James Morgans - Mortgage Broker

02/06/2020

**Government Support Schemes**

I have had a couple of enquiries where clients are looking to use Bounce back loans and coronavirus business interruption loans as a deposit for investment purchases.

I wanted to mention that there are a growing number of lenders that will not accept them as a source of deposit.

There are potential other options available if you were looking to make a investment purchase so please do get in touch if you have any queries.

19/05/2020

If you are finding yourself also scrolling through available properties on the Rightmove app why not see if your dream can become a reality?!

Lenders still want to lend, vendors still want to sell and there are buyers ready to buy. Yes it is a complicated market at the moment but that is why I am here!

Get in touch if you want to know the options available to you.

Nothing makes me dream of my new place more than being trapped in my old one. By Emma Beddington

12/05/2020

Before you consider a payment holiday it may be worthwhile looking at converting your mortgage to interest only to maintain payments. Get in touch to discuss your options.

  This will be done to help homeowners avoid defaulting on their mortgages and having their homes repossessed, The Times said. In March, the regulator said it would review the mortgage holiday package in three months and would extend them if it was appropriate. Recent figures from UK Finance reveal...

18/08/2019

Why worry about wait times when you can get access to a private GP as part of your critical illness cover.

This service reduces waiting times, giving you access to a GP 24 hours a day, 365 days a year, from anywhere in the world. GP24 will also offer support and information to guide you through the maze of diagnostics, specialists and treatment options available if you decide to access private healthcare.

Growing demand and underinvestment blamed for average wait of nearly 15 days

03/08/2019

How have you prepared?

No-deal Brexit: your financial survival guide

Here’s what might happen to house prices, jobs, savings and pensions – and what you can do about it

30/07/2019

FED UP WITH GP WAITING TIMES?

You can now get access to a private GP as part of your critical illness cover.

This service reduces waiting times, giving you access to a GP 24 hours a day, 365 days a year, from anywhere in the world. GP24 will also offer support and information to guide you through the maze of diagnostics, specialists and treatment options available if you decide to access private healthcare.

There are two parts to the service, 24-hour access to a GP by phone or we**am who can issue prescriptions as well as a delivery service for the medication. Secondly a Private Consultation Concierge Service who will find the best consultant for you and your family in your area.

Interested? Give me a call or drop me a message to find out more.

25/07/2019

"It’s an absolutely crucial foundation for family finances, but millions of Brits either don’t have it, or don’t have enough."

The difference between how much people think they need to cover as part of their life insurance requirements and the real amount means many are left significantly underinsured.