Halcyon Mortgage Services

05/11/2026

The Monetary Policy Committee voted 8-1 to raise the interest rate to 4%.

Find out more: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

02/11/2026

As a parent, there are few milestones more exciting, and nerve‑wracking, than watching your child buy their first home. Naturally, you want them to have the best possible advice and support throughout the process.

I've known Andy for around 15 years, so when my daughter and her partner started looking for their first mortgage, he was the first person I thought of. I knew they would be in safe hands, and Andy exceeded every expectation.

From the outset, he took the time to explain everything clearly, breaking down what can be a very complex and intimidating process into something they could understand and feel confident about. His friendly, approachable manner immediately put them at ease, and he was always available to answer questions and provide reassurance when needed.

What impressed me most was how much he genuinely cared about finding the right mortgage for them and their circumstances. He never made them feel rushed and guided them through every step with patience and professionalism.

As a parent, it was incredibly reassuring to know they had someone trustworthy looking after their interests. Thanks to Andy, what could have been a stressful experience became an exciting journey into homeownership.

I wouldn't hesitate to recommend Andy to anyone, especially first‑time buyers and parents looking for someone they can trust to support their children through such an important life event.

30/10/2026

⭐⭐⭐⭐⭐

Great way to end the week

73 reviews, all 5 stars...............

🫶🙏🫶

29/10/2026

🏡 Autumn Budget – Key Housing Market Updates

🧾 Stamp Duty
No changes have been made to Stamp Duty thresholds. Home buyers will continue to pay SDLT under the current system.

🏠 First Time Buyers – ‘Your First Home’ Scheme
A new ‘Your First Home’ scheme has been confirmed for 2027. Eligible first time buyers will be able to purchase new build properties with:
• A 2.5% deposit 💷
• A 20% government equity loan 🏛️
This aims to make new build homes more accessible.

💰 First Time Buyer ISA
The Lifetime ISA will be replaced in April 2029 with a new First Time Buyer ISA, offering a 25% government bonus on savings.

🏘️ Landlords

From 2027, landlords will face a 2% increase in income tax, impacting rental profits and overall returns.

15/10/2026

22/09/2026

Wow...............

🫶Massive thank you to Paul @ Crown + Ltd ( https://www.linkedin.com/company/crown-plus-limited/ ) ........& everybody who has helped this happen.

But I'm not done yet and hoping to hit the £5k mark. If you can help me get there, click the link below 🙏

https://acornschildrenshospice.enthuse.com/pf/andrew-essex

21/09/2026

Massive congratulations to my first time buyers that got the keys to their new home on Friday. 🏡🍾

This was a special one for me. This is the daughter of my first boss 22 years ago when i went into mortgages.

Thank you for trusting me 😍

17/09/2026

The Monetary Policy Committee voted 6-3 to keep the interest rate at 3.75%.

Find out more:
https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate