Craig Mortgage Advice

08/06/2026

After months in the preparation, Big Business North Wales has been and gone. A huge event with local and national businesses showcasing their brand, products and services at Venue Cymru, Llandudno.

It was great to meet new people and also catch up with the many people that I have met since launching full time into mortgage advising in 2025.

Not many pics but a truly great day.

08/06/2026

I help clients across North Wales to secure finance for property purchases. If you are a first time buyer, home mover or property investor, I can provide whole of market advice and guidance that is tailored to your specific situation.

https://craigmortgage.co.uk/booking/

08/06/2026

Whole of market, I can source a mortgage for multiple scenarios from a wide panel. Complex income, complex circumstances, complex property. A common complexity is being self employed for less than 2 years, multiple income sources, short time in current job, short time in UK. All situations that I can help you with.

07/06/2026

Did you make it to Venue Cymru on Friday 5th June for Big Business North Wales?

06/06/2026

This week I helped a client navigate the mortgage process, and what initially looked like a straightforward case quickly became much more complex.

A few missed payments from around two years ago might not seem like a big issue, but they can make a real difference.

Even at Decision in Principle stage, lenders will check your credit profile against their own criteria. A small number of missed payments can make it more challenging, particularly if you are hoping to secure a high street rate.

This is where the value of using a broker really comes through.

Once I understand the full picture, I can approach the right lender — one that is more likely to accept your application based on your actual circumstances.

That can save time, reduce stress, help avoid unnecessary declines, and give you a Decision in Principle that actually means something.

It can also put you in a much stronger position when looking for your next home.

If you are thinking of moving, buying your first home, or remortgaging, send me a WhatsApp, email me, or book an appointment through my website.

Send a message to learn more

29/05/2026

Catch me at Big Business North Wales on Friday 5th June-please do come along for a chat, I will also have a batch of my famous homemade sausage rolls if you arrive early enough!

I can help with commercial and residential finance and am particularly keen to help you if you are a first time buyer ready to get on the property ladder.

Complex income, circumstances or property-I can help with that too. No obligation chat/consultation.

Venue Cymru Friday 5th June, 9.00 am to 4.00 pm.

28/05/2026

Take a look at this recipe for successful home ownership. A 12 step guide to getting your ducks in a row when applying for aa mortgage.

As many of you know, I was a chef for many years. And chefs need recipes! Take a look at my recipe for successful home ownership, equally important if you are moving house. 1️⃣ Have a Chat A simple, no-pressure conversation about your plans, budget and goals can give you clarity and direction fr...

22/05/2026

https://www.linkedin.com/pulse/why-more-borrowers-longer-fit-standard-mortgage-box-mccudden-hughes-lxgte?utm_source=share&utm_medium=member_ios&utm_campaign=share_via

For years, the traditional mortgage process was designed around a fairly simple borrower profile. A steady salary.

21/05/2026

It’s one of the things I enjoy most about being a mortgage and finance broker. No two cases are ever the same. Some are straightforward, others far more complex, but the real value of using a broker is not just sourcing a lender, it’s having your case presented correctly and being guided through the process from start to finish.
Recent cases have included:
✔ A buy to let property situated next door to a takeaway, where lender choice was restricted due to criteria differences.
✔ An auction purchase where we explored multiple funding routes and specialist lenders to ensure the client had the right options available.
✔ A lovely first-time buyer couple whose mortgage application has just been submitted -with the best deal actually being a broker-exclusive product unavailable directly on the high street.
As we move towards June, if you’re thinking about remortgaging, moving home or buying your first property in 2026, now is a great time to explore your options. Even a quick chat around affordability, monthly payments and lender criteria can be incredibly helpful.
📧 [email protected]