24/10/2025
ā½ Letās Talk Player Care: Protecting Our Future Stars
The cogs are turning once again, and itās been an exciting return thatās set the tone for the remainder of 2025 and 2026.
Yesterday I had the pleasure of visiting Hampden Park to meet with the Scottish Communities FA.
It was a fantastic conversation, we share the same drive to massively improve the beautiful game at every level.
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š§© Three Key Areas Where Football Can Improve
1. Private Health Insurance for paid football players
2. Income Protection for paid football players (a club benefit to save Ā£ on injured players!)
3. Lump Sum Injury Cover for semi-pro and amateur football players
At 3 PILLARS FINANCIAL PLANNING, our Player Care and Club Care solutions protect both on and off the park, ensuring financial security and access to the best recovery support.
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āļøThe Next Generation: Academy Athletes
A major focus for me in 2025/2026 is academy sports, our next-generation stars who deserve the best care possible.
A recent Howden study on the top five European leagues caught my attention:
āIn the 2023/24 season, U21 players in the EPL were sidelined for an average of 44 days per injury, a 187% increase compared to 2020/21.ā
Thatās a staggering rise, and while Premier League players might access quality care, many in lower tiers donāt.
Yet the injuries are the same, the training is similar, and the impact on careers just as severe, and impact on lifeā¦ incomprehensible if working a job while also playing football?
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š” A Smarter, More Sustainable Solution
Imagine a world where clubs can:
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Forecast the cost of player protection
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Provide immediate private medical care
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Avoid large, unexpected treatment bills
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Protect wage budgets during absences
Thatās exactly what our Club & Player Care Packages deliver, cost-effective, high-quality financial protection tailored for individuals, academies, and clubs of all sizes. (Models adapt by level of profession.)
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š¤ Letās Connect
If youāre involved with a football club, academy, or sporting organisation at any level, Iād love to chat about how I can help your club and players access elite care and financial protection.
At the end of the day, clubs offering real player care will stand out.
This isnāt just about culture, itās also about creating a competitive edge.
Would a player choose a club offering Ā£1,000 per week,
or one offering Ā£1,000 plus private health cover for them and their family, injury cover, and genuine support on and off the park?
The answerās obvious.
Just as in wider employment, people value benefits, athletes are people, they value being looked after.
Clubs that embrace this will not only attract and retain better players, but also build a stronger, more loyal team culture built on care, respect, and trust.
š§ [email protected]
š 07502 980 623
