Amelia de la Fuente

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💖 Protecting Families.

Creating Legacies.
🇨🇦 Licensed Insurance Advisor |AB • BC • SK • MB • ON • NL• NB
🛡️ Life, Critical Illness, Health, Dental & Travel Insurance
📈 Retirement & Wealth Solutions

🔗 tinyurl.com/AmeliaFreeResources 📞+1 250-8846545

10/20/2026

**Before you cancel your life insurance, check these 5 things first.** ⚠️

Life happens. Maybe your premiums have become expensive, your financial priorities have changed, or you've heard someone say their insurance policy wasn't worth keeping.

But before making a decision that could affect your family's financial protection, take time to understand what you already have.

Here are **5 important things to review before cancelling your policy:**

**1️⃣ Understand what your policy actually covers.**

Does it provide life insurance, critical illness coverage, or other benefits? How much coverage do you have, and who would receive the benefits if something happened to you?

Make sure you understand what you could lose if you cancel.

**2️⃣ Check your cash value and surrender charges.**

Some permanent life insurance policies accumulate cash value, while term life insurance generally does not.

If your policy has cash value, ask about its current amount, any outstanding policy loans, and the surrender charges or other deductions that may apply if you cancel. The amount you receive may be different from the premiums you've paid.

**3️⃣ Ask what happens if you can no longer afford your premiums.**

Before cancelling, ask your advisor whether your policy offers any options, such as changing coverage, adjusting premiums, or using available policy values to support the policy.

These options depend on your specific contract and may affect your coverage or future policy values. A premium holiday does not automatically mean your insurance will remain in force indefinitely.

**4️⃣ Consider your future insurability.**

If you cancel your existing policy and decide to get insurance again later, you may need to qualify based on your age, health, and the insurer's underwriting requirements.

A new policy could cost more, offer different terms, or be unavailable depending on your circumstances.

**5️⃣ Compare your alternatives before making a final decision.**

Ask yourself:
✔️ Does my current coverage still meet my family's needs?
✔️ Is the premium affordable for my budget?
✔️ Would another policy better suit my current situation?
✔️ If I'm

10/18/2026

𝘾𝙝𝙤𝙤𝙨𝙚 𝙮𝙤𝙪𝙧 𝙝𝙖𝙧𝙙. 𝘽𝙪𝙩 𝙘𝙝𝙤𝙤𝙨𝙚 𝙩𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 𝙮𝙤𝙪 𝙬𝙖𝙣𝙩 𝙩𝙤 𝙗𝙪𝙞𝙡𝙙.

You work long shifts. You pay the bills. You send money back home. You sacrifice weekends, miss family moments, and keep going because the people you love deserve a better future.

But have you ever paused to ask yourself…

“I𝗳 𝗹𝗶𝗳𝗲 𝘁𝗼𝗼𝗸 𝗮𝗻 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝘂𝗿𝗻 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄, 𝘄𝗼𝘂𝗹𝗱 𝗺𝘆 𝗳𝗮𝗺𝗶𝗹𝘆 𝗯𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱?”

As immigrants and hardworking families in Canada, we spend so much time building a better life that we sometimes forget to protect the life we’re building.

It’s hard to think about critical illness.
It’s hard to talk about life insurance.
It’s hard to review your finances and plan for the unexpected.

But leaving your loved ones without a financial plan could be even harder.

Legacy isn’t just about the money you leave behind. It’s about the protection, preparation, and peace of mind you work so hard to give your family.

You don’t need to have everything figured out today. You just need to take the first step.

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲 𝗴𝗼𝗮𝗹 𝗶𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗹𝗶𝗳𝗲. 𝗜𝘁’𝘀 𝘁𝗼 𝗵𝗲𝗹𝗽 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗶𝘁.

𝙇𝙚𝙩'𝙨 𝙨𝙩𝙖𝙧𝙩 𝙖 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣.

If protecting your family's future is on your heart, send me the word LEGACY through Messenger.

Let's explore your family's needs, understand your options, and discuss a protection plan that aligns with your goals and budget.

No pressure. Just a conversation to help you make informed decisions.

📩 Your family's future is worth planning for.

— Amelia de la Fuente

10/17/2026

Trustage Exchange Visit with this amazing Team🙏🙏🙏

10/17/2026

Grateful for the opportunity to take part in the TruStage Exchange Visit in Madison, Wisconsin.

The experience offered meaningful moments of learning, connection, and reflection alongside fellow professionals committed to helping build brighter financial futures.

I’m returning with fresh perspectives and renewed purpose for the work that matters most: protecting families and creating legacy.

10/17/2026

May nakita akong Post asking for Term and Permanent Life insurance. . hope this helps

10/16/2026

Not all life insurance works the same way. 💛

Term and permanent life insurance can serve different purposes.

Term can provide protection for a set period, while permanent coverage is designed to last a lifetime and may build cash value, depending on the policy.

The right choice depends on what you’re protecting, how long you need coverage, and your family’s needs.

Comment CHOOSE or send me a DM.

No pressure — just a simple conversation.

"

10/15/2026

𝙔𝙤𝙪 𝙬𝙤𝙧𝙠 𝙝𝙖𝙧𝙙 𝙩𝙤 𝙗𝙪𝙞𝙡𝙙 𝙖 𝙡𝙞𝙛𝙚 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮 𝙘𝙖𝙣 𝙗𝙚 𝙥𝙧𝙤𝙪𝙙 𝙤𝙛.

Maybe you're saving for your first home, paying off your mortgage, raising your children, or building a future where your family has more choices and less financial stress.

Every paycheck, every sacrifice, and every late night is part of that bigger picture.

But here's something worth asking yourself: **𝙄𝙛 𝙡𝙞𝙛𝙚 𝙩𝙤𝙤𝙠 𝙖𝙣 𝙪𝙣𝙚𝙭𝙥𝙚𝙘𝙩𝙚𝙙 𝙩𝙪𝙧𝙣, 𝙬𝙤𝙪𝙡𝙙 𝙩𝙝𝙚 𝙩𝙝𝙞𝙣𝙜𝙨 𝙮𝙤𝙪'𝙧𝙚 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙨𝙤 𝙝𝙖𝙧𝙙 𝙩𝙤 𝙗𝙪𝙞𝙡𝙙 𝙗𝙚 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙?**

An illness could affect your ability to earn. An unexpected loss could leave your family managing expenses while coping with grief. And the financial responsibilities you've worked hard to handle won't necessarily disappear.

That's why building wealth and protecting it should go hand in hand.

Start by reviewing three things:

**𝗬𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲:** If you couldn't work for a period of time, what would help cover your family's expenses?

**𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻:** Would your current life or critical illness coverage meet your family's needs?

**𝗬𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆’𝘀 𝗳𝘂𝘁𝘂𝗿𝗲:** Do your loved ones know where to find important documents and understand the plans you've made?

You don't need to have everything figured out today. Start by understanding what you already have, identifying any gaps, and exploring what makes sense for your circumstances.

Because protecting your family isn't about expecting the worst. It's about preparing for life's uncertainties with greater clarity and confidence.

**𝙔𝙤𝙪'𝙧𝙚 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜 𝙢𝙤𝙧𝙚 𝙩𝙝𝙖𝙣 𝙖 𝙝𝙤𝙪𝙨𝙚, 𝙖 𝙘𝙖𝙧𝙚𝙚𝙧, 𝙤𝙧 𝙖 𝙗𝙖𝙣𝙠 𝙖𝙘𝙘𝙤𝙪𝙣𝙩. 𝙔𝙤𝙪'𝙧𝙚 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜 𝙖 𝙛𝙪𝙩𝙪𝙧𝙚 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙥𝙚𝙤𝙥𝙡𝙚 𝙮𝙤𝙪 𝙡𝙤𝙫𝙚. 𝙈𝙖𝙠𝙚 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙣𝙜 𝙩𝙝𝙖𝙩 𝙛𝙪𝙩𝙪𝙧𝙚 𝙥𝙖𝙧𝙩 𝙤𝙛 𝙩𝙝𝙚 𝙥𝙡𝙖𝙣.**

If you're unsure where to start, send me a message. Let's talk about your family's financial protection needs.

10/15/2026

Your money should have a job before it leaves your hands.

Before you spend, ask yourself: Where is this money supposed to go?

Is there money set aside for bills? Savings? Future goals? Family needs? And yes, even the things you enjoy?

Budgeting isn't about restricting every purchase. It's about making sure your spending reflects what truly matters to you.

When your priorities are clear, it's easier to make intentional decisions instead of wondering where your money went at the end of the month.

You don't have to get everything right overnight. Start by giving every dollar a purpose, one decision at a time.

**A little awareness today can help you make better financial choices tomorrow.**

Have you given your money a job this month?

10/13/2026

You can't make intentional financial decisions if you don't know where you stand. 🤍

And no, you don't need to be a financial expert to start.

You just need to understand four things:

💰 **INCOME** — What comes in?
🧾 **EXPENSES** — What goes out?
🌱 **SAVINGS** — What are you setting aside?
🎯 **GOALS** — What are you working toward?

These four areas can help you see your financial picture more clearly, identify where you may need to make adjustments, and make decisions that align with the future you want to build.

Remember, financial confidence doesn't come from having everything figured out. It starts with awareness, one small step at a time.

**Your first step today:** Take 10 minutes to review your income, expenses, savings, and financial goals.

No judgment. Just clarity. ✨

📌 Save this carousel as your reminder to check in with your finances.

10/12/2026

Money is a tool. The life you build with it is the bigger picture. 🤍

It's easy to focus on earning more, reaching the next milestone, or growing your savings. But have you ever paused to ask yourself what all that money is actually *for*?

Maybe it's more time with your family.
Maybe it's the freedom to make choices without constant financial stress.
Maybe it's protecting the people who depend on you.
Or maybe it's creating opportunities for a future you once only dreamed about.

**Money matters. But what it makes possible matters, too.**

You don't have to build everything overnight. Start by getting clear on what matters most, then make intentional decisions that support the life you want to create.

Because the goal isn't simply to accumulate more. It's to build a life that reflects your values and protects the people you love.

💬 **If money could help you create one meaningful change in your life, what would it be?**

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Victoria, BC

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+12508583457

Website

http://ameliafuente.com/, https://link.ameliafuente.com/widget/booking/WR3vhQbW3iD4z0Xa6iLf, https://www.onedaypro.app/c

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