Sally-Anne Cansfield - Equity Release Specialist

Sally-Anne Cansfield - Equity Release Specialist Equity release can help many people in a number of ways. Pay off your mortgage, go on holiday, home improvements, gift to your kids or give you an income.

There is tax-free   waiting to be released from your home, what could you do with it?Upgrade your car or go on your drea...
03/04/2022

There is tax-free waiting to be released from your home, what could you do with it?

Upgrade your car or go on your dream holiday? Clear an existing mortgage or help loved ones make their first steps onto the property ladder? What you do with the equity in your home is ultimately up to you, so why not join the others transforming their with a Lifetime Mortgage and click below to find out more today:
www.responsibleequityrelease.co.uk

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It is important to be aware that a Lifetime Mortgage will reduce the value of your estate and could affect your entitlement to means-tested benefits. Seeking professional advice is the best way to fully understand how these risks may affect you and your family, and learn about the plans available to mitigate their impact.

Seeking professional advice is a requirement when releasing equity, but with Responsible Equity Release, necessity doesn...
17/02/2022

Seeking professional advice is a requirement when releasing equity, but with Responsible Equity Release, necessity doesn't have to be complicated.

Our team of nationwide advisers are ready to guide you through the process. You'll be matched with somebody local to you who will do all of the heavy-lifting and stay with you the whole way, from your initial free, no-obligation appointment to completion.

Want to start your journey today? Find out more by clicking the link below: www.responsibleequityrelease.co.uk


It is important to be aware that a Lifetime Mortgage will impact the value of your estate and could affect your entitlement to means-tested benefits. This is why seeking professional advice is essential, so that you can fully understand the features and risks.

The Responsible Group encompasses lending, mortgage, and equity release advice services.Responsible Lending are our very...
16/02/2022

The Responsible Group encompasses lending, mortgage, and equity release advice services.

Responsible Lending are our very own FCA regulated mortgage lender specialising in the most popular equity release product, a Lifetime Mortgage. With a market research and technology focused approach, Responsible Lending have built an exceptional product that ensures our customers are making the responsible choice throughout their interaction with us.

Just like our Head Office, Lending are also based in Britain's Ocean City of Plymouth and we see a great working relationship between the wider Life and Lending teams.

26/09/2021

When you arrange to put your house in a trust for your family to avoid care costs; what they don't tell you at the time is that you won't then be able to do equity release should you need to do so. The only remedy would be to revoke it.

If this is something you would like to discuss, please don't hesitate to give me a call.
23/06/2021

If this is something you would like to discuss, please don't hesitate to give me a call.

30/04/2021

Experience is something you can't take an exam to achieve. It comes with time and effort and adds to your ability to help many customers in their equity release journey.

Having said that, I am still learning new things all the time and lenders' criteria changes too.

I talk about this because I was speaking to a new customer this week who has been speaking to another adviser from a different brokers. I was asking some questions about the property, which is not your average semi. He then commented 'you must know what you are doing because you are already asking me crucial questions that no-one else has asked'. That gave me great satisfaction!

21/04/2021

The equity release market is buoyant at the moment and I am coming across a number of customers who are obtaining two or three quotes from different brokers. I am always happy that the customer is testing the market and trying to get the best deal. In fact I would probably do the same in their situation. However, there is one big flaw in doing this. These customers get their quotes over two to three weeks and then take a few more weeks to make up their mind. With rates changing constantly, as as adviser, you are torn between informing customers about the deadlines for an application to be submitted to keep that interest rate; or giving them the time they need without pressure. What would you do?

I personally don't like putting any pressure on anyone but I do have the responsibility of keeping the customer informed. I guess it's like being between the devil and the deep blue sea at times!

I received a copy of a letter that one of my customers has sent into our Head Office, I'll just leave this here for you ...
31/03/2021

I received a copy of a letter that one of my customers has sent into our Head Office, I'll just leave this here for you to read 😊😊😊

Exciting news!  I am pleased to announce that Royal London, the UKs largest life, pensions and investment mutual, has ac...
17/03/2021

Exciting news! I am pleased to announce that Royal London, the UKs largest life, pensions and investment mutual, has acquired a 30% stake in the Responsible Group (subject to regulatory approval).
Steve Wilkie, Executive Chairman of Responsible Group said – “We are delighted to find in Royal London a partner that truly shares our passion to improve the lives of customers in retirement by giving them straightforward, affordable access to the equity in their homes.” Since launching our jointly branded later life lending service in September 2020, our partnership has gone from strength to strength. With huge potential in the later life lending market, we’re excited to continue our work together to help more customers enjoy later life lending solutions.
This is another exciting day for the Responsible Family and a testament to our wonderful team. We can’t wait to get started on this new chapter!
If there are any mortgage brokers out there that have customers looking for equity release, you can see that we are a very professional company and look after our customers and take the advice process very seriously. So if you would like to be set up as an introducer, please contact me on 079886 32058 and I can tell you how it works! This doesn’t have to be just mortgage advisers, it can also be anyone that is likely to make a referral to me!

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What is it that motivates people to consider equity release?Invariably it is one of those life events, usually unexpecte...
10/03/2021

What is it that motivates people to consider equity release?

Invariably it is one of those life events, usually unexpected but some planned such as weddings, helping your kids get on the property ladder or thinking about the end stage by planning their funerals.

In my experience, from what my customers tell me is that instead of leaving their family money in their wills, they actually want to be around to see how their money has helped them now while they are still alive. To save the heartache of organising a funeral at such a sad time as well as finding the money too. There is so much care in the world to be thankful for.

On top of this, there are those customers that have debt they can no longer manage, so it then affects their mental well-being.

Helping customers like these gives me great satisfaction in life knowing that I have helped them achieve their goals. I even keep in touch with some of my customers now because we have created a kind of bond too, especially during this pandemic.
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Drive into   with a new set of wheels!Releasing equity on your property can give you the freedom to experience your reti...
02/03/2021

Drive into with a new set of wheels!
Releasing equity on your property can give you the freedom to experience your retirement as you choose, with many of our customers choosing to release equity for a variety of reasons that are important to them. Many have chosen to use equity release to clear an existing , gift an early inheritance, supplement their retirement income, make large purchases or even buy their dream car!

Find out more by clicking on the link below:

https://www.responsible.org.uk/sallyannecansfield

It is important to be aware that a Lifetime Mortgage may impact the value of your estate and could affect your entitlement to means-tested benefits. This is why professional is essential, so that you can fully understand the features and risks.

I am delighted to say that I will be back working with Responsible Life again shortly.  Great company!!
31/01/2021

I am delighted to say that I will be back working with Responsible Life again shortly. Great company!!

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Blyth

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