17/04/2025
Why use a broker? My bank already gave me a Decision in Principle! I get asked this a lot.
Here’s the truth….
An online DIP might seem promising, but more often than not, it’s not worth the paper it’s written on. It’s just a computer generated decision!
Many buyers assume they’re all set, only to be declined later or told they can borrow less! And why? Because an adviser hasn’t assessed your financial situation or seen payslips and bank statements.
A broker does what banks don’t:
-We dig into your actual bank statements.
-We make sure ALL your income counts (including bonuses, commission, self-employed earnings, benefits etc.)
-We have over 90 lenders to choose from and ensure that not only do you get the best deal, but you also fit the lenders criteria.
-We actively monitor rates, and if they drop, we move you to the cheaper deal. No bank does that!
Whether you're buying for the first time, moving home, or remortgaging, drop me a message if you’d like a chat.
