MacKay Corporate Insurance Brokers

MacKay Corporate Insurance Brokers MacKay Corporate is an independent Chartered Insurance Broker with offices in Ayr, Aberdeen & Glasgow

Businesses evolve over time. New premises, additional employees, expanded services and changing market conditions can al...
01/09/2026

Businesses evolve over time. New premises, additional employees, expanded services and changing market conditions can all alter a company’s risk profile. Cover that was suitable several years ago may no longer provide adequate protection.

A thorough review before renewal can identify gaps, ensure policies reflect current exposures and support more favourable renewal outcomes.

Our latest Commercial Insurance Profile looks at areas that business owners should focus on: https://www.mcib.net/commercial-insurance-profile-aug-2026

Summer can create seasonal property risks that lead to costly damage and operational disruption. While organisations foc...
18/08/2026

Summer can create seasonal property risks that lead to costly damage and operational disruption.

While organisations focus on day-to-day operations during the warmer months, hazards such as extreme heat, severe weather and fire risks can easily be overlooked.

However, by understanding these exposures and taking proactive steps to mitigate the risk, businesses can reduce losses and avoid unexpected cover gaps.

Read this month’s Commercial Insurance Profile to find out more on commonly overlooked commercial property risks in summer: https://www.mcib.net/commercial-insurance-profile-july-2026

Gaps in cover can exist even in comprehensive insurance programmes as risks evolve and policy wordings change. Cyber-cri...
14/08/2026

Gaps in cover can exist even in comprehensive insurance programmes as risks evolve and policy wordings change. Cyber-criminals increasingly rely on deception rather than technical system breaches, and it is vital to ensure you are protected.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Motor insurance arrangements may not always extend to vehicles hired by the business or employees’ personal vehicles use...
13/08/2026

Motor insurance arrangements may not always extend to vehicles hired by the business or employees’ personal vehicles used for work purposes. Regular reviews of your insurance policy can help identify exposures and ensure cover remains aligned with business needs.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Traditional insurance policies were not designed to address modern cyber-risks. Identifying these potential blind spots ...
06/08/2026

Traditional insurance policies were not designed to address modern cyber-risks. Identifying these potential blind spots in advance can help organisations avoid unexpected financial strain and maintain appropriate protection.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Standard liability policies, such as public liability insurance, do not typically cover employment-related claims. Alleg...
04/08/2026

Standard liability policies, such as public liability insurance, do not typically cover employment-related claims. Allegations of discrimination, harassment or unfair dismissal - often dealt with through employment tribunals - can still be costly to defend, even when claims are not upheld.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Cover gaps often arise from assumptions about what standard policies include. Standard business interruption insurance t...
30/07/2026

Cover gaps often arise from assumptions about what standard policies include. Standard business interruption insurance typically applies only when an organisation’s own premises suffer physical damage. Disruptions affecting suppliers, manufacturers or other critical business partners may not be covered.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Even well-structured insurance programmes can leave businesses exposed. Commercial insurance generally covers damage cau...
29/07/2026

Even well-structured insurance programmes can leave businesses exposed. Commercial insurance generally covers damage caused by external events such as fire, storms or vandalism, but it may not respond to internal mechanical or electrical failure.

Read more on the six common cover gaps in commercial insurance programmes in our latest briefing: https://www.mcib.net/commercial-insurance-profile-july-2026

Address

38 Miller Road
Ayr
KA72AY

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441292611028

Website

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