Michaela Edney - Morgan Cartwright FS

29/09/2026

Evening everyone! 👋

It’s been a busy day balancing client meetings and getting mortgage recommendations lined up.

Over the last few weeks, we’ve seen rate increases across the market, with several lenders pushing rates up by 0.5% or more. Seeing numbers rise like that can feel daunting, but you don't have to navigate it alone.

The key right now is timing. Depending on the lender, we can often reserve or secure rates today before further changes take effect; this can give you crucial peace of mind and protection against upcoming rises if your mortgage deal ends more than 6 months from now or you haven't yet found your dream home.

It is worth noting with many lenders, a rate is not secured until such time as a full application is submitted and in some cases, not until all documentation has been provided.

My clients mean everything to me, and I’m always happy to work late into the evening to make sure you get the best possible option for your situation.

If your current mortgage deal is coming to an end soon, or if you just want to know where you stand, drop me a message or give me a call anytime! 💬📞

24/09/2026

What better way to start the day than with a good cup of tea?!?

Today, I had the pleasure of meeting with the lovely conveyancing team from Amicus Law Solicitors (Taunton & Bridgwater) at the Midas Coffee Lounge at The Canalside in Bridgwater (It's stunning here!).

Having worked with Emily House for a while, it was brilliant to meet up in person over a nice tea/coffee/hot chocolate with the ladies who work so hard behind the scenes for anyone purchasing a home.

Securing the right mortgage is only one part of the house buying process and sitting down to chat about the conveyancing side helps me better understand this and manage realistic timescales, and set clear expectations for anyone moving home.

Working closely with wonderful people just helps make the journey in to your dream home that much smoother and more seamless.

Thank you for the catch up ladies! It was lovely to put faces to names after all this time and I look forward to working with you all again soon.

09/09/2026

It has been an interesting few months (all good) and I have been absolutely useless at keeping my socials up to date.

I have the help of some wonderful people to make sure I post more frequently and in ways to get more engagement from everyone.

Bear with me whilst I get the hang of this. There may be a few blips along the way. . . 😅

27/04/2026

Great to team up with the team at Gibbins Richards Estate Agents Ltd to talk about the current mortgage market and why it still remains a good time to buy for many people. 🏡

A lot of buyers started the year waiting for rates to reduce — but as we’ve seen recently, that isn’t always guaranteed, and some rates have actually increased instead.

Trying to perfectly time the market can sometimes end up costing more. The key is understanding what’s affordable and right for you personally.

If you’re thinking about buying, moving, or simply want to understand your options, feel free to get in touch 😊

21/04/2026

We have received notifications from a few lenders, announcing they are reducing their rates.

This is good news after all the recent increases and lovely to post something positive again 🎉

16/03/2026

An opportunity today to discuss the impact of rate increases.

It doesn't have to be doom and gloom.

Give us a call to see how we can help and what we can do for you.

05/02/2026

This is key and something I am proud to say we offer.

We take the time to listen and get to know our clients, ensuring they receive the best possible advice.

Mortgages are not one size fits all. . .

Give us a call and see for yourselves 👍

Experience matters when it comes to your finances. 🖋️ At Morgan Cartwright Financial Services, we don’t just find you a mortgage; we find the right mortgage for your unique lifestyle. Our team combines years of industry expertise with a commitment to personal service.

Ready for a financial partner who puts you first? Let's talk.

04/02/2026

We are here to help and take the stress out of buying a property

Please give us a call 😊

Buying a home is one of the biggest decisions you’ll ever make. You shouldn't have to do it alone. At Morgan Cartwright Financial Services, we provide the expert guidance and transparent advice you need to move forward with confidence.

From the first consultation to the moment you get your keys, we’re with you every step of the way. 🏠✨ Get in touch today 📩📞

03/12/2025

On route to Bridgwater. . . Please see my previous post with link if you wish to donate

03/12/2025

And we're off!!!

And we’re off!
Wish us luck!
Donate here!

https://www.justgiving.com/page/bigwalk-gibbinsrichards?utm_medium=FR&utm_source=CL