Criselda Valladolid - Investment, Credit and Insurance Advisor in Germany

03/10/2026

We were so excited to watch Forgotten Island, and I have to say, it was such a proud and special moment for me. 🇵🇭❤️

As a Filipino, it meant so much to sit beside my husband and daughter and see so much of our culture, traditions, language, humor, family values, and folklore come alive on the big screen. I loved being able to share that part of who I am with them and even more, I loved that we all genuinely enjoyed the movie!

What makes Forgotten Island so beautiful is that while Filipino culture is at the heart of its world, its story is something everyone can relate to. At its core, it is about the friendship between Jo and Raissa, two lifelong best friends who are about to take different paths in life. Their adventure takes them to the magical island of Nakali, filled with creatures from Filipino folklore, but underneath all the fantasy is a very human story about friendship, memories, growing up, letting go, and holding on to the people we love.

And one of my favorite things happened after we left the cinema: my daughter was already remembering Filipino words and names from the movie duwende, manananggal, salamat po, Lola, Ate… and higit sa lahat…

TARA NA!!! 😂🇵🇭

That made this Filipino mama very happy. ❤️

It is really wonderful to see a movie showcasing Filipino culture so proudly while telling a story that can touch anyone, Filipino or not.

To those who haven’t watched Forgotten Island yet, I really encourage you to see it. Bring your family, bring your friends, and enjoy the adventure. I’m sure you’ll find something to love about it too. ❤️🇵🇭

TARA NA! Watch na! 🏝️✨

05/05/2026

I think we’ve all been told the same story growing up: "Kapag nakapag-abroad ka na, solve na lahat ng problema."

Pero reality check: hindi ganun kadali. Kahit 10–20 years ka na sa Germany, posible pa ring paycheck to paycheck kung walang plano. Doon pumapasok ang “abroad trap.”

Kahit gaano kalaki ang kita, kung walang system, napupunta lang sa rent, bills, taxes, at expectations. At the end of the day, hindi income ang sukatan, kundi kung magkano ang naiipon at napapalago mo.

Being in Europe isn’t automatic success. Kailangan intentional ka.

So, kumusta ang Euros mo: building your future or just funding your lifestyle?

23/04/2026

I’ve been invited to speak at an upcoming webinar for our fellow Filipinos in Germany 🇩🇪

If you’ve ever wondered where your money actually goes… or you’re working hard but feel like you’re not moving forward the way you hoped... you’re not alone.

This session is for OFWs and migrant workers who want a bit more clarity and direction when it comes to their finances. Hindi lang basta kumikita, but really understanding where you’re going.

🗓 April 28, 2026 (Tuesday)
⏰ 5:00 – 7:00 PM (CEST)

If you feel like this is something you need right now, you can register here:
👉 https://forms.gle/AYvLWUicDri5uTH77

Hope to see you there 💬
And feel free to share this with someone who might need it too.

𝐓𝐚𝐤𝐞 𝐜𝐨𝐧𝐭𝐫𝐨𝐥 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐚𝐧𝐝 𝐛𝐮𝐢𝐥𝐝 𝐚 𝐦𝐨𝐫𝐞 𝐬𝐞𝐜𝐮𝐫𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 💡💰

MWO and OWWA Berlin, in coordination with the Embassy of the Philippines and the Cordillera Germany Organization, e.V. invite Filipino migrant workers in Germany to a Financial Education Webinar "𝘔𝘢𝘯𝘢𝘨𝘦 𝘠𝘰𝘶𝘳 𝘔𝘰𝘯𝘦𝘺"

📆 28 April 2026 | 5:00 - 7:00 PM (CEST)

Learn practical tips on budgeting and saving. Register now 👉 https://forms.gle/AYvLWUicDri5uTH77

05/04/2026

Q1 is over na… so take a minute and ask yourself: ano ba yung nag-improve sa finances mo these past three months?

Ano yung habits or decisions na nag-improve kahit konti? Yung isang savings goal na nasimulan mo, kahit maliit. Yung spending pattern na na-adjust mo, yung expense na na-cut mo kahit konti.

Paano mo na-manage yung unexpected bills or emergencies? May na-observe ka bang pattern sa sarili mo -- good or not -- na puwede mong dalhin forward?

Sometimes it’s not about big numbers. Pero pag tiningnan mo nang closer, small wins matter. Kaya tanungin mo: ano yung choices ko this quarter na worth remembering? Ano yung puwede kong ulitin o ayusin sa next quarter?

Take a moment. Reflect. Don’t rush. What you notice can quietly shape the next few months.

04/04/2026

Minsan akala natin okay na tayo kasi may savings, may investment, may travel plans.

Pero let me ask you this…

If something unexpected happens -- tuloy pa rin ba ang buhay mo financially?

Maraming OFWs ang gusto agad mag-grow.
Mag-invest. Mag-upgrade. Mag-build ng assets.

But growth without protection is fragile.

That’s why I always teach this order:
Shield. Build. Grow.

Hindi ito about insurance lang.
It’s about protecting your income, your role, and the people depending on you.

Swipe this carousel and be honest with yourself -- where are you right now? 🛡📈

03/04/2026

If you want both income and impact, let’s talk.

Kung gusto mo ng feeling na you're growing financially, pero gusto mo rin may meaning yung ginagawa mo...

Kung gusto mo yung trabaho na hindi lang basta sweldo, kundi may impact sa buhay ng ibang tao...

Then, this career might just be what you're looking for. ❤️

Hindi mo kailangan ng perfect na background or experience. Kailangan mo lang commitment, willingness to learn, at integrity.

I work closely with my team -- guiding, coaching, and making sure you’re supported while you're growing. Kung interesado ka, message me the word "APPLY".

02/04/2026

March was all about "reset." The pause, check-in, ayusin yung nag-accumulate na habits, utang, o decisions from before. Konting reflection, konting declutter sa finances, sa priorities, sa mindset.

Ngayon, April naman, it's about "building." Yung small steps na sinimulan mo para mag-grow yung efforts mo. Pwedeng sa savings, pwedeng sa investments, pwedeng sa skills or routines mo. Ang importante, may direction.

Sometimes, progress doesn’t feel obvious sa start. Pero pag tuloy-tuloy yung maliit na action mo, unti-unti nagiging momentum.

01/04/2026

Looking back at this first quarter as a Financial Advisor, my biggest reflection is gratitude. 💛

Grateful for every client who trusted me with their finances. Grateful for the chance to do more than just advise -- now I get to help train others to do this work with heart, knowledge, and integrity.

It’s exciting to see how much we can grow together, and I’m looking forward to what’s ahead. Small steps, clear systems, and honest guidance. That’s what makes the difference.