Low Rate Car Finance

Low Rate Car Finance 🚗 Car Finance That Takes You Places📍
Refinance your vehicle now to save yourself money
Rates from 9.9% APR
📞 Simply call or DM US for more info!
(1)

We never take a review for granted.Behind every one is a real customer who has taken the time to share their experience ...
31/08/2026

We never take a review for granted.

Behind every one is a real customer who has taken the time to share their experience with us.

Whether it's a few words about how easy the process was, a comment about our customer service, or a recommendation to friends and family, your feedback means a lot to our team.

So, to all our customers who have left a review: Thank You. You make us proud to do what we do.

📞 0117 235 8727
🔍 www.lowratecarfinance.co.uk



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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example)

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

Choosing a car finance broker is about more than finding the best finance option.You want to know what dealing with the ...
27/08/2026

Choosing a car finance broker is about more than finding the best finance option.

You want to know what dealing with the company will actually be like.

Will they keep you updated?
Will they explain things clearly?
Will they listen to what you need?
Will you be able to speak to someone when you need to?

That's why our customer reviews matter. They're real experiences from people who have already been through the process with us.

We're proud of the feedback we receive and even prouder of the team behind it.

📞 0117 235 8727
🔍 www.lowratecarfinance.co.uk



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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example)

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

Bought a car from a dealer and discovered a fault? What you do next can make a big difference.✔ If the fault makes the c...
19/08/2026

Bought a car from a dealer and discovered a fault? What you do next can make a big difference.

✔ If the fault makes the car unsafe to drive, stop using it until it's been checked.

✔ Take photos or videos of the fault and keep copies of any conversations, invoices or inspection reports. Good evidence can make it much easier to show when the problem first appeared.

✔ Contact the dealer as soon as possible and explain the problem in writing so there's a clear record of when you reported it.

✔ If you bought the car on finance, let your finance company know too. They may be able to help resolve the issue.

✔ Don't assume your only option is to pay for repairs yourself. Depending on the circumstances, you may have legal rights if the vehicle wasn't of satisfactory quality when it was sold.

Taking these steps early can often make resolving the problem quicker and help avoid unnecessary disputes later.

We've put together a practical guide explaining what to do next, your rights when buying from a dealer, and the steps you can take if something goes wrong.

Read the full guide here:
https://lowratecarfinance.co.uk/news/bought-a-faulty-car-from-a-dealer-heres-what-to-do-next/

Have you ever had a problem with a car shortly after buying it? What advice would you give to other drivers? Let us know.



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Rates from 9.9% subject to all relevant information also being included in this promotion.

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

No two customers are the same.Some are buying their very first car, others are upgrading to something bigger, or simply ...
14/08/2026

No two customers are the same.

Some are buying their very first car, others are upgrading to something bigger, or simply looking for a finance solution that better suits their budget.

That's why we take the time to understand what's important to you, explain your options in plain English and find the answer to all your questions, so you have the information you need to make the right choice.

Because great car finance is about more than just finding a competitive rate, it's about having the knowledge and expertise to support you and help you move forward with confidence.

It's a simple approach, but it's one that's helped us earn the trust of so many customers over the years.

To everyone who's chosen Low Rate Car Finance and shared their experience, thank you. Your support means a great deal to every member of our team, and it motivates us to keep delivering the level of service our customers expect.

If you're looking for car finance, why not from a team that will support you every step of the way?

📞 0117 235 8727
🔍 www.lowratecarfinance.co.uk



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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example)

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

🚗 Thinking about upgrading your car this year? Check these things first.Many drivers assume they have to wait until thei...
12/08/2026

🚗 Thinking about upgrading your car this year? Check these things first.

Many drivers assume they have to wait until their finance agreement ends before changing their car. In reality, that isn't always the case.

Before you start browsing for your next car, spend five minutes checking these things first. It could save you time and help you understand what's realistically within your budget.

✔ Find out your finance settlement figure so you know exactly what you still owe.
✔ Compare your car's current value with your settlement figure to see whether you're in positive or negative equity.
✔ Compare the total cost of your next finance agreement, not just the monthly payment.
✔ Try different deposits and agreement lengths to find a balance between affordable monthly payments and the total amount you'll repay.

We've put together a guide explaining everything you should check before changing your car in 2026, including how early upgrades work, part exchange, finance settlements and what to consider before applying for your next agreement.

Read the full guide here:
https://lowratecarfinance.co.uk/news/thinking-about-upgrading-your-car-in-2026-heres-what-to-check-first/



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Rates from 9.9% subject to all relevant information also being included in this promotion.

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

The best compliment we can receive is when a customer mentions that they were referred by a friend or family member.That...
10/08/2026

The best compliment we can receive is when a customer mentions that they were referred by a friend or family member.

That tells us we've done more than arrange finance. We've earned your trust.

We're incredibly proud that so many of our customers return to Low Rate Car Finance when it's time to change their vehicle, and that many recommend us.

Every review and testimonial we receive helps people like you feel more confident about choosing a finance broker they can trust.

If you've taken the time to leave us a review or recommend us to someone else, thank you. Your support means a great deal to everyone on our team.

If you're looking for straightforward guidance, clear communication and a team that genuinely puts your needs first, we'd love the opportunity to help.

📞 Call 0117 235 8727
🔍 Visit http://www.lowratecarfinance.co.uk

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Rates from 9.9% subject to all relevant information also being included in this promotion.

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

Every customer deserves the same level of care and attention.Whether it's your first time arranging car finance or you'v...
07/08/2026

Every customer deserves the same level of care and attention.

Whether it's your first time arranging car finance or you've done it before, our goal is always the same: to make the process straightforward, keep you informed and help you find a finance solution that works for you.

It's an approach that's helped us build lasting relationships with our customers.

Many come back to us when it's time for their next vehicle, and many recommend us to friends and family. That's something we're incredibly proud of.

To everyone who has chosen Low Rate Car Finance, left us a review or recommended us to someone else, thank you for your continued trust and support.

If you're looking for a team that's committed to making car finance as straightforward as possible, we'd love to help.

📞 0117 235 8727
🔍 www.lowratecarfinance.co.uk

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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example) Representative example: Borrowing £6,995 over 60 months with a £0 deposit. Representative APR of 16.9% fixed, the amount payable would be £153.12 per month, with a total cost of credit of £2,192.45 and a cash price of £6,995 £10 option to purchase and a total amount repayable of £9, 187.45.
Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

🚗 Not sure how much you should borrow for your next car?One of the biggest mistakes people make is finding the perfect c...
05/08/2026

🚗 Not sure how much you should borrow for your next car?

One of the biggest mistakes people make is finding the perfect car before working out what comfortably fits their budget.

Our car finance calculator can help you compare different options before you apply. We've put together a simple guide explaining how to use our car finance calculator and get the most from it:

https://lowratecarfinance.co.uk/news/how-to-use-our-car-finance-calculator/

Spending just a couple of minutes comparing different scenarios can make choosing your next car much easier and help you approach the finance process with more confidence.

For example:
✔ Increasing your deposit can reduce the amount you need to borrow.
✔ Choosing a longer term can reduce your monthly payments, although it could increase the total amount you repay overall.

Remember, the lowest monthly payment isn't always the cheapest option overall. It's worth comparing the total amount you'll repay as well as what you can comfortably afford each month.



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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example)

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

Great customer service doesn't happen by accident.It's the result of practicing what we preach: taking the time to under...
31/07/2026

Great customer service doesn't happen by accident.

It's the result of practicing what we preach: taking the time to understand what each customer is looking for, finding the answer for every question and making sure our customers are supported throughout.

At Low Rate Car Finance, that's exactly what we aim to deliver day in, day out.

Whether it's helping someone explore their finance options for the very first time, or finding a great deal for a long-standing customer, we're committed to making every experience a positive one.

It's why so many of our customers choose to recommend us to friends and family ⭐⭐⭐⭐⭐

To everyone who has trusted us with their car finance, thank you. Your feedback motivates our team to keep delivering the service you deserve.

Looking for car finance from a team that's with you every step of the way?

📞 0117 235 8727
🔍 www.lowratecarfinance.co.uk

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Rates from 9.9%’, subject to all the other relevant information also being on the promotion (disclosures and representative example) Representative example: Borrowing £6,995 over 60 months with a £0 deposit. Representative APR of 16.9% fixed, the amount payable would be £153.12 per month, with a total cost of credit of £2,192.45 and a cash price of £6,995 £10 option to purchase and a total amount repayable of £9, 187.45.
Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

We know that arranging car finance is about more than finding a suitable finance option.It's also about having someone t...
29/07/2026

We know that arranging car finance is about more than finding a suitable finance option.

It's also about having someone to speak to when you have questions, understanding what's happening at each stage and feeling supported throughout the process.

That's what we aim to provide every day.

When a customer takes the time to tell a friend, family member or colleague about their experience with Low Rate Car Finance, it's one of the best signs that we've made a difference.

So when a customer leaves us a 5-star review, we never take it for granted. ⭐⭐⭐⭐⭐

Behind every review is a real customer and a real experience and we're incredibly grateful to everyone who has taken the time to share theirs.

Thank you to everyone who has trusted us with their car finance journey, left us a review or recommended us to someone else.

Looking for car finance with a team that puts you first?

📞 Call 0117 235 8727
🔍 Visit http://www.lowratecarfinance.co.uk

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Rates from 9.9% subject to all relevant information also being included in this promotion.

Representative example: Based on a Hire Purchase Agreement, with a cash price of £8,000, deposit £0, borrowing £8,000 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit £3,600.40 and a total amount repayable of £11,600.40 (credit subject to status).

Low Rate Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 963856). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will be paid a commission for introducing you to the finance provider. The commission we receive may be pre-set but can vary and will impact the amount you pay. Low Rate Car Finance Limited, Long Barn 2, Folly Farm, Tickenham, Clevedon, BS21 6RY

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