Kory Martyniuk - RBC Mortgage Specialist, Royal Bank of Canada

12/18/2025

What happens on closing day? The inside scoop revealed.

A real estate lawyer shares a behind-the-scenes take on what happens on closing day — and how home buyers can prepare.

09/11/2025

There was further evidence of a recovery is taking hold in many housing markets across Canada in August, but local price trends still varied considerably with declines continuing in affordability-challenged areas where inventory has piled up.

There was further evidence of a recovery is taking hold in August, but local price trends still varied considerably.

06/19/2025

Early signs of renewed housing market confidence emerge in Canada

The weight of the trade war on Canada’s housing markets could be lifting as reports indicate home resale activity picked up in May.

04/10/2025

Improving housing affordability in Canada takes a backseat

Homeownership costs see a fourth straight drop in Canada, but the trade war is likely to loom large over the market near term.

03/13/2025

On March 12 the BoC reduced its benchmark rate to 2.75%, its seventh straight cut. This reduction coupled with recent changes to mortgage rules, may entice more first-time home buyers to act. Here’s how an FHSA could help.

The latest interest rate announcement, which revealed a reduction of 25 basis points, continues to signal good news for both current and prospective buyers — in the last year, rates have come down from 5% to 3%.

12/12/2024

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the rate down to 3.25%. The rate cut, which mirrors the last reduction announced in October, comes amidst a slight rise in the inflation rate.
This fifth straight interest rate reduction is positive news for current and prospective Canadian homebuyers, and complements the new mortgage rules that will take effect this month.

In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.

10/24/2024

Following the Bank of Canada’s latest interest rate announcement, these questions are sure to surface once again. After all, a 50-bps interest rate drop is the biggest single decrease we’ve seen since 2020 and will create significant buzz in the news.

09/23/2024

The Bank of Canada’s rate cuts have yet to pull housing markets out of their slump. Markets’ reaction so far has been largely muted. Early reports on August home sales showed only small increases from July in most markets, including Vancouver, Calgary, Edmonton, Toronto and Montreal.

The Bank of Canada’s rate cuts have yet to pull housing markets out of their slump. Markets’ reaction so far has been largely muted.

07/08/2024

Is the dip in ownership costs a turning point for housing affordability?

Slight drops in interest rates and home prices lowered the costs of owning a home in Canada in the first quarter

06/06/2024

For homeowners and prospective buyers in Canada, the interest rate cut is welcome news – but what does it really mean for you? Whether you’re looking to buy your first home, on track to renew this year or have a variable rate mortgage, the current interest rate environment matters. Here, we explore the impact of the interest rate cut on Canadians already in or about to enter the real estate market.

The June 5th Bank of Canada interest rate announcement has been highly anticipated as Canadians hoped the BoC would finally cut interest rates. And ultimately, they did. As was widely expected, interested rates came down 25 basis points to 4.75%, marking the first time in 4 years that rates have dec...

06/03/2024

All ducks appear to be in a row for the Bank of Canada to kick-start the policy easing cycle and lower the overnight rate by 25 basis points to 4.75% on Wednesday. The move follows cuts from the Swiss National Bank and the Riksbank (central bank of Sweden) in recent weeks and comes after the overnight rate was held at a restrictive 5% for about a year (the last rate hike was July 2023).

U.S. inflation data in focus as central banks consider rate cuts.The Bank of Canada will be focused on the March Canadian consumer price index report next Tuesday after another upward surprise in U.S. price growth created doubt about the U.S. Federal Reserve’s rate-cutting plans this year.

04/11/2024

Canada’s housing crisis will reach even more alarming levels if not enough is done now. According to RBC Economics, if affordability remains close to where it is today, many renters won’t be able to afford rent in the future.

Too many Canadians are struggling to find a home they can afford—making housing the defining issue of this country’s politics and economics.