30/09/2026
People place their savings in financial institutions with the expectation that their money remains protected, even when an institution fails. Deposit insurance turns that expectation into a system.
As Ethiopiaโs financial sector grows and becomes more complex, EDIFโs role extends beyond compensating depositors after a failure. It can help build confidence before problems arise by encouraging stronger recordkeeping, improving institutional preparedness, supporting clearer public communication and strengthening coordination across the financial safety net.
That shift from responding to failure to building trust in advance was one of the important ideas emerging from Day 2 of EFF 2026.