Giles Financial Services Ltd

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Giles Financial Services Ltd Giles Financial Services are a whole of market independent mortgage broker offering advice and recommendation services to potential buyers.

We also offer advice and recommendation on Buildings and Contents Insurance as well as Life Assurance.

AI Can’t Fight Your Corner. We Can.AI is changing the mortgage industry.It can compare rates, it can search criteria, it...
24/06/2026

AI Can’t Fight Your Corner. We Can.

AI is changing the mortgage industry.

It can compare rates, it can search criteria, it can answer basic mortgage questions in seconds. And that's great.

📞 But when a lender has concerns about your application, AI isn't picking up the phone to speak to an underwriter.

🗣️ AI isn't explaining why a missed payment from three years ago doesn't reflect your situation today.

📂 AI isn't discussing complex income, self-employment accounts, maternity leave, gifted deposits, or unusual circumstances that don't fit neatly into a box.

🤝 AI can't build relationships, use experience, judgement and advocate for you when a lender needs reassurance before making a decision.

Getting a mortgage isn't just about finding a rate, it's about presenting your case properly, navigating obstacles, and finding solutions when things get complicated.

Technology helps me work faster, but it isn’t the mortgage broker.

Speak to Us - If you're considering buying a home, remortgaging, investing in property, or simply want to understand your options, we're here to help.

📞 01202 906993

🌐 giles-fs.co.uk

📩 Get in touch for a friendly, no-obligation conversation about your mortgage options.



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
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YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

📞 01202 906993🌐 giles-fs.co.uk📩 Get in touch for a no-obligation protection review. Giles F...
22/06/2026

📞 01202 906993

🌐 giles-fs.co.uk

📩 Get in touch for a no-obligation protection review.



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

🏚️ Looking to refurbish a Buy to Let property?Some lenders offer refurb-to-let options that are designed for experienced...
19/06/2026

🏚️ Looking to refurbish a Buy to Let property?

Some lenders offer refurb-to-let options that are designed for experienced landlords looking to update or improve investment properties and add value, with flexible options available and the ability to apply for a follow-on ‘standard’ Buy to Let product rate afterwards 👇

We work with lenders who allow:

✔ Up to 6 months available for refurbishment works

✔ Option to secure a longer term fixed rate afterwards

✔ No exit fees or early repayment charges

✔ Faster legal process with Title Insurance available

This can also support:

🏠 Converting a standard property into an HMO (up to 6 occupants)

One of the biggest advantages?

Your refurbishment and Buy to Let applications can be reviewed together by the same underwriter — helping create a smoother process, quicker turnaround times and a clear exit strategy from the outset 💡

Why Specialist Advice Matters -

Refurbishment projects can involve more moving parts than a standard Buy to Let purchase. Understanding lender criteria, refurbishment timescales and exit strategies from the outset can help ensure your project runs as smoothly as possible.

Contact Us 📞 01202 906993

📩 Get in touch to discuss your refurbishment plans and available options - [email protected].



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Could Your Family Be Left Unprotected by a Common Insurance Misconception?Many people believe that if they have Terminal...
17/06/2026

Could Your Family Be Left Unprotected by a Common Insurance Misconception?

Many people believe that if they have Terminal illness Cover, they are also protected for a critical illness diagnosis.

Unfortunately, this isn't the case.

We've recently spoken to clients who were surprised to learn that:

• Terminal Illness Cover is usually included within a life insurance policy and pays out when a doctor confirms a terminal illness meeting the policy definition.
• Critical Illness Cover pays a lump sum if you're diagnosed with a specified serious condition such as cancer, heart attack, stroke, multiple sclerosis, or other conditions listed in the policy.
• Having Life Insurance alone may not provide financial support if you survive a serious illness but are unable to work.

Imagine being diagnosed with a serious illness and facing:

✅ 💷 Loss of income
✅ 🏠 Mortgage or rent payments
✅ 👶Household bills and childcare costs
✅ 🚗🏥Additional medical or travel expenses

Critical Illness Cover can provide a tax-free lump sum to help ease the financial pressure while you focus on treatment and recovery.

Three questions to ask yourself:

1. If I couldn't work for 12 months due to a serious illness, how would I pay my bills?
2. Does my current policy include Critical Illness Cover or only Terminal Illness Cover?
3. Do I know what my policy actually covers?

Many policyholders haven't reviewed their protection arrangements in years and may not know exactly what they are covered for.

We're offering a complimentary protection review to help you understand your existing cover, identify any gaps, and ensure your family is properly protected.

📞 Contact us on 01202 906993 for a complimentary protection review.



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

🏡 Struggling to buy a home and need help from Mum & Dad?A Joint Borrower Sole Proprietor mortgage could help you get ont...
11/06/2026

🏡 Struggling to buy a home and need help from Mum & Dad?

A Joint Borrower Sole Proprietor mortgage could help you get onto the property ladder 👇

This allows parents or close family members to support the mortgage application using their income, helping boost affordability, without being named on the property deeds.

One of the biggest challenges with these mortgages is that many lenders cap the mortgage term based on the oldest applicant’s age, which can increase monthly payments as your mortgage term is short.

But some lenders take a different approach 👀

✔ They can assess the term using the younger applicant’s age
✔ Lending may be available up to age 80
✔ Some lenders even have no maximum age limit

This could mean lower monthly payments and more borrowing potential...

📩 Contact to see what options may be available to you.

📞 01202 906993

🌐 giles-fs.co.uk



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

09/06/2026

⏰ Don’t Leave Insurance Too Late

⏰ The best time to arrange insurance is before you need it.

Leaving cover too late can lead to:
• 📈 Higher premiums
• ⚠️ Fewer options
• ⌛ Delays in cover
• ❌ Difficulty getting insured at all

If you would like to consider your options, contact us today before it becomes too late.

📞 Call us on 01202 906993

🌐 Visit giles-fs.co.uk



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

💡 Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?Yo...
07/06/2026

💡 Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?

You’re not alone. Many homeowners are finding themselves in a position where their current lender won’t extend the term, or they’re worried about how the balance will be repaid. 🏡

The good news is there may still be options available. We have lenders on panel that can accept a wide range of repayment strategies, such as savings or pensions, and in some cases don’t require as high a level of equity in the property as lenders once used to.

If your interest-only mortgage is coming to an end and you’re starting to panic, don’t sit with the stress alone, speak to us and let’s look at your options together.

📞 Call us on 01202 906993 or 🌐 Visit giles-fs.co.uk



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

💼 Life can change unexpectedly, but your financial security should always stay protected.With Unemployment Insurance cov...
05/06/2026

💼 Life can change unexpectedly, but your financial security should always stay protected.

With Unemployment Insurance coverage, you can enjoy peace of mind knowing you’ll have financial support if you experience unexpected job loss or involuntary redundancy through no fault of your own.

✨ Why Choose Unemployment Insurance?
✔️ Monthly income support during unemployment for up to 24 months
✔️ Protection for bills, rent, and daily expenses 🏠
✔️ Quick & simple claims process 📄
✔️ Flexible plans tailored to your needs 🎯

🌟 Be prepared for the unexpected and safeguard your future today.

Don’t leave your finances to chance, secure reliable protection for yourself and your family ❤️

👉 Get in touch to explore your options.

📞 Call us on 01202 906993 or 🌐 Visit giles-fs.co.uk



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

🚨 HUGE news for first-time buyers & renters 🚨One of the largest mortgage lenders is shaking up the mortgage market with ...
28/05/2026

🚨 HUGE news for first-time buyers & renters 🚨

One of the largest mortgage lenders is shaking up the mortgage market with a game-changing new deal AVAILABLE NOW 🏡

You could now get on the property ladder with just a £5,000 deposit 🤯

Here’s what you need to know:
• Up to 98% LTV (just £5k minimum deposit)
• Available on homes up to £300,000
• 5-year fixed rate with NO product fees
• Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If you’ve been stuck renting and thought buying was out of reach… this could change everything.

We have access to this deal, so drop us a message! 👇 or 📞 call us on 01202 906993.



Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

🏆 We’re delighted to announce that Giles Financial Services has won a Best in Postcode Award from The ESTAS for outstand...
27/05/2026

🏆 We’re delighted to announce that Giles Financial Services has won a Best in Postcode Award from The ESTAS for outstanding customer service!

The ESTAS awards are based entirely on verified customer reviews, making this recognition especially meaningful to us.

We’re also proud to have been shortlisted for the national ESTAS Awards taking place in October.

David Giles, Director, said:
“We are very proud to be shortlisted. We take our levels of customer service very seriously because we know clients have a choice. Hopefully, we can go one step further and win at The ESTAS Awards in October.”

A huge thank you to all of our clients for your continued support and feedback — we truly appreciate it. 🙌

Address

168 Tuckton Road
Bournemouth
BH63JX

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 9am - 4pm

Telephone

+441202906993

Website

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