13/07/2024
A property loan is used to finance
the purchase of a property (flat, house) for residential use or for professional and residential use;
repair, improvement and maintenance work on the property purchased;
the purchase of land for the construction of a building for residential use or for professional and residential use.
The loan granted by your bank can be used to finance your primary or secondary residence, or for rental investment.
When you apply for a mortgage, you should also make sure you get the best rate for your loan insurance. Bank insurance is more expensive, so it's a good idea to delegate your insurance. This means you can take out loan insurance with any organisation as long as the cover offered is at least equivalent to that provided by the lender.
