Welcome Mortgages

02/10/2025

https://www.welcomemortgages.co.uk/post/mortgages-for-new-arrivals-to-the-uk-how-soon-can-you-buy-a-home

Moving to the UK is a huge step, and for many new arrivals, the thought of buying a home feels like the ultimate sign of stability. One of the first questions I’m asked is: “Do I need to wait years before I can get a mortgage?” The encouraging answer is: not necessarily.It used to be the case ...

26/06/2024

https://www.welcomemortgages.co.uk/post/funding-your-vision-the-power-of-development-finance

Developing property for resale, investment, or personal residential use can be a lucrative way to generate income or advance in the property market. However, real estate development in the UK can be expensive, and many developers lack the necessary funds to pay upfront. Fortunately, development fina...

14/03/2024

Considering getting a Bridging Loan but not sure how they work? Read our new blog to learn!

20/12/2023

Some good news on inflation...

In November, the Consumer Price Index (CPI) inflation in the United Kingdom surprised analysts by dropping to 3.9%, down from the October figure of 4.6%, according to the latest statistics from the Office for National Statistics (ONS). The monthly change revealed a 0.2% decrease in CPI for November,...

15/12/2023

Where the mortgage rates are heading...

Fixed-rate mortgages may dip below 4% in the coming weeks due to an intensifying mortgage price war TSB has implemented significant reductions, slashing up to 0.35 percentage points from its home loan costs starting today. This move is part of a recent trend, with lenders like HSBC, Virgin Money, an...

06/11/2023

Our Free Expat Mortgage Guide Is Now Available For You To Download!

Attention, expats with UK homeownership dreams! I'm Roman Andrijanov, an experienced expat mortgage broker, and I'm also the director and founder of Welcome Mortgages. I've got something special just for you—a free guide that demystifies expat mortgages in the UK, brought to you by Welcome Mortgag...

16/10/2023

Rising Mortgage Costs Erode Buy-to-Let Landlords' Profits

Introduction: Buy-to-let investors in the UK are feeling the pinch as mortgage interest rates soar, causing a significant dent in their profits. Recent analysis reveals that landlords are now paying a staggering 40% more in mortgage interest than they were just a year ago. This substantial increase....