Olivia Smith - Peak Mortgages and Protection

Olivia Smith - Peak Mortgages and Protection 4 Time Winners of Derbyshire Mortgage Advisors of the Year

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27/08/2026

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A simple post. But it’s THE best message to receive from clients… ‘I’ve got my keys’ 😍🙌
17/08/2026

A simple post. But it’s THE best message to receive from clients… ‘I’ve got my keys’ 😍🙌

While online tools show monthly payments and a broad figure of what you could borrow, they can’t understand the details ...
03/08/2026

While online tools show monthly payments and a broad figure of what you could borrow, they can’t understand the details of your circumstances. 💷

Factors like your mortgage term, overpayment policies, and how much flexibility you’ll need down the line are so important.

Lenders also assess how much you can borrow in their own ways.

That lowest monthly payment might seem attractive, but it isn’t always the wisest choice for your long-term plans. A longer term, for example, can offer much-needed flexibility if you can overpay.

I take the time to look at your full picture. 📸

Let’s chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

5 STAR REVIEWS 😍
22/07/2026

5 STAR REVIEWS 😍

Thinking about your next mortgage? It’s tempting to head straight to your bank, isn’t it? 🤔While they know your finances...
10/07/2026

Thinking about your next mortgage? It’s tempting to head straight to your bank, isn’t it? 🤔

While they know your finances, their options are limited to what they offer. They can only show you their products while an entire market goes untouched.

That’s like only looking at one shop when there’s a whole high street waiting!

I believe in exploring a wider market because a bigger net catches more fish! 🐟

I look at hundreds, if not thousands, of mortgages from various lenders, including those who specialise in things like lower deposits.

We compare countless deals to find suitable options for you, not just what one bank provides. 💪

Let’s chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage

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22/06/2026

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The gap between those who worry about cancer and those who have protection is too large not to speak about it. 😟Being pr...
09/06/2026

The gap between those who worry about cancer and those who have protection is too large not to speak about it. 😟

Being proactive about protection before falling seriously ill is one way you can ensure you and your family are looked after when you can no longer work.

Critical illness cover provides a lump sum if you’re diagnosed with a serious illness. 💷

This money can help cover mortgage payments, living costs, or specialist treatment.

It’s about giving you financial breathing room when you need it most.

We’re here to help you find the support you need.

Get in touch today. ☎️

As with all insurance policies, conditions and exclusions will apply.

https://theintermediary.co.uk/2026/05/vitality-research-highlights-confusion-around-critical-illness-cover/

You’re six months from the end of your mortgage deal, and life feels jam-packed. ⏰ It’s easy to let remortgaging slip do...
14/05/2026

You’re six months from the end of your mortgage deal, and life feels jam-packed. ⏰

It’s easy to let remortgaging slip down the to-do list.

But it’s about more than just a new rate!

A remortgage can also help with home renovations or accessing the equity in your home. 🏡

Don’t let those plans gather dust. Our team is here to do the work for you.

We handle all the research, finding you suitable options and making the whole process simple and stress-free.

Your remortgage sorted. ✅

Book a chat with us today. ☎

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

Lenders look closely at three main things to decide how much they’re willing to lend. 💷Your income: The more you earn (a...
23/04/2026

Lenders look closely at three main things to decide how much they’re willing to lend. 💷

Your income: The more you earn (and the more stable it is), the more you may be able to borrow.

Your current debts: Existing commitments reduce how much you can afford to repay on a mortgage and could thus affect your borrowing power

Your credit score: A stronger credit score shows reliability, helping lenders feel more confident in lending to you.

These all play a big part in your potential mortgage options. 🏠

Let’s chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Biggest mortgage mistakes we see? ❌1️⃣ Only seeing your bank - they only show you their deals 2️⃣ Falling onto your lend...
09/04/2026

Biggest mortgage mistakes we see? ❌

1️⃣ Only seeing your bank - they only show you their deals
2️⃣ Falling onto your lender’s SVR - it’ll cost you more than you think!
3️⃣ Applying for new finance close to or during your search

Reach out to learn more about how to set yourself up for mortgage success! 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Suite 10 Riverside Business Centre
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DE560RN

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