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Let's mortgage Let's mortgage has over 31 years of experience in mortgages and general insurance

29/09/2026

Hi all sorry its been a while
The reason for this post the lenders are increasing there fixed rate if anyone hears that there friends or family are worried about there rate coming to an end in the next 6 months please pass my number on yours Paul

17/07/2026

Have you explored the 80/20 work mode? 🌟 The 80/20 rule, also known as the Pareto Principle, suggests that around 80% of your outcomes stem from just 20% of your efforts. By concentrating on high-impact tasks and eliminating "busy work," you can accomplish more in less time.

Here's how to implement this approach for increased daily productivity:

• List and Rank: Identify the 10 activities that consume most of your work hours.
• Find the "Big Wins": Highlight 1 or 2 tasks that significantly contribute to your success.
• Cut the Rest: Diligently disregard, automate, or delegate less important tasks.
• Do It First: Address your top 20% tasks in the morning when your energy levels are peak! 💪✨

09/07/2026

A defibrillator in your workplace can be a lifesaver—here's how:

• Boosts survival chances after a sudden cardiac arrest.
• Offers immediate treatment while waiting for emergency services.
• Easy and safe for non-medical staff to use.
• Enhances emergency preparedness in the workplace.
• Instills confidence in employees and visitors regarding safety.

When paired with timely CPR and a swift emergency response, a defibrillator can be the crucial factor between life and death during a cardiac event. 💓

22/04/2026

The benefits of a dual-screen setup:

Adding an extra monitor can significantly boost productivity for anyone using a computer.

Enhanced productivity: View multiple applications simultaneously without constantly shifting windows.

Reduced window switching: Easily glance at another screen, saving time and minimizing mental strain.

Expanded workspace for creative tasks: Designers and developers can keep tools on one screen and projects on another.

Lower stress levels: More screen real estate helps keep files visible and tasks organized.

Upgrade your workspace today! 💻✨

21/01/2026

Morning all I hope the start of 2026 has been fantastic for you .if you hear any of your friends or family that are struggling financially or their mortgage rates are coming up to change in the next 6 months please remember your straight and honest mortgage advisor

09/01/2026

Morning sorry I haven't been in touch happy new year to all of you its been a busy December and January. Thank you all for trusting me with the biggest purchase you will ever make and thank you for letting me help you change lenders . I'm asking you all if you hear any one needs any advice then please let me know as people find it harder to call me then me call them before they get any bad advice thanks Paul

19/08/2025

I had my favourite part of my job happen last Friday a first time buyer given the keys to there first home its an amazing feeling calling them on the day and hearing the excitement

Hi all sorry I haven't put anything on here for a while as not a lot has changed but last night there was a programme on...
15/07/2025

Hi all sorry I haven't put anything on here for a while as not a lot has changed but last night there was a programme on BBC 1 about estate agents and in house mortgage brokers please tell anyone that you know that is either looking to buy or looking to sell to watch it .
I always look out for my clients not for my self or any companies the worst I can do is give best advice thanks Paul Letts

10/06/2025

Some 257k mortgage borrowers switch to interest-only or extend term to lower payments – FCA

June 10, 2025
Between July 2023 – when the Mortgage Charter was introduced – and April this year, around 257,000 people lowered their monthly mortgage payments by switching to interest-only or extending their mortgage term, data from the regulator showed.
The Financial Conduct Authority (FCA) said this accounted for around 2.9% of regulated mortgage contracts.

Just 950 term extensions have been reversed, and the regulator said this suggested that people who wanted to lower their mortgage payments were opting for interest-only payments over term extensions.

Between February and April this year, 9,395 mortgage accounts temporarily switched to interest-only payments, while over the same period, 7,072 loan terms were extended.

During the reported period, only 503 borrowers exited the temporary switch to interest-only payments earlier than agreed.

08/01/2025

The first week of the new year has been busy yesterday I helped a first time buyer get on the property ladder yesterday even better than that it was offered as soon as I pressed the submit button.
This doesn't happen often but it does help putting the right client with the right lender if you know anyone that needs advice you know where I am thanks Paul

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