Crystal Finance

17/09/2026

📈 BASE RATE HELD 📉

The Bank of England has held the base interest rate at 3.75%.

It's a move that was widely expected by markets, particularly after inflation figures released yesterday showed a rise from 2.9% to 3.1% in the year to August.

The Bank has chosen to hold despite a big moment in the US last night, where the Federal Reserve announced its first rate hike in three years.

Six members of the monetary policy committee voted to hold, while three voted for a hike.

Explaining the Bank's decision to hold, he warned the longer the volatility persists, the more likely it is the Bank will have to intervene.

Escalating fighting in the Middle East, most recently between Saudi Arabia and Iran-backed militias in Iraq and Yemen, has compounded the stress on energy supplies created by the US-Iran war.

"The longer this volatility persists, the bigger the impact it will have on inflation, and the more likely it is we will need to raise Bank Rate to ensure that inflation falls back to our 2% target," Bailey says.

Source: Sky News

21/08/2026

Matt Stone
👨‍🎓I'm delighted to share that I've completed the Green Finance Institute's Certificate in Financing Greener Homes. Delivered by the Green Finance Institute in partnership with Lloyds Banking Group and accredited by LIBF, the Certificate has given me the technical knowledge and market insight to confidently support clients with greener home finance. 🌳🏡

Thank you to Green Finance Institute, Lloyds Banking Group and LIBF, part of the Walbrook Institute London for the opportunity.

02/07/2026

🏙️🚩The Empire State Building is a bit too far, but we still push to take Crystal Finance to new heights!

Proud to be local and serve Birmingham, Solihull and the surrounding areas.

04/03/2026

👩‍💼The ladies of Crystal Finance had a great day today at Accord Mortgages' International Women's Day Seminar

Speaking about Women's Health, Economic Abuse and Mentorship within the industry.

"It was such an interesting seminar with lots of great speakers. It really does make me feel thankful to be a woman in this day and age rather than 50 years ago." ~Meena

"It's amazing to think that it was only 1970 when women were first allowed to get a mortgage without permission from a man!" ~ Jacqui

09/02/2026

🍕🏡 Buying a home is a lot like making a pizza…

First you prep the base (budget & deposit)

Then you pick the toppings (the right mortgage)

It goes in the oven (application time ⏳)

A bit of slicing and paperwork ✍️

…and finally you get to enjoy it — keys in hand! 🔑

The secret ingredient? Starting with the right advice.



⚠️Your home will be repossessed if you do not keep up with repayments on your mortgage.

22/01/2026

🤔💭🏠Dreaming of owning your first home?

Let's make it a reality together!

Embarking on the journey of homeownership can be both exciting and daunting, but fear not we're here to support you every step of the way.

As specialists in guiding first-time buyers through the mortgage process, we understand the importance of finding the most suitable mortgage deal for your unique circumstances. From navigating through various options to securing favourable rates, our dedicated team is committed to helping you achieve your homeownership dreams.

Take the first step towards your new home today by reaching out to us for personalised advice and expert assistance.

Your dream home awaits!

⚠️Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. less

19/01/2026

💙Blue Monday💙
For many people, Blue Monday isn’t just about mood… it’s about money too.
You’re not imagining it — this month is hard.
If money stress is part of what’s making today feel heavy,
start small. You don’t need to fix everything at once.
Face the numbers. Avoiding them usually makes the stress louder, not quieter.
Prioritise essentials.
Don’t compare yourself to others online. Everyone’s situation is different, even if it doesn’t look that way.
One tough month doesn’t define your financial future. January is a reset — not a verdict.
Ask for help early. Support and guidance are always easier before things feel overwhelming.

If today feels blue, be kind to yourself.
Small steps still count.
You’re not alone

18/12/2025

14/12/2025

🥳 13 Years today! 🥳

A huge thank you to everyone who has supported us so far. We pride ourselves on the service and support we give our clients and that starts with the good people around us, so thank you!

We are on the verge of breaking records this year! So, with a little over a week left, we will give it a big push to make our 13th year our best one yet!

13/08/2025

🏡⚖️🤬
I've had a few calls recently about issues with conveyancing services and it all seems to be the "local" firms that people use that are getting the poor service! These firms charge a bit more than some online based firms or firms based in other parts of the country... But what are you getting for your extra money??? That's the question I pose to my clients when they are looking for a conveyancer.

Yes, I may be bias, because we have a panel that we use and have agreements with, but out of the 29 firms on that panel, only a handful would I actually recommend to a client.

Don't look for cheap, but don't assume that paying more will get you a better service... Because, in most cases, it doesn't!

Speak to an adviser about conveyancing, as they are in the market now, they know which firms work well, who aren't very good and who are competitive with pricing.