Financial Advice for Expats - The Spectrum IFA Group

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Financial Advice for Expats - The Spectrum IFA Group Highly qualified international advisers across Europe to help expatriates- financial and tax planning Our advisers are qualified, experienced and regulated.

Our International financial planning advisers demonstrate their long-term commitment to their clients and the locality by residing permanently within the community in which they work. They have an understanding of expat life and the particular financial rules that apply in your country. Our financial planning team in our Barcelona office alone has over 80 years experience in financial services. In total we have over 50 financial advisers across seven countries in Europe. Our role is to create and provide solutions for expatriates and foreign residents by way of a broad range of products and services. These include currency exchange, bank accounts, tax efficient investments, QROPS, pensions, medical insurance and more. We also offer wealth management, where appropriate. We design solutions for clients, where possible, that are cross border. For example, someone working in Spain, who subsequently moves to the UK but then retires to France will be able to retain their financial planning in each of the countries. The Spectrum IFA Group was established in January 2003. Spectrum continues to grow its business and expand distribution into other Western European territories as and when the market opportunities and legal framework are in place. The Spectrum IFA Group comprises a group of companies formed in a number of jurisdictions. It is the philosophy of Spectrum to obtain licenses as insurance brokers in each country where financial planning advice is given.

Living in Spain with US (United States) Assets/Ties?💵$1.3 Million or More to Invest?Why specialist management matters wh...
13/10/2026

Living in Spain with US (United States) Assets/Ties?

💵$1.3 Million or More to Invest?

Why specialist management matters whilst living in Spain

Chris Burke from our office in Barcelona takes us through some possible issues such as: Two tax systems and Reporting / Compliance.

Do you have a disciplined, cross-border aware investment approach?

Click below to read the full article: 👇

https://spectrum-ifa.com/living-in-spain-with-us-united-states-assets-ties/

Living in Spain with US (United States) Assets/Ties? The Spectrum IFA Group Why Specialist Management Matters while living in Spain

12/10/2026

Join us for an afternoon of w**e, tapas and straight talk with some of the leading international wealth managers.

📍 Veles e Vents, Marina de Valencia
🗓 Wednesday 21st October
🕐 13.00–15.00h

You can talk directly with the professionals from Prudential International, Novia Global and RBC Brewin Dolphin.

On the agenda:
→ Tax-efficient investments
→ UK pensions
→ Succession planning
→ Live Q&A

This event is for expats, HNW individuals and entrepreneurs with international income.

Are you paying high fees? Is your portfolio underperforming? Come along, because it may be enlightening.

Places are limited, so book now:
🔗 www.spectrum-ifa.com/financial-advisers-in-spain/events
✉️ [email protected]
📞 +34 93 665 8596

Great and informative event from our team The Spectrum IFA Group - Malta
08/10/2026

Great and informative event from our team The Spectrum IFA Group - Malta

🇮🇪 🇲🇹 Financial Planning for Expats – An IBN Malta Seminar! 💼

💰 Pensions, investments and financial planning are among the biggest questions facing expats. Join us for an informative evening with the experts!

📅 Wednesday, 28 October
🕡 6:30 PM
📍 Royal Malta Golf Club, Marsa

Our expert panel from The Spectrum IFA Group and Momentum Pensions will cover:

✅ Financial planning essentials for expats

✅ Investing in today’s uncertain world

✅ Irish & UK pension transfers – what are your options?

✅ Live Q&A – bring your questions!

🥂 Enjoy complimentary drinks and nibbles while connecting with fellow professionals and members of the expat community.

⚡ Spaces are limited – secure your place today!

👉 RSVP here: https://lnkd.in/eFF3uF7s

We look forward to seeing you there! 🍀

07/10/2026

Settled in Spain? Make sure your finances are too. 🇪🇸

Join The Spectrum IFA Group for an afternoon of relaxed, informative discussion with leading international wealth managers, over w**e and tapas, at the iconic 'Veles e Vents' building on Valencia's marina.

🗓️Wednesday 21st October
⏱️ 13.00–15.00h
📍 Veles e Vents, La Marina de València

Talk directly to the experts from Prudential International, Novia Global and RBC Brewin Dolphin about:

✅ Tax-efficient investments
✅ UK pensions
✅ Succession planning
✅ Your questions, answered

Is your portfolio underperforming, or are you paying high fees?
Come along. It may be enlightening.

Places are limited and free to attend.
👉 Book now: [email protected]

hashtag hashtag hashtag hashtag hashtag hashtag hashtag

Should I Move My Investments Before Moving to Spain?Should you sell your investments? Move your money? Restructure your ...
06/10/2026

Should I Move My Investments Before Moving to Spain?

Should you sell your investments? Move your money? Restructure your portfolio? Close old accounts? Or simply leave everything as it is?

There isn’t one answer that works for everyone.

❗️ But there is one important point: the timing of some financial decisions can matter when you are changing tax residence.

Matthew Green in our Spanish Valencia office takes a closer look in the article below: 👇

https://spectrum-ifa.com/should-i-move-my-investments-before-moving-to-spain/

Should I Move My Investments Before Moving to Spain? | There isn’t one answer that works for everyone. However, the timing is crucial

Are we living through a trust recession? 🤔Facts treated as opinions. Algorithms feeding us what we already believe. And ...
05/10/2026

Are we living through a trust recession? 🤔

Facts treated as opinions. Algorithms feeding us what we already believe. And in financial services, smart, careful people trusting big-name institutions simply because they're big names, then finding out "well known" doesn't mean "on your side."

In his latest article, Peter Brooke Financial Advice breaks trust down into four tests you can apply to any adviser:

✅ Credibility: do they spot what you didn't think to ask?
✅ Reliability: do they do what they say, when they say it?
✅ Intimacy: can you tell them the whole picture?
✅ Self-orientation: are they working for you, or for themselves?

His sharpest point: if you don't know how your adviser is paid, that's not a neutral answer. It's close to the worst one.

And the simplest test of all? Would you let your grandma be advised by them?

👉 Read the full article: https://spectrum-ifa.com/the-trust-recession/

The Trust Recession | The Spectrum IFA Group | It’s about who you trust with your future and your finances.

Le Tour de Finance in FranceThese events have been running for more than 10 years and number in excess of 150. They brin...
05/10/2026

Le Tour de Finance in France

These events have been running for more than 10 years and number in excess of 150. They bring relaxed, genuinely useful financial conversations and open forums to expatriates across Europe.

Our recent event at Le Domaine de La Citadelle did not disappoint, with over 50 local residents joining our international panel of experts for an insightful and information filled morning.

Thank you to panel who joined us and contributed such thoughtful presentations.

Victoria Lewis & Jonathan Goodman - The Spectrum IFA Group
Edny Van den Broek - The Pru
Christopher Saunders - New Horizon
Simon Baker & Benjamin Fiorino - Utmost International
Catherine Renaud - AGN Avocats, Paris

Thank you to the guests who supported us with their thoughtful questions.

Where Money Talks!

Our panel of experienced professionals shared practical insights on assurance vie investments, tax and financial planning, with a particular focus on the opportunities and considerations that come with living internationally.

We believe good financial planning is about more than simply managing money, it’s about understanding your options, planning ahead and making informed decisions with confidence.

If you weren’t able to join us, but would like to discuss your own financial planning needs, please feel free to get in touch. We’d be delighted to arrange a confidential conversation.

🇫🇷 French financial update October 2026After a very long and hot Summer, it looks like Autumn is finally here. With bu...
05/10/2026

🇫🇷 French financial update October 2026

After a very long and hot Summer, it looks like Autumn is finally here. With businesses in full swing after the summer, there have been some interesting financial developments.

✅ Assurance Vie
✅ Mortgage Rates
✅ Taxe Fonciere

Read the full article below:

https://spectrum-ifa.com/french-financial-update-october-2026/

French financial update October 2026 | One of the products we advise our clients to invest in when moving to France is an assurance vie.

I’ve Become Tax Resident Spain 🇪🇸❓What Happens to My Investments?Your investments may still be held in the country you c...
05/10/2026

I’ve Become Tax Resident Spain 🇪🇸

❓What Happens to My Investments?

Your investments may still be held in the country you came from, but your tax position may have changed.

For Spanish tax residents, Spain generally taxes worldwide income, subject to the specific rules that apply to the individual and any relevant tax treaty.

Read the full article below 👇

https://spectrum-ifa.com/ive-become-tax-resident-in-spain-what-happens-to-my-investments/

I've Become Tax Resident in Spain — What Happens to My Investments? | Understand what you have, & how it is treated as a Spanish tax resident

I have Moved to Spain 🇪🇸What Should I Do With My UK Pension?Moving to Spain is exciting. Your pension, however, probably...
05/10/2026

I have Moved to Spain 🇪🇸

What Should I Do With My UK Pension?

Moving to Spain is exciting. Your pension, however, probably wasn’t designed with the move in mind.

❓Do I need to transfer my UK pension?

Read more below....👇

https://spectrum-ifa.com/i-have-moved-to-spain-what-should-i-do-with-my-uk-pension/

I have Moved to Spain - What Should I Do With My UK Pension? The Spectrum IFA Group Have you reviewed your pension since moving to Spain?

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