18/09/2026
Why do you need to start with Kaiser Longterm Care while you're still young and earning?
1️⃣ You can't take your short-term HMO with you forever.
When you retire or resign, your company HMO benefit may also be lost.
2️⃣ Short-term HMO = present healthcare needs.
Usually renewable yearly, and premiums may increase due to age and utilization. What is affordable today may become more expensive in the future.
3️⃣ Our financial capacity is not the same forever.
As we age, our priorities and responsibilities change. It's easier to prepare while we have stable income than to wait until we need it.
4️⃣ We need healthcare more as we age.
Many health conditions become more common with age. So while we're healthy, it's good to have a plan for future healthcare needs.
💡 The goal is not just to have healthcare today—it’s to prepare for the healthcare we may need tomorrow.
Start preparing while you’re still young, healthy, and financially capable. ❤️
