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Financial Advice for Expats - The Spectrum IFA Group

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Financial Advice for Expats - The Spectrum IFA Group

Highly qualified international advisers across Europe to help expatriates- financial and tax planning Our advisers are qualified, experienced and regulated.

Our International financial planning advisers demonstrate their long-term commitment to their clients and the locality by residing permanently within the community in which they work. They have an understanding of expat life and the particular financial rules that apply in your country. Our financial planning team in our Barcelona office alone has over 80 years experience in financial services. In

total we have over 50 financial advisers across seven countries in Europe. Our role is to create and provide solutions for expatriates and foreign residents by way of a broad range of products and services. These include currency exchange, bank accounts, tax efficient investments, QROPS, pensions, medical insurance and more. We also offer wealth management, where appropriate. We design solutions for clients, where possible, that are cross border. For example, someone working in Spain, who subsequently moves to the UK but then retires to France will be able to retain their financial planning in each of the countries. The Spectrum IFA Group was established in January 2003. Spectrum continues to grow its business and expand distribution into other Western European territories as and when the market opportunities and legal framework are in place. The Spectrum IFA Group comprises a group of companies formed in a number of jurisdictions. It is the philosophy of Spectrum to obtain licenses as insurance brokers in each country where financial planning advice is given.

27/05/2026

Financial update Italy May 2026

Horsfall talks about:
🛢️ Oil and inflation
🇬🇧 UK inheritance tax planning - opportunities and pitfalls..
🇮🇹 7% tax regime - 'Regime Pensionati’

If you live in Italy and or have financial interests in Italy - you need to keep updated and nothing beats planning ahead.....

Read the full article below 👇

https://spectrum-ifa.com/financial-update-italy-may-2026/

Financial update Italy May 2026 The Spectrum IFA Group OIL AND INFLATION, UK INHERITANCE TAX PLANNING AND THE 7% TAX REGIME

05/05/2026

Planning for the future isn’t always straightforward, especially when you’re dealing with both UK and Spanish inheritance tax rules.

In this article Barry Davys, Spectrum IFA Group - Expat Financial Advice Spain explains the key terms in plain English and helps make sense of what matters most for people with assets in both countries.

A helpful read if you want to understand the differences between the two systems and avoid confusion around estate planning, probate, and tax timing.

https://spectrum-ifa.com/how-to-speak-uk-and-spanish-inheritance-tax-language/

How to Speak UK and Spanish Inheritance Tax “Language” The Spectrum IFA Group A simple guide to key terms used in cross-border estate planning

16/04/2026

Nations Cup at Royal Malta Golf Club – Round Three

Scandinavia & Nordics Deliver Again!

The final round of the Spectrum Nations Cup brought the competition to a thrilling conclusion, with momentum swings and decisive performances shaping another dramatic finish.

Entering Sunday with a 1.5-point lead, the Rest of the World team looked well placed to secure the title. However, Great Britain & Ireland refused to play a supporting role. Producing their strongest performance of the tournament, GB & I stormed to an emphatic 5–1 victory, dismantling RoW’s advantage and reopening the race at the top.

While GB & I disrupted the standings, Scandinavia & Nordics showed the composure expected of defending champions. Facing a determined Malta side, they secured the result they needed, drawing 3-3. It proved decisive. In a competition defined by fine margins, a half-point made all the difference.

Finishing just half a point clear at the top of the standings, Scandinavia & Nordics retained the Nations Cup title, underlining their resilience and ability to deliver under pressure.

The Spectrum IFA Group - Malta once again proudly supported the tournament, with Craig Welsh & Jozef Spiteri present throughout the event. Their continued backing helps sustain a competition built on quality, sportsmanship, and drama.

The trophy remains with Scandinavia & Nordics — see you next year for more drama!

The Nations Cup is organised by the Royal Malta Golf Club

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