Nina Rose Mortgages

02/12/2025

I’m excited to share that I’ve recently changed networks.
✨ Same great service — now with access to even more rates and a wider range of mortgage protection options!

If you’re looking for advice, a review of your current deal, or support with protection, I’m here to help.

📞 07488 247820
📧 [email protected]

Feel free to get in touch anytime!

02/12/2025

🎄 Happy Christmas Month! ❄️
Is your mortgage deal ending soon? Before your lender moves you onto a higher rate in the new year, let’s talk.

Nina Rose Mortgages provides fee-free remortgage reviews and searches the market to find a deal that truly suits you.

A quick festive chat could mean big savings.
💬 Pop me a message or call: 07488 247820
✨ Let’s get your 2025 finances off to a great start!

21/08/2025

07/08/2025

📉 Bank of England Base Rate Cut! 📉

What does this mean for YOU and your mortgage?

✅ Tracker mortgages will reduce immediately
✅ Fixed rates may drop soon – lenders are reviewing, and new deals should be available in the coming days!

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How you could benefit:

💷 Lower monthly payments
🏡 Improved affordability – borrow more and get that dream home
🔁 Better remortgage rates – save money AND enjoy that holiday ☀️

Now’s a great time to review your options – message me if you’d like to chat about what this means for you! 💬
Direct DM or email - [email protected]

24/07/2025

Always grateful for my clients taking the time to review my services 😊🏡

15/07/2025

Definitely worth reading! Happy to help with any questions you have….DM me or email [email protected]

Some good & bad practices out there, good to be aware of your rights! 🏡😁💁🏻‍♀️

https://www.moneysavingexpert.com/mortgages/estate-agent-pressure-selling/?fbclid=IwQ0xDSwLjNypjbGNrAuJC4mV4dG4DYWVtAjExAAEejNeyt6b164FX5Au2chr1z_IWlUV_3V7FQaTSmofZJ8CYLZZ78tafRLQLAUo_aem_sy0J04jHf4OgXDfOzJ90EA

Estate agent hard-selling its broker or solicitor? Your rights

23/06/2025

🏡 First-Time Buyer?

Here’s How the Mortgage Process Works — and Why a Broker Can Help 🏡

Buying your first home is an exciting milestone, but navigating the mortgage process can feel confusing. Here’s a quick guide to what you can expect — and why working with a mortgage broker makes all the difference.

🔍 The First-Time Buyer Mortgage Process:

✅ Check your credit score & build your deposit (usually 5–10%)
🏦 Get a Mortgage in Principle
🏠 Start viewing properties
📝 Make an offer on a home
📄 Submit your full mortgage application
🔎 Lender carries out valuation & assessment
🤝 Exchange contracts
🎉 Complete and collect the keys!

🤝 Why Work With a Mortgage Broker?

✔️ Access to a wide range of lenders — including options not available directly

✔️ Tailored advice based on your financial situation and goals

✔️ Support with paperwork and application prep

✔️ Guidance at every stage — from first viewing to moving day

At Nina Rose Mortgages, we’re here to help you feel confident and informed every step of the way. Whether you’re just starting out or already house hunting, let’s make your homeownership journey smooth and successful.

📩 Email: [email protected]

📥 Or send us a message here on Facebook to get started.

19/06/2025

Why Use a Mortgage Broker – And Why Choose Me? 🏡🔑

Great question! Here are just a few reasons why I could be the perfect partner in your mortgage journey:

✅ Expertise You Can Trust
I’m a fully qualified Mortgage & Protection Advisor with 24+ years of experience – including senior roles at Halifax (10 years), Barclays (6 years), and HSBC (3 years). The rest of my career? Spent helping clients like you as an independent broker. You’re in very safe hands.

✅ Access to Over 90 Lenders
From high street names to specialist lenders, I have access to thousands of products, some of which are exclusive to brokers like me. I can find the best deal tailored to your unique situation.

✅ Independent and Client-Focused
I work for you, not the banks. My goal? To secure you the most cost-effective mortgage that matches your priorities – saving you time, stress, and money.

✅ No More Chasing Banks
You won’t have to speak to the lender directly – I handle all the back-and-forth, so you can focus on more exciting things (like planning your new home’s décor 🎨).

✅ End-to-End Support
From liaising with estate agents and solicitors to guiding you through every step, I’ll ensure the entire process is smooth and stress-free.

✅ Protection That Matters
As a fully qualified Protection Advisor (and someone who’s personally experienced critical illness at age 32), I understand the real value of having the right cover. I’ll help you find the most suitable protection for you and your family – within your budget.

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These are just some of the reasons to speak with a mortgage broker – and why choosing the right one can make all the difference.

📩 Ready to chat? Drop me a message via FB Direct Message or email me at [email protected] to book an appointment today!

11/06/2025

🏡 NINA ROSE MORTGAGES

New Build Mortgage Specialist

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Expert Advice – Tailored for New Builds

✅ 28-Day Exchange Deadlines
New build homes often come with tight timescales. Delays risk losing the plot! I’ll ensure you’re matched with the right lender first time, avoiding costly setbacks.

✅ Lender Restrictions on New Builds
Lenders apply different criteria to new build houses and flats. I’ll navigate this minefield for you and recommend the most cost-effective, suitable lender – making the process as simple as possible.

✅ Offer Extensions
Standard mortgage offers are typically valid for six months. If your new home is delayed, completion may fall outside this period. I’ll recommend lenders that offer extensions for new build homes, giving you peace of mind.

✅ New Build Schemes
Expert in Help to Buy Wales, Shared Ownership, and Own New schemes. I’ll guide you through the best option for your needs.

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📧 [email protected]
DM for an appointment.
Nina Rose Mortgages

07/06/2025

For all things mortgages please get in touch!

Email: [email protected]
Or drop me DM 😊

05/06/2025

🎯 Thinking about buying a home?
Here’s why getting an AIP (Agreement in Principle) should be your FIRST step! 👇

✅ Confirms how much you can borrow
✅ Helps you stay within budget
✅ Doesn’t impact your credit score
✅ Valid for 3 months
✅ Required by estate agents when making an offer
✅ Puts you in the BEST position to move quickly!

💬 I get asked this all the time — and YES, you should get one before viewing properties!

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🤔 Why use a broker like me for your AIP instead of going online?

🔎 I work with 90+ lenders – all with different policies and affordability rules

📈 I often secure much higher borrowing limits (and lower rates!) than banks

📑 I double-check your documents so your AIP is accurate & reliable

🏡 I tailor your AIP based on YOUR goals: max amount, low deposit, credit issues, etc.

💡 And when your offer is accepted? I’ll review everything again to find the best mortgage deal available

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📲 DM me to get started with your AIP today!
Let’s get you mortgage-ready ✅