02/04/2026
With the significant snowfall we’ve experienced this year, we want to ensure you’re prepared as temperatures rise and snow begins to melt. This seasonal change can increase the risk of water entering homes due to surface water runoff.
To help protect your property:
Review Your Policy Coverage
Please confirm that your homeowner’s policy includes Overland Water coverage where available. Without it, you may be exposed to flooding losses caused by melting snow.
Take Preventative Measures
Shovel snow away from the foundation of your home. Keep in mind that leakage or seepage of water into a home is generally not covered, so prevention is critical.
Stay Ahead of Risk
Addressing these risks now not only helps protect your home but also reinforces our commitment to supporting you before a loss occurs.
If you have any questions or would like assistance reviewing your policy, please don’t hesitate to reach out. We’re here to help.