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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Legacy Auto Credit

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Canada
Walkerton, ON
Legacy Auto Credit

We offer newer reliable vehicles to customers that are dealing with an insolvency. We specialize in Bankrupt and Consumer Proposal clients.

Legacy Auto Credit is a division of the Legacy Automotive Family and has locations in Walkerton Toyota, Guelph Toyota, K-W Mitsubishi and Hyundai of Goderich. We are an In House Lease and Finance company that caters to people that have poor credit. We offer the lowest interest rates possible. NO outrageous 25%-30% rates here

If you or a friend are considering a bankruptcy or consumer proposal you

need to contact us to review your vehicle needs and options. An important part of any restructuring is your vehicle. Do you owe way more than what it is worth? Will it last you until the end of the restructuring? Will your vehicle needs change during the restructuring? We realize that bad things happen to good people and when your debts are dealt with you will have the money to pay for your car. You shouldn't have to pay high interest rates for past mistakes or unfortunate circumstances. Divorce, business failure, loss of employment and health issues are only a few reasons why people find themselves in debt that they can no longer manage. Legacy Auto Credit will help you through this period of time with a reliable vehicle that fits into your budget. We source all brands and models. Call or email to discuss our program and how we can help you. Appointments are recommended.

05/10/2023

🎉Congratulations to Cindy-Louise on her 2020 Ford EcoSport! Richa from Legacy Auto Credit had the pleasure of assisting with the purchase. Wishing you many happy miles ahead, Cindy-Louise! 🚗💨

Remember to follow us for more exciting deals and happy customers! 🚘🌟

04/20/2023

Are you searching for eco-friendly cars to celebrate Earth Week?

Look no further than Legacy Auto Credit! Our dealership offers a wide range of fuel-efficient vehicles that are better for the environment and can save you money at the pump. From hybrids to electric cars, we have a selection of vehicles that will help you reduce your carbon footprint while still getting you where you need to go.

Make a difference this Earth Week by choosing to drive an eco-friendly car. Discover our selection of environmentally friendly vehicles at Legacy Auto Credit today!

04/18/2023

🚗 The Ultimate Guide to Car Loans and Credit Scores 🌟

Curious about how your credit score impacts your ability to get a car loan? Here's a quick breakdown to help you understand the process and improve your chances of approval with 5 key tips:

1️⃣ Credit Score Ranges:
Credit scores in Canada range from 300 to 850. While there's no minimum score required for a car loan, a higher score gives you more options and better terms.

🔴 300-579: Poor
🟠 580-669: Fair
🟢 670-739: Good
🔵 740-799: Very Good
🟣 800-850: Excellent

2️⃣ Tip 1 - Car Loans with a Credit Score Under 600:
It's possible to get approved for auto financing with a low credit score! To increase your chances, learn the minimum income requirements for car loans and consider a down payment.

3️⃣ Tip 2 - Co-signers and Down Payments:
Adding a trusted co-signer or making a cash down payment can improve your odds of approval by lowering the lender's risk.

4️⃣ Tip 3 - Build Your Credit with a Car Loan:
Did you know a car loan can help build your credit? Payment history contributes 35% of your credit score, so making on-time payments each month will boost your rating.

5️⃣ Tip 4 - Car Loans and Bad Credit:
Legacy Auto is here to help if you have a bad credit score. We'll work with you to find an affordable payment plan that suits your needs. Fill out our online Car Loan Application or contact us to get started!

Tip 5 - Know Your Credit Score:
Always be aware of your credit score and explore your options for a smoother car loan experience.

Follow these tips and guidelines to navigate the car loan process with confidence, regardless of your credit score! 🚘📈

03/09/2023

We'd love to tell you a bit about Vic, who received such high praise from our client, Michael H.

Vic is a seasoned professional who is dedicated to providing top-notch customer service and helping clients find the perfect vehicle to fit their needs. He has a wealth of knowledge about our inventory and is always happy to answer any questions our clients may have. We're not at all surprised to hear that Michael found Vic to be awesome throughout the whole process. Thanks again to Michael for taking the time to leave us such a positive review, and thanks to Vic for all that he does for Legacy dealership!

03/01/2023

Dear Mason,

We are thrilled that we were able to assist you in finding the perfect vehicle for your needs. Congratulations on your new ride! 🚗

At Legacy Auto Credit, we are committed to providing exceptional customer service and the best car financing options for our clients. We are grateful for your trust in us to help you with your car needs and we look forward to being of service to you in the future.

02/28/2023

🚘 Driving in winter can be challenging, but with a few tips and tricks, you can stay safe on the road.

✅Remember to slow down and give yourself plenty of time to stop.
✅Keep a safe distance between you and the vehicle in front of you.
✅Clear all snow and ice from your vehicle before you start driving.
✅Make sure your tires are properly inflated and have good tread.
✅And always keep an emergency kit in your car.

Stay safe out there!

02/22/2023

🚘 At our dealership, we want you to stay safe when driving, especially in bad ❄ weather. Using cruise control in bad weather can be dangerous and here's why:

✅ Less grip on the road: Rain, snow, or ice can make it harder for your tires to grip the road. When using cruise control, your car tries to maintain a constant speed, which can cause your tires to lose grip on slippery roads.
✅ Slower reaction time: Bad weather can lead to sudden changes in road conditions. If you use cruise control, it can take you longer to react to these changes, like slowing down or stopping. This can make it hard to avoid accidents.

In short, it's important to avoid using cruise control in bad weather 🌨. Always be cautious and aware of changing road conditions, especially when it's difficult to see or the road is slick. Stay safe on the road!

02/21/2023

🚗 Our Prime Rate Program at Legacy Auto Credit is designed for customers with good credit scores who are ready to take advantage of the best interest rates on the market. ✅ We work with a number of Prime Rate Lenders to get you the most competitive rates on new or used vehicles. There's never been a better time to upgrade your ride! Visit us today and experience the benefits of our Prime Rate Program for yourself!

02/16/2023

Check out how a car loan can help you build your credit! 🚗✅

Your payment history plays a big role in determining your credit score, and making regular on-time payments towards a car loan can quickly improve it. In fact, 35% of your credit score comes from your payment history on loans, including your car loan.

By consistently making your car payments on time each month, you'll show lenders that you're reliable and creditworthy, which can help you qualify for better interest rates on loan products in the future.

While rebuilding your credit score doesn't happen overnight, in as little as 30 days you can see a positive impact on your credit score by making regular on-time payments on your car loan. It's important to make all of your payments on time and over time, your credit score will continue to increase.

👍 Ready to start building your credit with a car loan? Contact us today to learn more!

02/14/2023

📢 Welcome to our car dealership in Guelph, where we offer flexible payment options to help you get behind the wheel of your dream ❤ car.

Whether you're interested in financing, leasing, or rent-to-own plans, we've got you covered. Our financing experts are here to help you find a payment plan that suits your budget and lifestyle, so you can enjoy your new car without any worries.

✅ Visit us today to explore our vast inventory of quality vehicles and discover the payment option that works for you.

02/01/2023

Congratulations to our client Dorothy on her new Honda!
Thank you for choosing Legacy Auto Credit!

Are you looking for a new car? We have a variety of stunning vehicles waiting for you!

Address

131 Kincardine Highway
Walkerton, ON
N0G2V0

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+15195072277

Website

http://www.legacyautocredit.ca/

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