Sarah Johnston Mortgage Broker

29/10/2026

🏡 STRUGGLING TO SAVE A DEPOSIT FOR YOUR FIRST HOME? 👀

There’s been an announcement that could be worth keeping an eye on if you’re hoping to buy your first home!

💷 A new government scheme has been announced, aimed at helping eligible first-time buyers get onto the property ladder with a deposit starting from just 2.5%.

🏡 The scheme is expected to apply to eligible new-build homes in England.

📅 Applications are expected to open in February 2027, with the first loans anticipated from April 2027.

BUT… there will be eligibility criteria and conditions to meet, so it won’t be suitable for. If buying your first home is on your 2027 vision board, now is a great time to start getting prepared! 🔑

26/10/2026

🏡 Application submitted on Friday…

🎉 Mortgage offer received this evening!

That’s the beauty of using a mortgage broker — taking the stress out of the process and helping you get one step closer to your new home. 🏡

Happy Sarah ✅
Happy client ✅

Another successful case! 🙌

21/10/2026

18/10/2026

Yorkshire marathon today! Smashed it! Thanks to my lovely ladies PB 3.58.12

13/10/2026

When the school picture arrives 🖤

10/10/2026

Love autumn walks

07/10/2026

This is why I’ve been so quiet on here lately 🤍
Clients come first — sometimes that means the socials have to take a back seat while I’m busy working behind the scenes to get the best possible outcome for my clients.
A mortgage isn’t always straightforward, and there can be plenty of hurdles, questions and problems to deal with along the way… most of which you’ll never even know about.
So, if your mortgage story is a little more complicated, get in touch. 🏡
That’s exactly where having a broker in your corner can make all the difference.

Your mortgage, my job to make it happen.

22/09/2026

💡 TUESDAY TIP

I spoke to a client two weeks ago about their remortgage. We’d researched their options, looked at debt consolidation and provided quotes.

They went away on holiday and came back to find…

RATES HAD INCREASED. 😩

The product we’d discussed was now more expensive.

Frustrating for my client — and frustrating for me!

Mortgage rates can change quickly, so don’t leave it too late.

If your mortgage is due for renewal in the next 6 months, let’s look at your options early.

📩 Message me and we’ll get started.