Saltire Financial Ltd

11/02/2025

What a wonderful week to be a part of ❤️.

All things financial wellbeing 🎈❤️🙌.

05/02/2025

Ffionn is only 4.5 and I've experienced many 'lasts' already BUT this one is playing on my mind.

Sofa snuggles, head sniffs and feeling my heart beat against his ear as he snuggles into my chest!

This is life. Being present in THIS moment every Wednesday.

This is a Mummy and Ffionn day.

The best!!

In August these stop 😔. My baby boy starts school and this is a day which I will have to transition my schedule to allocate to work. Because schools close at 3 and with no wrap around care I can't work until 5 anymore, so there will be a huge change happening.

This right now is a moment to remember and acknowledge where I am. Who I am. What am I doing here. What am I doing in life? Why is this moment so much to me?

I am extremely fortunate to have this time with my boy. I am extremely grateful that he LOVES a sofa cuddle. I am extremely grateful that being self employed I can experience these times!

I've acknowledged this is going to change. I am working on transitioning my mindset to create positive thoughts around the situation. My soul is beginning to feel humbled that we have had nearly 5 years of Wednesdays together. Bonding.

Wednesdays will forever be Mummy and Ffionn days.

What if something happened to me though and we couldn't continue to have these days? I wouldn't want Ffionn to be affected. I would want his life to continue as much as possible to what he is accustomed too.

That's where having me as an adviser becomes crucial to explain how each policy works and what purpose it serves.

Remember....if something happened to you. It's not only your world affected. It's the whole world around you. ❤️

Let me be your condom 🎈 because PROTECTION MATTERS!!

18/09/2024

Stop being part of the chit chat 💩 clan!!

👑💪❤️

Who am I?

I am a Mum first and foremost. My boy is my world.

I am a Wife.

I am a Sister, a daughter, an Auntie, a friend .... a human that feels real feels.

I am a Director of a business I've grown to success.

I am the Queen 👑 of protection.
.and I am not sorry for any of it!! BUT these are all my why's to not be part of the chit chat 💩 clan!!

I don my crown with a passion to protect people, families and their businesses because I've experienced first hand (twice in fact) when it all goes wrong.

We aren't in control of our future. Death. Critical illness. Accident or injury. We don't have a crystal ball 🔮.

But what you do have is a 'me'. An adviser. A Business Condom. Protection Queen. Key note speaker. Financial well-being passion maker. Game changer. Mission maker.

My mission is to educate the masses and stop 🛑 the 'I wish I had taken the right policies out sooner' chit chat.

Don't be a part of the chit chat clan. Be present in your why's and use me to guide you confidently through the process to protecting you, your family, your businesses and your employees ❤️.

15/08/2024

Are you in HR?

Are you an Employer?

Do you work for a company who you know would benefit from offering a fun, innovative financial wellbeing workshop for employees?

Can you help me?

I am now offering Financial Wellbeing Workshops to Corporate, BUT with a difference.

Are you conscious of the mental wellbeing of your employees?

Are you mindful of providing support to your employees?

Did you know, 11% of UK workers reported they had experienced a fall in productivity at some point over the preceding three years as a result of their financial situation?

By hosting fun, engaging and knowledgeable experiences to the employees, I provide them with thought-provoking exercises by taking live action during the workshops in really getting to grips with their financial situation but in a simple, non overwhelming way.

I will facilitate a safe space for the employees to relax, and be present in the moment to help alleviate any black clouds, questions and curiosities which in turn will make for a better mindset for the employee. Feeling in control of your personal finances will allow the employee to feel more focused and productive.

Specialising in Business Protection, and known as the Business Condom, I will really bring something truly special to the table.

My mission is to help the 20% of employees who lose sleep over money worries, build a healthy relationship with their money and understand that it's ok to talk about finances.

Get in touch for my proposal document :)

Saltire Financial Ltd

30/07/2024

Are you an employer?

Do you value your employees and want to provide opportunities for them to work to the best of their ability?

With living costs soaring, financial wellbeing is at the top of everyone’s mind. The knock-on effects of poor financial wellbeing also pose serious challenges for organisations, as poor financial wellbeing has been linked to both reduced employee health and can impair employee performance.

Have you ever considered that it is your responsibility to provide education, tools and resources to your employees if you want to support, and have them working at the top of there game for your business?

Have you offered your employees...
• A safe space to re-connect with their finances?
• Learn about opportunities and routes they can go down to receive help?
• Work on their money mind set and learn how to carry out budget reviews successfully?

50% of your employees are statistically experiencing depression of some sort, with 1 in 5 saying there financial stress impacts their productivity.

Message me for more details on my Financial Wellbeing Service Offerings.

12/06/2024

I know exactly how overwhelming and confusing insurance can be.

Trust me... I've been on your side of the fence. All I need is 30 mins to collect all the information I need and the rest I make as efficient as humanly possible. Time is money.

Have you ever gone online to buy some life insurance because everybody needs a life insurance policy right? ... So how much do I put it in for... £100k? £200k? That's a lot of money... that will do!!...BUT IS IT CORRECT FOR YOUR CIRCUMSTANCE? Not everyone needs life insurance believe it or not. Did you know you get a whole host of different benefits and quality of policies with difference providers?

In my advisory opinion EVERYONE should have Critical Illness cover AND Income Protection. Why? You ask. Because you are still here to live the struggle if your income were to stop due to sickness/injury.
...even more so for all those company directors out there...could we pop it through the business and make it tax efficient for you!!!

❤️ 30 Minute Fact Find
❤️ 30-60 Minute Recommendation

I do EVERYTHING else...even if you needed to claim.

When did you last review yours?

Saltire Financial Ltd

12/06/2024

❤️

Naomi Margaret Smith

⭐ Amazing support from Saltire Financial Ltd who have sponsored a drop-in session for our members! Huge thank you for your amazing support 💙
⭐ Could you sponsor a session? https://buff.ly/4bTyb5K

15/03/2024

Have you ever had that feeling where a situation felt so right... you tuned into your inner soul and embraced all the lovely dopamine hormones tickle their way around your veins? I did it on a huge scale this time last week.

I had a first... and I bloody smashed it!

I spent this time last week with a coffee going over my talk I had prepared for IWD about business brilliance and the super powers of preparation and protection.

I have never had an experience on stage without having huge pre-stage nerves. You know that really deep empty, sicky feeling which makes you stumble at the first hurdle...and I had high heels on so this wouldn't have gone down well.

However, It felt amazing to be present in a room of 130 women (and 4 men) engaging with what I was saying, interacting with my requests and feeling the motivational, inspirational, informative talk I presented.

I loved it!!!....and wait for it ... I really want to do more of this here!!! I want to motivate and empower ladies and men in business to help realise their true potential and also tap into their inner superhero powers of success.

If anyone was there, please leave me some feedback below on how you felt it went AND if you know of any other speaker opportunities going at an event your hosting please let me know 💪🎤❤️.

Saltire Financial Ltd