Alkomortgages

Alkomortgages We’re committed to helping you fully understand the board range of options available to you so tha

What if rates fall before you move? 🏡📉Many buyers don't realise that mortgage rates can change between receiving their m...
08/06/2026

What if rates fall before you move? 🏡📉

Many buyers don't realise that mortgage rates can change between receiving their mortgage offer and collecting the keys.

If lenders reduce rates during that time, there's a chance you could be eligible for a lower rate than the one you originally secured.

That's why we keep an eye on rates throughout the process.

If your lender launches a lower rate before moving and you're eligible, we'll look at switching you where possible.

The result?

🏡 Same house.

📄 Same mortgage.

💷 Potentially a lower monthly payment.

Getting a mortgage is one thing.

Helping you secure the most suitable rate available before you move is another.

Your home may be repossessed if you do not keep up repayments on your mortgage.

6 house viewing hacks 🏡🔍Read this before you book.✔️ Do your researchArea, prices, schools, transport✔️ Bring a checklis...
05/06/2026

6 house viewing hacks 🏡🔍
Read this before you book.

✔️ Do your research
Area, prices, schools, transport

✔️ Bring a checklist
Walls, windows, plumbing, electrics, outside space

✔️ Ask questions
Renovations, repairs, EPC, council tax, hidden costs

✔️ Look past the décor
Fresh paint doesn’t fix layout or structure

✔️ Think long term
Will it still work in 5 or 10 years?

✔️ Take notes
Photos + notes make comparing easier later

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/06/2026

“Was it worth living with the in-laws while you saved your deposit?” 👀
Every first time buyer after they get the keys…

Absolutely.

Short term sacrifice
Long term gain 🏡

Getting on the ladder often means making a few compromises along the way.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage myths we still hear in 2026 🏡“I should wait until rates drop.”Trying to time the market often costs more than i...
01/06/2026

Mortgage myths we still hear in 2026 🏡

“I should wait until rates drop.”
Trying to time the market often costs more than it saves.

“Going to my bank is cheaper.”
Banks show their deals. Not the whole market.

“If I’m declined once, that’s it.”
One lender’s no is often another lender’s yes.

“I need a 20% deposit.”
Many buyers purchase with 5 to 10%.
In some cases, 0% deposit options may be available, subject to criteria.

Clarity beats headlines.
And good advice changes outcomes.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

What really moves fixed mortgage rates 🔑Most people think fixed rates move with the base rate.They don’t.Fixed mortgage ...
29/05/2026

What really moves fixed mortgage rates 🔑

Most people think fixed rates move with the base rate.
They don’t.

Fixed mortgage pricing is driven by swap rates — what lenders pay to borrow for a fixed period.

Swap rates move on inflation expectations, market confidence, and future base rate predictions.

That’s why fixed rates can change quickly, even when the base rate doesn’t.

The takeaway:
The base rate sets the backdrop.
Swap rates set fixed mortgage pricing.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

27/05/2026

⭐⭐⭐⭐⭐

"Class act, Kody. Not only have you got us our “impossible” mortgage on our dream home, you’ve helped with the selling, purchasing, solicitors and insurances! Different level to anyone else on this planet. See you in 2 years."

Helping clients every step of the way, not just the mortgage 🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying your first home is exciting… but there’s a lot no one really tells you 👀It’s not just the deposit.Legal fees, sur...
25/05/2026

Buying your first home is exciting… but there’s a lot no one really tells you 👀

It’s not just the deposit.
Legal fees, surveys, moving costs and setup costs can add up quickly 💸

It doesn’t always move fast either.
Delays are common and offers don’t guarantee completion ⏳

And emotionally? It’s a rollercoaster.
One minute you’re buzzing, the next you’re stressed. Sometimes both in the same week 🎢

This is where the right advice makes a difference.
Clear guidance can help you avoid mistakes, stay on track and plan properly from day one 🏡

If you’re thinking about buying, getting prepared early can save you time, money and stress.

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/05/2026

😂 When you find a house that’s within your budget…

…and it’s a bit run down

You start saying things like “it’s got good bones” and “we can do it up over time” 😅

Suddenly you’re a DIY optimist with a Pinterest board and no trade skills.

Still counts though 🏡💪

Protection myths that cost families thousands 👀Small myths… big financial consequences 👇“I’m too young to need protectio...
20/05/2026

Protection myths that cost families thousands 👀

Small myths… big financial consequences 👇

“I’m too young to need protection”
Life insurance is usually cheapest when you’re young and healthy.

“I get cover through work, so I’m fine”
Most workplace cover ends when your job does.

“I’ll just sort it later”
Waiting often means higher costs, or cover not being an option at all.

The earlier you look at it, the more options you usually have.

18/05/2026

⭐️ Client Review ⭐️

“Emily made everything very straight forward. She explained everything clearly and provided a great level of support from start to finish”. ⭐️

Clear guidance, strong support and a smooth process from day one.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Bristol

Telephone

+441172444441

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