Let's mortgage

Let's mortgage Let's mortgage has over 31 years of experience in mortgages and general insurance

22/04/2026

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21/01/2026

Morning all I hope the start of 2026 has been fantastic for you .if you hear any of your friends or family that are struggling financially or their mortgage rates are coming up to change in the next 6 months please remember your straight and honest mortgage advisor

09/01/2026

Morning sorry I haven't been in touch happy new year to all of you its been a busy December and January. Thank you all for trusting me with the biggest purchase you will ever make and thank you for letting me help you change lenders . I'm asking you all if you hear any one needs any advice then please let me know as people find it harder to call me then me call them before they get any bad advice thanks Paul

19/08/2025

I had my favourite part of my job happen last Friday a first time buyer given the keys to there first home its an amazing feeling calling them on the day and hearing the excitement

Hi all sorry I haven't put anything on here for a while as not a lot has changed but last night there was a programme on...
15/07/2025

Hi all sorry I haven't put anything on here for a while as not a lot has changed but last night there was a programme on BBC 1 about estate agents and in house mortgage brokers please tell anyone that you know that is either looking to buy or looking to sell to watch it .
I always look out for my clients not for my self or any companies the worst I can do is give best advice thanks Paul Letts

10/06/2025

Some 257k mortgage borrowers switch to interest-only or extend term to lower payments – FCA

June 10, 2025
Between July 2023 – when the Mortgage Charter was introduced – and April this year, around 257,000 people lowered their monthly mortgage payments by switching to interest-only or extending their mortgage term, data from the regulator showed.
The Financial Conduct Authority (FCA) said this accounted for around 2.9% of regulated mortgage contracts.

Just 950 term extensions have been reversed, and the regulator said this suggested that people who wanted to lower their mortgage payments were opting for interest-only payments over term extensions.

Between February and April this year, 9,395 mortgage accounts temporarily switched to interest-only payments, while over the same period, 7,072 loan terms were extended.

During the reported period, only 503 borrowers exited the temporary switch to interest-only payments earlier than agreed.

08/01/2025

The first week of the new year has been busy yesterday I helped a first time buyer get on the property ladder yesterday even better than that it was offered as soon as I pressed the submit button.
This doesn't happen often but it does help putting the right client with the right lender if you know anyone that needs advice you know where I am thanks Paul

31/12/2024

My hope to you all is that 2025 brings more joy than 2024 with more laughter and happiness happy new new from me to you

07/11/2024

The Bank of England has met market expectations by cutting interest rates by 25 basis points to 4.75%, citing cooling inflation and a loosening labour market.

16/10/2024

Rents for private tenants rose by 8.4% on average in the year to September, unchanged from August’s annual growth figure.
According to the Office for National Statistics (ONS), following the latest inflationary rise, average rents are £1,336 in England, £760 in Wales and £973 in Scotland.

In Northern Ireland, average rents increased by 9.5% in the 12 months to July 2024.

Across the country, the average rent stands at £1,295, £101 more than 12 months ago.

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