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Jeremy Blair - NxtGen Mortgages

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Jeremy Blair - NxtGen Mortgages

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Approved by The Openwork Partnership on 05/08/2026 ADV 31572

NxtGen Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

31/10/2026

Happy Halloween from all of us at Just Mortgages! 🎃👻

Wishing you a spooktacular evening filled with treats! 🍬

29/10/2026

A headline mortgage rate may catch your attention, but there is more to consider before choosing a deal.

Arrangement fees, cashback and fee-free options can affect the overall cost, while deal length and early repayment charges may influence how well it fits your plans. 🧾📅

Taking a closer look at these details could help you choose a mortgage that better matches your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

29/10/2026

The Budget often comes with lots of headlines, opinions and speculation.

We've pulled together some of the key announcements from today's Autumn Budget to help you stay informed.

If you're unsure how any of these changes could affect your plans, we're here to help.

Approved by The Openwork Partnership on 28.10.2026
Just Mortgages is a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

28/10/2026

Could the Budget bring breathing space for families and fresh hope for first-time buyers?

John Phillips shares his reaction to the announcements and explains why mortgage advice matters when planning your next step.

Read John’s blog: https://tinyurl.com/yktt33wz

27/10/2026

The lowest mortgage rate does not always mean the lowest overall cost.

Fees, incentives, deal length and early repayment charges can all affect how mortgage options compare. 🔍🧾

Looking at the mortgage as a whole could help you make a more informed decision and find an option that suits your needs.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

26/10/2026

What could the upcoming Budget mean for your finances?

John Phillips, CEO of Just Mortgages, shares what he hopes, and expects to see, from support for household budgets to greater financial confidence for mortgage borrowers.

Read John’s pre-Budget blog: https://tinyurl.com/5x59h9tm

23/10/2026

When your current mortgage deal ends, you could move onto your lender’s follow-on rate.

This may change the amount you pay each month, so it helps to understand what happens next before your deal expires. 🏡📋

Reviewing your mortgage early gives you time to compare what your existing lender offers with other available deals and explore what could suit your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

21/10/2026

You may be able to review your mortgage options several months before your current deal ends.

Starting early gives you more time to compare deals, prepare your documents and check whether any early repayment charges apply. 🏡📅

Understanding your options in advance could help you plan your next steps around your circumstances and future plans.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

15/10/2026

Your credit score is only one part of your mortgage application.

Lenders may also consider your income, deposit, existing debts, regular spending and overall affordability when assessing your circumstances. 🏡📊

Looking beyond the headline number could help you understand your position. A mortgage adviser can explain how these factors may affect your options.

Read our blog to find out more about credit checks and preparing for a mortgage: https://tinyurl.com/mr33bzc6

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

13/10/2026

A lower credit score does not automatically mean a mortgage is out of reach.

If you have missed payments in the past, lenders may consider what happened, how long ago it occurred, the amount involved and your wider circumstances. 📋🏡

Each lender has its own criteria. Speaking openly with a mortgage adviser could help you understand which options may be suitable for your situation.

Read our blog to explore how credit history can affect a mortgage application: https://tinyurl.com/mr33bzc6

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

03/06/2026

.
Absolutely spoilt today for an office 🌊 🏄‍♂️
Thanks to the team and our coach for making it such an enjoyable experience on the water 🤙

The facilities are amazing and the food / work space was top tier. Any one looking to learn or wanting to enjoy a fun family friendly day out should most definitely check it out 10/10

15/04/2026

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Big thanks to Keri & James for the lovely gift basket over the weekend. It has been an absolute pleasure helping them achieve the goal of home ownership.
Devonshire Tea’s and Devonshire Brews are always an appreciated gift ( take note potential clients 😉)

07/04/2026

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Thanks to the team for the roll’s over Easter 🐣
Great way to keep that chocolate off 🐷 🍫

07/03/2026

01/03/2026

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Another great addition to the team!
𝐓𝐡𝐞𝐫𝐞’𝐬 𝐚 𝐧𝐞𝐰 𝐚𝐠𝐞𝐧𝐭 𝐢𝐧 𝐭𝐨𝐰𝐧 …
• 🏡 • 🥂 • 🏡 • 🥂 • 🏡 • 🥂 • 🏡 • 🥂 • 🏡 • 🥂 • 🏡 •

Proud to be working alongside the amazing .hyslop_estateagent_exeter to deliver high standards, clear communication, and real results.

Because your home deserves more than average 🏡

31/01/2026

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Your credit score is more than just a number – it can shape the mortgage options available to you 🏡

A few small, consistent habits can make a big difference over time:
✔️ Reducing outstanding balances
✔️ Paying more than the minimum
✔️ Avoiding missed payments
✔️ Being mindful when applying for new credit

Thinking about buying or remortgaging and not sure where you stand? A quick conversation can often clear things up.

FirstTimeBuyer FinancialWellbeing MortgageTips

17/01/2026

Tough times….
• 😂 -🥲-😅-🥹-🤨-😟-🙁-☹️-😣-😖-😫-😢-😭 •

Luckily this doesn’t happen for the team at NxtGen Mortgages, a big thanks to all our clients that value the advice we give!

01/01/2026

🍾 Happy New Year! 🍾
A big thanks to all our clients, friends and family that made it so spectacular, let’s go 2026!

18/12/2025

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The Bank of England has cut interest rates from 4% to 3.75%
- the lowest level in nearly three years. Here’s the detail:

• The decision was widely expected but it was another knife-edge vote, with policymakers voting 5-4 in favour of a cut.

• Concerns about weak economic growth and rising unemployment outweighed worries about inflation, which is falling but remains above the Bank’s 2% target.

• The Bank expects inflation to near 2% by the middle of next year, partially due to the government’s tax and spending policies announced in last month’s Budget.

• Interest rates are likely to continue on a gradual downward path, Bank governor Andrew Bailey says, but he adds “with every cut we make, how much further we go becomes a closer call”

• The Bank’s next meeting to consider interest rates is schedule for 5 February

17/12/2025

Great afternoon with the NxtGen Mortgages & Kyra Hyslop EXP teams yesterday did not disappoint, absolutely spectacular! 🤤

Here’s to an even better 2026!

Merry Xmas 🎅

hyslop_estateagent_exeter

Address

Chard

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 8pm
Sunday	8am - 8pm

Telephone

+447990728099

Website

https://nxtgenmortgages.co.uk/

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