Mortgage Mythbusters from PJS

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Mortgage Mythbusters from PJS Our Mortgage Mythbusting podcast tackles the tricky topics around affordability and criteria but with more banter than you would expect in this industry.

The toughest thing to make sense of on this podcast will be some dodgey north eastern accents!

Get in touch via 07854673000We will do the rest!Charlotte’s current availability is as follows:Tuesday 6th October4pm, 6...
06/10/2026

Get in touch via 07854673000

We will do the rest!

Charlotte’s current availability is as follows:

Tuesday 6th October
4pm, 6:30pm, 7:30pm, 8pm, 8:30pm

Wednesday 7th October
1pm, 1:30pm, 2pm, 2:30pm

Thursday 8th October
1:30pm, 2pm, 2:30pm, 3pm, 3:30pm, 4pm, 4:30pm, 5pm, 5:30pm

Friday 9th October
12pm, 12:30pm, 1pm, 1:30pm

First come, first served so please feel free to pick a couple of slots that work best!

Lots of ways to book…

DM on our socials

or

WhatsApp, text or call 07854673000

email

[email protected]
or visit our website

www.patrickjamessolutions.co.uk

Many thanks,

Team PJS

# mortgageadvice

Get your peace of mind now before the Christmas chaos!Charlotte’s current availability is as follows:Tuesday 6th October...
06/10/2026

Get your peace of mind now before the Christmas chaos!

Charlotte’s current availability is as follows:

Tuesday 6th October

4pm, 6:30pm, 7:30pm, 8pm, 8:30pm

Wednesday 7th October

1pm, 1:30pm, 2pm, 2:30pm


Thursday 8th October

1:30pm, 2pm, 2:30pm, 3pm, 3:30pm, 4pm, 4:30pm, 5pm, 5:30pm


Friday 9th October

12pm, 12:30pm, 1pm, 1:30pm

First come, first served so please feel free to pick a couple of slots that work best!


Lots of ways to book…

DM on our socials

or

WhatsApp, text or call 07854673000


email

[email protected]

or visit our website

www.patrickjamessolutions.co.uk

06/10/2026

Want to be one step closer to owning your dream home, in just 15 short minutes?! 🏠

Paddy’s current availability this week is as follows:

Wednesday 7th October

4:30pm, 6pm, 6;30pm, 7pm



Tuesday 13th October

3pm, 4pm, 5pm, 6pm, 7pm, 8pm



Wednesday 14th October

3pm, 4pm, 5pm, 6pm



Friday 16th October

1pm, 1:30pm, 2pm, 2:30pm



First come, first served so please feel free to pick a couple of slots that work best!


Lots of ways to book…


DM on our socials


or

WhatsApp, text or call 07854673000


email

[email protected]

or visit our website

https://patrickjamessolutions.co.uk/contact/

A very quick snapshot of where Mortgage rates are right now (today).It’s important to understand lots of things will det...
05/10/2026

A very quick snapshot of where Mortgage rates are right now (today).

It’s important to understand lots of things will determine if this rate would be available, it’s not as simple as see it and get it...

But as a snapshot these are the leading rates today in terms of total to pay over the fixed rate period.

95% LTV –
2 Year Fixed – 5.45%
3 Year Fixed – 5.56%
5 Year Fixed – 5.56%
10 Year Fixed – 6.75%
2 Year Tracker – 4.84%

90% LTV –
2 Year Fixed – 5.15%
3 Year Fixed – 5.19%
5 Year Fixed – 5.19%
10 Year Fixed – 5.64%
2 Year Tracker – 4.63%

85% LTV –
2 Year Fixed – 5.10%
3 Year Fixed – 5.11%
5 Year Fixed – 5.09%
10 Year Fixed – 5.54%
2 Year Tracker – 4.35%

75% LTV –
2 Year Fixed – 5%
3 Year Fixed – 4.95%
5 Year Fixed – 5.01%
10 Year Fixed – 5.39%
2 Year Tracker – 4.18%

60% LTV –
2 Year Fixed – 4.90%
3 Year Fixed – 4.87%
5 Year Fixed – 4.89%
10 Year Fixed – 5.34%
2 Year Tracker – 3.99%

Whenever seeking mortgage advice, speak to a professional, a qualified independent and ideally whole of market firm to make sure you get the best advice you deserve.

01/10/2026

Looking to remortgage in the next 6 months? Wondering what the next steps are?

Let us help 🕵️‍♂️!

Charlottes availability is as follows .......

Tuesday 6th October
3pm, 3:30pm, 4pm, 4:30pm, 6:30pm, 7pm, 7:30pm, 8pm, 8:30pm

Wednesday 7th October
1pm, 1:30pm, 2pm, 2:30pm

Thursday 8th October
1pm, 1:30pm, 2pm, 2:30pm, 3pm, 3:30pm, 4pm, 4:30pm, 5pm, 5:30pm

Friday 9th October
12pm, 12:30pm, 1pm, 1:30pm

First come, first served so please feel free to pick a couple of slots that work best!

Lots of ways to book…

DM on our socials

or

WhatsApp, text or call 07854673000

email

[email protected]
or visit our website

www.patrickjamessolutions.co.uk

Buying a home and need a mortgage?My current availability is as follows:Friday 2nd October11amor Next Week?Tuesday 6th O...
01/10/2026

Buying a home and need a mortgage?

My current availability is as follows:

Friday 2nd October
11am

or Next Week?

Tuesday 6th October
5pm

Wednesday 7th October
3:30pm, 4pm, 4:30pm, 5pm, 5:30pm, 6pm, 6;30pm, 7pm, 7:30pm, 8pm, 8:30pm

Thursday 8th October
1pm, 1:30pm, 2pm, 2:30pm

First come, first served so please feel free to pick a couple of slots that work best!

Lots of ways to book…

DM on our socials

or

WhatsApp, text or call 07854673000

email

[email protected]
or visit our website

Get in touch With over 15 years experience within the mortgage industry, we are here to help you by offering honest and professional advice. Pick up the phone, drop us an email or give us a call. One of the team will be in touch to get you booked in for an appointment with an... Read more »

27/09/2026

If we can fact check that? 👀

Everyones circumstances are different when it comes to buying a house, speaking to an advisor is the best way to know where you stand when looking for your dream home...

unfortunately no dream homes available in Undershaft1 🏙️

26/09/2026

Have you served in the military?

Thank you for your service. If you're a veteran seeking support or guidance, we're here for you and will never ask for a fee!

On another note... bring back Easy Chilli!!

Stand by for even better creative, consistent, current and canny content…See what I did there?
24/09/2026

Stand by for even better creative, consistent, current and canny content…

See what I did there?

WE FOUND HER !A few weeks ago, we put out a slightly different kind of job advert.We weren’t just looking for someone to...
24/09/2026

WE FOUND HER !
A few weeks ago, we put out a slightly different kind of job advert.
We weren’t just looking for someone to post on Facebook or make the odd TikTok.
We wanted someone who got us.
Someone who understood what PJS is about, who we help, and where we want to go next.
And we’re very pleased to say…
WE FOUND HER.
We’re delighted to have filled the position with someone we genuinely think is going to be a fantastic fit for PJS.
Our newest team member comes to us with a strong military background, something that immediately clicked with us, given our long-standing commitment to supporting the Armed Forces, veteran community and blue light services.
And she’s already hit the ground running.
Fresh ideas. New ways of doing things. Current, responsive, creative and genuinely excited about what we can do next.
PJS has grown and evolved massively through social media. It’s given us a platform to reach people, build relationships and shout about what we do best, helping people buy their first home, their next home or their forever home, finding the best mortgage deals out there, and making sure they and their families have the right protection in place.
Her role is to help us take that platform and push it to the next level.
And importantly, having someone dedicated to the digital side of PJS frees Paddy up to spend more time doing what he does best, talking to people, finding solutions and helping our customers.
Because while the way we communicate might keep changing, the bit behind it never will:

Good mortgage advice.
Great service
The right protection.
And putting people first.
Looking after our customers the way you would want your own mother treated.
That’s what PJS has always been about.
Now we’ve got another pair of hands and a fresh pair of eyes, helping us build on what we’ve already created and take PJS into its next chapter.
We’re genuinely excited about what’s coming. 💚🚀

Address

Unit 1, Tilery Building
Appleby
CA166HX

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