22/05/2026
🏡 BIG NEWS for First Time Buyers! 🏡
Halifax have launched a new mortgage product allowing first time buyers to purchase a home with just a £5,000 deposit 👏
Here’s the key info 👇
✔️ Maximum purchase price: £300,000
✔️ £0 arrangement fees
✔️ Available on houses that are NOT new builds
✔️ 5 year fixed rate at 5.89%
✔️ Deposit must come from your own savings
✔️ On joint applications, only ONE applicant needs to be a first time buyer
✔️ Available for both employed & self-employed applicants
This could be a fantastic opportunity for buyers struggling to save a large deposit whilst still trying to get onto the property ladder 🔑
As always, lending criteria and affordability checks apply 📋
If you’d like to see whether this could work for you, drop me a message 🤍