Apple Tree Mortgage Services

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Apple Tree Mortgage Services Advisers arranging mortgages, equity release & protection. Offering a fully remote service. Read our website reviews!

https://www.appletreemortgageservices.co.uk/reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.

Words like these are why we do what we do 💚🏡A huge thank you to Destiny for taking the time to leave us such a kind Goog...
16/10/2026

Words like these are why we do what we do 💚🏡

A huge thank you to Destiny for taking the time to leave us such a kind Google review. Every client’s journey is different, and it means so much to hear we made yours a little easier.

See all our reviews
https://www.appletreemortgageservices.co.uk/reviews

A mortgage offer by teatime. Yesterday, we submitted a client's mortgage application to a high street lender just after ...
22/09/2026

A mortgage offer by teatime.

Yesterday, we submitted a client's mortgage application to a high street lender just after midday. The lender was able to carry out an automated valuation and automated income verification — no manual chasing, no waiting for a surveyor.

By 4pm, the mortgage offer had been issued.

We won't pretend every case moves this fast — most applications take longer, and that's completely normal. But when the numbers line up and the lender's systems can do their job automatically, it really can happen in an afternoon.

Mortgage rates are increasing!We’re seeing a number of lenders increase their mortgage rates regularly at the moment.If ...
14/09/2026

Mortgage rates are increasing!

We’re seeing a number of lenders increase their mortgage rates regularly at the moment.

If you’ve been given a mortgage rate that you’re happy with and are planning to proceed, don’t delay. Rates can change quickly, and waiting could mean the rate available to you is higher.

We’d hate for you to end up paying more for your mortgage than you need to.

A lovely review for Grace!Buying your first home can feel like a huge step — especially when you’re not quite sure where...
11/08/2026

A lovely review for Grace!

Buying your first home can feel like a huge step — especially when you’re not quite sure where to start.

That’s why we’re so proud to have advisers like Grace who are there to guide clients through every stage, answer the questions (even the little ones!) and make the whole process feel a little less overwhelming.

A huge thank you to this lovely client for taking the time to share such kind words about their experience. It means so much to the whole Apple Tree team.

Is life insurance only for people with children?Life insurance isn’t just for parents. Even without children, it can sti...
07/08/2026

Is life insurance only for people with children?

Life insurance isn’t just for parents. Even without children, it can still play an important role — especially if you have a mortgage, shared bills, or someone who would be financially affected if you were no longer here.

Protection isn’t one-size-fits-all. If you’re unsure whether life insurance is right for you, you may want to explore your options and consider what level of cover, if any, might suit your circumstances.

Helping you understand your protection options – made simple!
You may have to pay an early repayments charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments. As with all insurance policies, conditions and exclusions will apply.

Let's have a conversation.Whether you're buying your first home, moving house, remortgaging or simply wondering what you...
29/07/2026

Let's have a conversation.

Whether you're buying your first home, moving house, remortgaging or simply wondering what your options are, we're here to help.

We know that everyone's circumstances are different, which is why we take the time to listen, understand your goals and find a solution that's right for you.

Getting in touch couldn't be easier...
📞 Call us
📧 Email us
💬 Send us a WhatsApp
📱 Drop us a message on social media

No pressure. No obligation. Just friendly, honest advice from people who genuinely care about helping you move forward.

Friendly advice. Tailored solutions. Here for you.

__________________________

Helping people grow their future with confidence.

🌳 Apple Tree Mortgage Services

You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments.

Case Study of the Week"I've just started a new job... does that mean I can't get a mortgage?"It's one of the questions w...
27/07/2026

Case Study of the Week

"I've just started a new job... does that mean I can't get a mortgage?"

It's one of the questions we're asked most often, and the answer might surprise you.

Our client believed that changing jobs meant putting their home-buying plans on hold. After taking the time to understand their circumstances and exploring the lenders available, we were able to secure a mortgage that suited their situation.

The key takeaway? A new job doesn't automatically mean you have to wait. Every lender has different criteria, and it's about understanding your individual circumstances rather than making assumptions.

That's why personalised advice can make all the difference.

Real people. Real circumstances. Real solutions.

________________

Helping people grow their future with confidence.

🌳 Apple Tree Mortgage Services

Some homeowners consider using their mortgage to consolidate existing unsecured debts.In certain situations, this can co...
24/07/2026

Some homeowners consider using their mortgage to consolidate existing unsecured debts.

In certain situations, this can combine multiple repayments into one. However, it’s important to understand that moving debts onto a mortgage may mean the repayment term is longer and the total amount repaid could increase.

If unsecured debts are added to a mortgage, they become secured against your home, which means it’s important to carefully consider the risks and long-term impact.

Exploring the options and understanding the full costs can help you decide whether this approach is suitable for your circumstances.

If you’d like help working out what might suit you best, we’re here to guide you through the whole process and answer your questions.

Friendly, expert mortgage advice - made simple!



You may have to pay an early repayments charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments. As with all insurance policies, conditions and exclusions will apply. Think carefully before securing other debts against your home. The overall cost of repayment of other debts might be more when added to your mortgage. Your home might be repossessed if you do not keep up repayments on your mortgage.

"You can't get a mortgage if you're on a zero-hour contract."Reality: That's not always the case.Being on a zero-hour co...
17/07/2026

"You can't get a mortgage if you're on a zero-hour contract."

Reality: That's not always the case.

Being on a zero-hour contract doesn't automatically mean you can't get a mortgage. Many lenders will consider applications where there's evidence of a consistent income and stable employment history.

It's not just about how long you've been with your current employer. Lenders may also look at how long you've worked in the same type of role, your income history and your overall circumstances.

Every lender has different criteria, which is why it's so important to look at the bigger picture rather than making assumptions.

__________________________________

Helping people grow their future with confidence.

🌳 Apple Tree Mortgage Services

Let's have a conversation.Whether you're buying your first home, moving house, remortgaging or simply wondering what you...
15/07/2026

Let's have a conversation.

Whether you're buying your first home, moving house, remortgaging or simply wondering what your options are, we're here to help.

We know that everyone's circumstances are different, which is why we take the time to listen, understand your goals and find a solution that's right for you.

Getting in touch couldn't be easier...

📞 Call us
📧 Email us
💬 Send us a WhatsApp
📱 Drop us a message on social media

No pressure. No obligation. Just friendly, honest advice from people who genuinely care about helping you move forward.

Friendly advice. Tailored solutions. Here for you.

__________________________

Helping people grow their future with confidence.

🌳 Apple Tree Mortgage Services

You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments.

Address

Botley
SO322DD

Telephone

+447585634022

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