Apple Tree Mortgage Services

Apple Tree Mortgage Services Advisers arranging mortgages, equity release & protection. Offering a fully remote service. Read our website reviews!

https://www.appletreemortgageservices.co.uk/reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.

A great result for our clients! This was a remortgage with capital raising, submitted and completed in just 16 days — a ...
03/06/2026

A great result for our clients!

This was a remortgage with capital raising, submitted and completed in just 16 days — a smooth and efficient process from start to finish.

This was made possible by everyone working together quickly and efficiently — from our clients, to ourselves, the lender and solicitors.

With the support of our dedicated processor helping to keep everything moving, it shows what can be achieved with the right team in place.

Every case is different, but with the right support, things can move quicker than you might expect.

If you're thinking about your next move or want to understand your options, feel free to get in touch.

Friendly, expert mortgage advice — made simple!



You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments.

Most lenders require at least 5% of the property value, although putting down a larger deposit (such as 10% or more) can...
29/05/2026

Most lenders require at least 5% of the property value, although putting down a larger deposit (such as 10% or more) can often give you access to better interest rates.

In some cases, there may be options available with a smaller deposit, and there are also schemes that could help depending on your circumstances.

Every situation is different, so it’s always worth exploring what’s available to you and what would work best.

If you would like to know more about your deposit options, get in touch with one of our advisors today.

Friendly, expert mortgage advice—made simple!




You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments

Nothing means more to us than happy clients.We’re so grateful for every review and kind word we receive – it really does...
28/05/2026

Nothing means more to us than happy clients.

We’re so grateful for every review and kind word we receive – it really does mean a lot.

Helping people through what can sometimes feel like a stressful process and making it that little bit easier is always our goal.

Friendly, expert mortgage advice - made simple!



You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Not just the weather heating up ☀️If your mortgage deal is coming to an end, now could be the perfect time to review you...
26/05/2026

Not just the weather heating up ☀️

If your mortgage deal is coming to an end, now could be the perfect time to review your options before moving onto a higher rate

Friendly, expert mortgage advice - made simple!



You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Moving home can feel out of reach when early repayment charges are high — but it’s not always the end of the road.In thi...
22/05/2026

Moving home can feel out of reach when early repayment charges are high — but it’s not always the end of the road.

In this week’s FAQ Friday, we’re sharing one of the options that may be available, and why it’s always worth exploring your situation before making a decision.

Friendly, expert mortgage advice—made simple!



You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments

More lovely words from our clients 🤍
19/05/2026

More lovely words from our clients 🤍

“I’m self-employed but don’t show much profit… am I stuck?” We hear this a lot.Many business owners quite rightly manage...
15/05/2026

“I’m self-employed but don’t show much profit… am I stuck?”

We hear this a lot.

Many business owners quite rightly manage their income in a tax-efficient way—but when it comes to mortgages, this can sometimes work against you.

Lenders will usually base borrowing on your declared income, which can impact how much you’re able to borrow.

But it doesn’t always mean it’s the end of the road.

Some lenders may take a more flexible view depending on your business, and in certain cases, retained profits can be considered too.

The key is understanding how your income is structured.

If you’re not sure where you stand, we’re here to help 💬

Friendly, expert mortgage advice—made simple!



You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments

With rates changing so frequently, it can be hard to keep up with what it all actually means.In reality, a rate increase...
13/05/2026

With rates changing so frequently, it can be hard to keep up with what it all actually means.

In reality, a rate increase doesn’t affect everyone in the same way — it depends on things like your current deal, when it ends, and what options are available to you.

The positive news is that we’re now starting to see rates begin to ease, which is a welcome shift after the recent increases.

We’ve been spending a lot of time behind the scenes reviewing different scenarios and making sure everything is structured as efficiently as possible in the current market.

As things continue to shift, understanding your position is more important than ever.

If you’re unsure how the recent changes — or potential decreases — affect you, it’s always worth having a conversation.

Friendly, expert mortgage advice - made simple!

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You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

We're Back!It’s been a busy time behind the scenes here at Apple Tree with everything changing in the market, especially...
11/05/2026

We're Back!

It’s been a busy time behind the scenes here at Apple Tree with everything changing in the market, especially around rates.

Our focus has been (and always will be) making sure our clients are in the strongest position possible — whether that’s securing the right deal, reviewing options, or planning ahead.

Now that we’re back, we’re looking forward to sharing more insights and keeping you up to date as things continue to evolve.

Friendly, expert mortgage advice - made simple!

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