09/09/2026
🏡 Wednesday Mortgage Story
“I’m not sure I’ll be able to get a mortgage…”
That’s how my client came to me — very nervous about buying her parents’ house and, most importantly, with no cash deposit to put down.
There were a few hurdles to overcome…
🔹 No cash deposit available
🔹 Find a lender who would accept gifted equity from her parents as the deposit
🔹 Recent and historic defaults
🔹 CCJs on her credit file
Definitely not the most straightforward case!
But we looked at the whole picture, worked through the options and found a lender who was happy to consider her circumstances. 🙌🏼
And today… her mortgage offer came through — ALL ACCEPTED! 🎉🏡
I’m honestly over the moon for her. 🥹❤️
This is exactly why I love what I do.
Sometimes you just need someone to look at the whole picture, rather than simply saying “No, that won’t work.”
✨ Mortgage problems? Don’t assume the answer is no. Let’s see what we can do.
Your home may be repossessed if you do not keep up repayments on your mortgage.