Emerald Equity Release

08/05/2026

Looking forward to a productive month ahead after our informative and motivating visit from David Burrowes at our new offices in Worthing! We were very happy to accommodate his new work from Worthing (WFW) work ethic 🌞 and gain a more in-depth insight into the fantastic work the Equity Release Council carry out.

10/03/2026

New office signage is up! Pop in to see us at 23-27 Brighton Road, Worthing for all your mortgage and insurance needs!

09/03/2026

https://www.bbc.co.uk/news/articles/cly1jxdv439o

We are seeing more and more lenders increasing their rates due to the conflict in the Middle East.

If your mortgage rate or term is ending, don't delay in securing a rate today!

You can apply up to 7 months prior and we will continue to monitor rates until your completion date so if a lower rate you're eligible for becomes available, you will benefit from the drop.

Call us on 01903 222940, visit us at www,emeraldfinance.co.uk, or pop in to our new offices at 23-27 Brighton Road, Worthing, West Sussex, BN11 3EF

Nationwide, HSBC and Coventry Building Society are all putting some mortgage rates up.

05/02/2026

🏆 🏆 🏆 WINNERS!!! 🏆 🏆 🏆

We are delighted to share that we won at the Later Life Lending Awards last night, being named as 'Best Adviser (5 or fewer advisers)'.

The Later Life Lending Awards are widely respected across the sector, and this industry-recognised accolade reflects our commitment to delivering clear, ethical, and personalised advice—helping people make confident decisions about equity release and later life lending.

Thank you to everyone who has supported us!

04/02/2026

We are excited to be finalists at The British Later Life Lending Awards 2026 being held tonight at the Hilton London Bankside.

The highly prestigious awards recognise companies and individuals across the Equity Release market throughout the UK.

It is a huge honour to be up for Best Later Life Adviser (five or fewer advisers) and we eagerly await the outcome....

18/12/2025

The Bank of England has cut interest rates from 4% to 3.75% - the lowest level since February 2023.

The Monetary Policy Committee voted 5-4 in favour of the cut which Rachel Reeves has called "good news for families with mortgages and businesses with loans" - but says there's "more to do".

Those on tracker rates will benefit from this cut and we wait to see any other rates are affected.

If you would like to review your mortgage, please do not hesitate to call us on 01903 222940.

The Bank's governor says interest rates are on a "gradual" downward path, and decisions around future cuts will be "a closer call".

11/11/2025

We have done it again!.... We are extremely honoured to make the Finalist shortlist for the British Later Life Lending Awards in the Best Adviser with fewer than 5 advisers category.

This is a huge accolade for Emerald Finance as the awards are nationally recognised across the mortgage industry.

The Awards will be held on 4th February 2026 at Hilton London Bankside and we are hoping to secure the top spot on the night.

https://eur01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.mortgagesolutions.co.uk%2Fnews%2F2025%2F11%2F10%2Fthe-british-later-life-lending-awards-2026-finalists-revealed%2F&data=05%7C02%7Calexpearcy%40emeraldfinance.co.uk%7C3993cdcbb5dc4b949fd408de2043845a%7Cac76a12af1454502ac9307662fd90031%7C0%7C0%7C638983671561287152%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=FoAO7HPxLTzQiIg4CMNSR8Gcg8Q445QXGdf77leyssY%3D&reserved=0

.

06/11/2025

The Bank of England's Monetary Policy Committee has voted five to four in favour the base rate being held at 4%.
Will there be a cut on 18th December? Let's wait and see what Christmas brings!

It's the final decision on the base rate before Chancellor Rachel Reeves delivers her Budget later this month.

01/11/2025

Is your mortgage increasing and you're concerned your pension is no longer going to be enough?

If you don't want to move or downsize a lifetime mortgage could be the solution that enables you to stay in your home.

This may enable you to clear your existing mortgage and then offers the option to pay the interest only, some of the interest or none of it. If you want you can even pay up to 10% of the debt off per year with most providers. You pay what you can afford, and use income to stay on top of the rising cost of living.

To find out more and discuss if this is the right option for you speak to one of our team today on 01903 222940 📞



Equity release can provide immediate funds, but it may reduce the inheritance left for your estate and affect your eligibility for means-tested benefits. It’s crucial to understand the long term implications and weigh the benefits against the costs. Please ask for a personalised illustration. You should seek out professional advice and explore alternative options like downsizing or other financial products before making a decision.

29/10/2025

Want to raise funds to help children or grandchildren onto the property ladder? Join many others at the 'Bank of Mum and Dad' or 'Bank of Family' as this is currently the most common source of deposit for first time buyers!

There are many ways to do this but if you are equity rich and cash poor, releasing equity is an option and can be done with a normal mortgage, or if your income doesn't support that, a lifetime mortgage.

These products have developed massively in recent years and offer dynamic features that can even secure further equity for other children if needed.

If you'd like to know more about how this works then give us a call on 01903 222940 today



Equity release can provide immediate funds, but it may reduce the inheritance left for your estate and affect your eligibility for means-tested benefits. It’s crucial to understand the long term implications and weigh the benefits against the costs. Please ask for a personalised illustration. You should seek out professional advice and explore alternative options like downsizing or other financial products before making a decision.