down. Let’s see what’s next. ❤️

One of the most common things we hear?“I wish I’d sorted it sooner.” ⏳When it comes to insurance, waiting often feels ea...
02/04/2026

One of the most common things we hear?

“I wish I’d sorted it sooner.” ⏳

When it comes to insurance, waiting often feels easier, until it isn’t. Changes in health, lifestyle, or circumstances can impact your options, and what was once straightforward can quickly become more complicated or expensive.

Putting the right cover in place early gives you certainty, protection, and peace of mind for the future 🛡

Don’t leave it until it’s too late to wish you had.

Get in touch to explore your options today 👇

📞 07837823305
📧 [email protected]

Please note for these insurance products, terms and conditions apply.

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.Your net d...
31/03/2026

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.

Your net disposable income plays a key role in how lenders assess what you can comfortably afford. After your regular outgoings are taken into account, this is what helps determine the level of borrowing that’s right for you.

Understanding this early can make a real difference to your options and help avoid any surprises along the way.

If you’re unsure where you stand, we’re here to help you make sense of it all.

Get in touch to find out more 👇

📞 07837823305
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too....
27/03/2026

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too.

From lifestyle habits to occupation and even where you spend your downtime, insurers look at a bigger picture than you might think.

Understanding these factors can help you make smarter choices (and potentially save money 💡)

Get in touch with us today to discuss your insurance options 👇

📞 07837823305
📧 [email protected]

Please note for these insurance products, terms and conditions apply.

Are you an entrepreneur looking to secure your first commercial mortgage?Whether you’re expanding your business, investi...
25/03/2026

Are you an entrepreneur looking to secure your first commercial mortgage?

Whether you’re expanding your business, investing in premises, or taking your next big step, having the right funding in place is key.

Navigating commercial mortgages can be complex but with the right guidance, it becomes a clear and achievable process.

We’re here to help you explore your options and find a solution tailored to your business goals.

📩 Get in touch to discuss your first commercial mortgage.

📞 07837823305
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage.

Is it time to refresh your finances this spring?It’s easy for things to fall out of sync, whether it’s your mortgage dea...
24/03/2026

Is it time to refresh your finances this spring?

It’s easy for things to fall out of sync, whether it’s your mortgage deal, monthly expenses, or longer-term financial plans.

A quick review can help uncover ways to cut costs, improve efficiency, and make sure everything is working in your favour.

If it’s been a while since you last checked in, now could be the ideal time to reassess and reset.

📩 Get in touch to find out where you stand.

📞 07837823305
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

What happens to your debts if you’re no longer here? 🤔It’s not something many of us like to think about, but debts such ...
20/03/2026

What happens to your debts if you’re no longer here? 🤔

It’s not something many of us like to think about, but debts such as mortgages, loans or credit cards don’t automatically disappear.

In many cases, they may become the responsibility of your loved ones or be paid from your estate.

That’s where life insurance can help.
A life insurance policy can provide financial support to your family, helping them cover outstanding debts and maintain stability during an incredibly difficult time.

It’s about giving the people you care about one less thing to worry about.

💬 If you’d like to understand how life insurance could protect your family’s financial future, we’re here to help.

📞 07837823305
📧 [email protected]

Please note for these insurance products, terms and conditions apply.

The Bank of England has announced that the base rate will remain at 3.75%.If your fixed rate is not due to end within th...
19/03/2026

The Bank of England has announced that the base rate will remain at 3.75%.

If your fixed rate is not due to end within the next 6 months, this change won’t affect you until your fixed period comes to an end.

However, if your current rate is due to end within the next 6 months, it’s important to get in touch with a member of the team as soon as possible.

If you’d like to discuss your options, simply contact the team using any of the methods below 👇

Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

📞 07837823305
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but will be agreed with you before proceeding.

When you’re self-employed, preparing for a mortgage can take a little more planning 📝Lenders will usually want to see th...
18/03/2026

When you’re self-employed, preparing for a mortgage can take a little more planning 📝

Lenders will usually want to see things like your recent accounts, SA302s, tax year overviews and evidence that your income is stable. Leaving it until the last minute can sometimes lead to unnecessary delays.

Getting organised early and speaking to a mortgage adviser ahead of time can help you understand what documents you’ll need and which lenders may be suitable for your situation.

A little preparation now can make the whole process much smoother when you’re ready to apply.

💬 If you’re self-employed and thinking about buying or remortgaging, we’re here to help guide you through it.

📞 07837823305
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

“Do I make enough to buy a home?” 🏡It’s one of the most common questions people ask when they start thinking about getti...
16/03/2026

“Do I make enough to buy a home?” 🏡

It’s one of the most common questions people ask when they start thinking about getting a mortgage.

The truth is, affordability isn’t just about your salary. Lenders also look at things like your monthly commitments, credit history, deposit, and household income to work out what you may be able to borrow.

Sometimes buyers are surprised by what’s possible, while others find small changes can make a big difference to their borrowing potential.

If you’re wondering whether homeownership could be within reach, speaking to a mortgage adviser can help you understand your options and plan your next steps with confidence.

💬 Get in touch if you’d like to talk through your situation.

📞 07837823305
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Chorley

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 4pm
Saturday 10am - 2pm

Telephone

+447837823305

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