What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm Saturday 9am - 4pm

Giles Financial Services Ltd

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United Kingdom
Bournemouth
Giles Financial Services Ltd

Giles Financial Services are a whole of market independent mortgage broker offering advice and recommendation services to potential buyers.

We also offer advice and recommendation on Buildings and Contents Insurance as well as Life Assurance.

07/06/2026

💡 Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?

You’re not alone. Many homeowners are finding themselves in a position where their current lender won’t extend the term, or they’re worried about how the balance will be repaid. 🏡

The good news is there may still be options available. We have lenders on panel that can accept a wide range of repayment strategies, such as savings or pensions, and in some cases don’t require as high a level of equity in the property as lenders once used to.

If your interest-only mortgage is coming to an end and you’re starting to panic, don’t sit with the stress alone, speak to us and let’s look at your options together.

📞 Call us on 01202 906993 or 🌐 Visit giles-fs.co.uk

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
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YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

05/06/2026

💼 Life can change unexpectedly, but your financial security should always stay protected.

With Unemployment Insurance coverage, you can enjoy peace of mind knowing you’ll have financial support if you experience unexpected job loss or involuntary redundancy through no fault of your own.

✨ Why Choose Unemployment Insurance?
✔️ Monthly income support during unemployment for up to 24 months
✔️ Protection for bills, rent, and daily expenses 🏠
✔️ Quick & simple claims process 📄
✔️ Flexible plans tailored to your needs 🎯

🌟 Be prepared for the unexpected and safeguard your future today.

Don’t leave your finances to chance, secure reliable protection for yourself and your family ❤️

👉 Get in touch to explore your options.

📞 Call us on 01202 906993 or 🌐 Visit giles-fs.co.uk

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

28/05/2026

🚨 HUGE news for first-time buyers & renters 🚨

One of the largest mortgage lenders is shaking up the mortgage market with a game-changing new deal AVAILABLE NOW 🏡

You could now get on the property ladder with just a £5,000 deposit 🤯

Here’s what you need to know:
• Up to 98% LTV (just £5k minimum deposit)
• Available on homes up to £300,000
• 5-year fixed rate with NO product fees
• Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If you’ve been stuck renting and thought buying was out of reach… this could change everything.

We have access to this deal, so drop us a message! 👇 or 📞 call us on 01202 906993.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

27/05/2026

🏆 We’re delighted to announce that Giles Financial Services has won a Best in Postcode Award from The ESTAS for outstanding customer service!

The ESTAS awards are based entirely on verified customer reviews, making this recognition especially meaningful to us.

We’re also proud to have been shortlisted for the national ESTAS Awards taking place in October.

David Giles, Director, said:
“We are very proud to be shortlisted. We take our levels of customer service very seriously because we know clients have a choice. Hopefully, we can go one step further and win at The ESTAS Awards in October.”

A huge thank you to all of our clients for your continued support and feedback — we truly appreciate it. 🙌

26/05/2026

🏡 A shift in the mortgage world…

For years, most lenders have typically offered around 4–4.5x income, which has limited how far many buyers can go.

Now, another lender has stepped things up.

It’s now possible in some cases to borrow up to 6x your income (subject to criteria), whether you’re:
✨ Buying your first home
✨ Moving up the ladder
✨ Remortgaging

For many, that could mean:
✔️ Access to a bigger home
✔️ Moving sooner than expected
✔️ More flexibility with your options

Things are changing, and it’s opening new doors.

Curious what this could mean for you?
📩 Send us a message or comment “6x” and we’ll take a look.

📞 Call us on 01202 906993
🌐 Visit giles-fs.co.uk
📩 Or message us to discuss what may be possible for you.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

16/05/2026

Think bad credit means no mortgage? Not necessarily.

There are actually lots of lenders who will consider applicants with credit blips, it’s just about knowing where to look and how to present your case.

One lender we're highlighting at the moment is taking a really practical view of your credit history (and rates start from 5%):

✔️ Up to 3 CCJs in the last 36 months
✔️ CCJs under £300 not taken into account
✔️ No maximum value on CCJs or defaults (and they don’t always need to be satisfied)
✔️ Up to 2 missed payments in the last 6 months on unsecured credit
✔️ Communication & utility missed payments/defaults ignored
✔️ Active Debt Management Plans considered up to 85% LTV

This is exactly why speaking to a broker makes a difference, criteria like this isn’t always obvious if you’re going direct.

If you’ve been declined before, or you’re unsure where you stand, it’s worth having a conversation.

📞 Call us on 01202 906993, visit giles-fs.co.uk, or 📩 Drop us a message, and we’ll give you a clear, honest view of what’s possible.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

14/05/2026

*Why consider long-term life cover instead of term insurance?*

Term life insurance provides cover for a fixed period, such as 10, 20, or 30 years. If the policy ends and you are still living, the cover stops and no pay out is made. This works well for short-term financial commitments, but it does not provide lifelong assurance.

By contrast, whole of life cover is designed to last for your entire lifetime, as long as premiums are maintained 💡

This means a guaranteed pay out is made whenever the policyholder passes away, providing certainty that loved ones will receive financial support regardless of timing. This can help with funeral costs⚰️, outstanding debts 💳, or providing ongoing financial support for family 👨‍👩‍👧‍👦

Because cover is guaranteed for life, it also removes the uncertainty of needing to reapply later on, when age or health changes could limit your options or increase the cost 📈.

👉 Please get in touch to explore your options.

📞 Call us on 01202 906993
🌐 Visit giles-fs.co.uk
📩 Or message us to discuss your protection options.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

12/05/2026

🔥 More niche lending options for Limited Company landlords 🔥

Not every buy-to-let mortgage fits the “standard” box — but the good news is, some lenders are catering for more complex setups 👇

Here are 3 more specialist criteria currently available, all with 1 lender!

✨ Minority shareholders accepted
You can have someone hold up to a 20% share in the Limited Company that’s buying the property, without them needing to be on the mortgage or go through credit checks.

💡 For example: you might bring in a friend or family member as a small investor in your company, without them needing to be involved in the mortgage application

🏡 Company buying a director’s current home
Your Limited Company can purchase a property you or any other shareholder currently live in and convert it into a buy-to-let.

💰 Intercompany loans for deposits
Using funds from another company as your deposit can be acceptable — even if that company is owned by a single director/shareholder.

💡 For example: you might have a trading business you’ve run for 20 years (e.g. a building company) where your main income sits. That company could provide the deposit to your property Limited Company, also known as the Special Purpose Vehicle (SPV)

Specialist lending criteria like this can provide valuable flexibility for landlords who operate through Limited Companies or have more complex financial structures. However, lender requirements vary, so professional advice is essential.

Speak to an Adviser -

📞 Call us on 01202 906993
🌐 Visit giles-fs.co.uk
📩 Or message us to explore your options.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

09/05/2026

Does your life insurance reward you for keeping healthy? 🧠💪

The more you look after your health, the lower you can keep your premiums, and that’s just the start…

Some life insurance plans now offer rewards from day one through selected partners such as Apple Watch, Caffè Nero, ODEON, and Vue, including:

🏋️ Gym discounts
☕ Free weekly coffee
🎬 Free cinema tickets
🧖 Discounted spa breaks

So instead of only paying in, you can actually get something back, without needing to claim. 💸

👉 Please get in touch to explore your options.

📞 Call us on 01202 906993
🌐 Visit giles-fs.co.uk
📩 Or message us to explore what options are available.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

07/05/2026

Over 50’s Life Cover

Think life cover is only for the young? 🤔 Think again.

If you’re over 50, life cover can be one of the simplest ways to protect the people who matter most ❤️ No complicated medicals, no stress, just peace of mind knowing your loved ones won’t be left with financial worries.

Whether it’s helping with funeral costs ⚘, leaving a small gift 🎁, or covering outstanding bills 💷, it’s all about taking care of what matters… even when you’re no longer here.

It’s not about age, it’s about responsibility, love, and planning ahead ✨

Because looking after your family never goes out of style 💛

👉 Please get in touch to explore your options.

📞 Call us on 01202 906993
🌐 Visit giles-fs.co.uk
📩 Or message us to discuss your options.

Giles Financial Services Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
‌
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Address

168 Tuckton Road
Bournemouth
BH63JX

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm
Saturday	9am - 4pm

Telephone

+441202906993

Website

https://giles-fs.co.uk/, https://taplink.cc/gilesfinancialservicesltd

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