Phillipa Gascoigne - Ridley Mortgages

23/01/2026

📆W H E N I S T H E B E S T T I M E T O R E M O R T G A G E?📆
Typically, we would say a great time look at a new deal would be around 6 months before your existing deal ends.
This gives you enough time to explore all your options and lock in a new deal. ✅
We will then continue to monitor the deals over the following months. If the rate goes up, you are protected, but if rates do drop, we will look to switch you to the better rate. It’s a win win!👌

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for arranging a mortgage. The fee will depend upon your circumstances. Typically, this will range from £195 to £695

05/01/2026

🥂🎇H A P P Y N E W Y E A R 🎇🥂

It’s our first official day back after the Christmas break and we are ready and raring to go! 💪

I really wasn’t the best with social media last year so I vow to be better in 2026! 🙌

Having said that, last year was great. Lots of lovely clients, both existing and new, keeping me busy, but the highlight has to be the wonderful Phillipa Gascoigne joining Ridley Mortgages back in August. It’s been so great having her on board and I wish her a fantastic 2026! 🥂

WELCOME PHILLIPA AND HAPPY NEW YEAR TO YOU ALL! 🥰

28/08/2025

Hi everyone, here's my new business page. Like, share and spread the word.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate some forms of buy to lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £695 and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Ridley Mortgages is a trading name of Ridley Mortgages Ltd who are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Ridley Mortgages Ltd are registered in England and Wales with company number 15783049. Registered Office: 24 Avocet Close. Hornsea, HU181 LG.