OSL Financial Services Ltd

OSL Financial Services Ltd Helping the self-employed get a mortgage. OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. OSL Financial Services are an independently owned finance brokerage established in 2008. Our team of expert financial advisers have extensive knowledge of the UK mortgage market. As Independent Financial Advisers we will research the thousands of mortgages on offer and using our vast experience we will present you with

only the best options tailored specifically to your circumstances. We understand that buying a new house is a stressful time and we want to simplify this process for you. Working with brokers that can access the whole of market means that if you’ve suffered with credit issues previously, have a complex income, limited self-employed history, or your dream home isn’t of standard construction, we may still be able to help as you won’t have to try and fit the lending criteria of a ‘High Street’ bank. Buying a house is most likely the biggest single investment you will make in your life. Let our specialists guide you through the process with expert advice. It is crucial that you have the correct mortgage in place. At OSL Financial Services operate as an independent mortgage brokerage who can offer advice in the following areas:

First charge mortgages
Second charge mortgages
First Time Buyers
Buy to Let – personal and limited company
Remortgaging
Equity Release
Commercial Mortgages
Bridging Finance
Development Finance
International Finance
Holiday Let Mortgages

Commercial mortgages, some Bridging finance and buy to let mortgages are not regulated by the Financial Conduct Authority

Beyond mortgage product advice, we also offer advice on the below supplementary financial products:

Life insurance
Critical illness cover
Private medical insurance
Income protection
Family income benefit
Buildings and contents insurance
Landlords insurance cover
Secured loans
Conveyancing
Surveys
Wills, Trusts and Lasting Powers of Attorneys

OSL FINANCIAL SERVICES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY FRN 948512

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT

Don’t assume a 10% deposit is the rule.Some lenders accept as little as 5%, and there are government-backed schemes desi...
26/02/2026

Don’t assume a 10% deposit is the rule.

Some lenders accept as little as 5%, and there are government-backed schemes designed to help buyers with smaller deposits.

A mortgage adviser can help you explore all your options before you give up on your goal.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Had credit issues in the past? That doesn’t always mean you can’t get a mortgage.Some lenders specialise in supporting a...
25/02/2026

Had credit issues in the past? That doesn’t always mean you can’t get a mortgage.

Some lenders specialise in supporting applicants with historic credit challenges — it’s just about knowing where to look.

A broker can help you find the right match for your situation.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If your fixed-term is ending within six months, don’t wait until the last minute.You can often secure a new deal early —...
24/02/2026

If your fixed-term is ending within six months, don’t wait until the last minute.

You can often secure a new deal early — locking in before any rate changes.

A little forward planning can save you money and stress down the line.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Getting a mortgage when you’re self-employed doesn’t have to be harder — it just takes the right approach.Lenders look a...
23/02/2026

Getting a mortgage when you’re self-employed doesn’t have to be harder — it just takes the right approach.

Lenders look at things like:

• How long you’ve been trading
• How your income is structured
• Whether your accountant’s figures line up with your tax returns

A broker can help present your case clearly and find lenders that better understand self-employed income.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If your mortgage deal ends within the next six months, now’s the time to act.You can usually secure a new rate up to six...
22/02/2026

If your mortgage deal ends within the next six months, now’s the time to act.

You can usually secure a new rate up to six months in advance — locking it in before rates move.

Plan early, avoid the rush, and make sure your new deal fits your goals.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If you’re a company director, the lender you apply with matters.Some look at your salary and dividends, while others loo...
21/02/2026

If you’re a company director, the lender you apply with matters.

Some look at your salary and dividends, while others look at your company's net profits.

A mortgage adviser helps pair you with the right one for your circumstances.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

One lender’s ‘no’ can still be another lender’s ‘yes’.Every lender has specific criteria. A mortgage adviser will look a...
20/02/2026

One lender’s ‘no’ can still be another lender’s ‘yes’.

Every lender has specific criteria. A mortgage adviser will look across their panel to see if there’s a better fit lender for your circumstances.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Even if you’re a year or two away from buying, it can help to get advice now.Why?Some lenders need to see 2–3 years of a...
19/02/2026

Even if you’re a year or two away from buying, it can help to get advice now.

Why?

Some lenders need to see 2–3 years of accounts if you’re self-employed

Your income structure today could impact your borrowing later

Starting early gives you time to strengthen your application

The earlier you prepare, the smoother your journey will be.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Your bank will only show you their own mortgage products. A mortgage adviser looks across their whole panel to find the ...
18/02/2026

Your bank will only show you their own mortgage products. A mortgage adviser looks across their whole panel to find the right deal for your circumstances.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying your first home can feel overwhelming. Each lender will want bank statements, ID, payslips — and if you’re self-e...
17/02/2026

Buying your first home can feel overwhelming. Each lender will want bank statements, ID, payslips — and if you’re self-employed, often much more.

With a broker, you only need to provide the documents once. We’ll package them for the right lender for your situation, saving you time and stress.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Think you need a huge deposit to buy your first home?A selection of lenders accept as little as 5%. A smaller group may...
16/02/2026

Think you need a huge deposit to buy your first home?

A selection of lenders accept as little as 5%. A smaller group may even go below that, depending on your situation.

The right broker can help you understand what’s realistic and match you to lenders that fit your circumstances.

OSL Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 948512.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Address

Albrighton

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 12pm
Sunday 9am - 5pm

Telephone

+441952276028

Website

http://www.osl-fs.co.uk/

Alerts

Be the first to know and let us send you an email when OSL Financial Services Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to OSL Financial Services Ltd:

Shortcuts

Share

Category