Jason Jaspar - Life, Health, Wealth Advisor at RBC Insurance

10/22/2025

So incredibly proud of my 17-year-old son, Alex. ❤️ His work ethic both on and off the field is nothing short of outstanding.

Alex has been playing football since he was 7 years old, and he’s worked tirelessly to become the young man and athlete he is today. A huge shoutout to Alex Mayfield for his incredible guidance and support along the way, it’s made such a difference.

It feels like just yesterday he was looking up at me with that mischievous little smile… and now I find myself looking up at him in absolute awe.

We all see what he does on the field — his strength, skill, and leadership stand out every game. But what makes me proudest is what he does after the game. After their amazing win against the #2 ranked team in BC (and #10 in the country!), one of his teammates was hobbling across the field trying to join the team photo. Without hesitation, Alex ran over to help him.

That moment said it all, his heart, his awareness, and his character. 💪❤️

This kid is going places, and we couldn’t be prouder!

10/09/2025

Advisors play a critical role in helping their single clients become more financially secure, especially through advice about disability and critical illness insurance. Adam Mamdani, vice president at RBC Insurance, says it’s important for advisors to discuss risk and protection with unattached clients. Find out more.

As Canada’s single population grows, advisors can add value with disability and critical illness insurance

10/06/2025

Better financial literacy leads to better wellbeing at work. We help employers provide valuable resources to help their employees navigate their own financial journeys so they can be dedicated to being their best selves at work. Learn more.

A group benefits package from RBC Insurance can give your employees the protection they deserve and make your company a place where people want to work.

10/03/2025

💔 Imagine losing your parents and then getting a $660,000 tax bill from CRA.

That’s what happened to Ashley Galea and her brother in Ontario. Their parents were middle-class, worked hard, saved in RRSPs, and even bought a family cottage. But when they both passed away in the same year, those savings were taxed at nearly 50%.

Instead of receiving their parents’ legacy, Ashley and her brother had to use it to pay the government. Almost everything their parents worked for was gone.

📄 Read the full story: https://www.ctvnews.ca/toronto/consumer-alert/article/daughter-hit-with-660000-tax-bill-when-both-parents-died-in-same-year/

Most Canadians don’t realize this is how the system works until it’s too late. RRSPs aren’t tax-free—they’re tax-deferred. At death, unless rolled to a spouse, they’re fully taxable.

The good news is there are better ways to protect your family:

* Life Insurance – creates a tax-free payout for loved ones.
* TFSAs – growth and withdrawals are tax-free, funds go straight to heirs.
* Segregated Funds – bypass probate, protect estates, and save your family time, money, and stress.

Planning ahead isn’t just about money, it’s about making sure your loved ones aren’t left with financial pain on top of emotional grief.

Let’s make sure your family is protected from unnecessary taxes, reach out for a no-obligation conversation.

04/30/2025

I just have to share this post! We spend countless hours watching shows like Breaking Bad, please take 1 minute to read the post below as I 100% guarantee that it will make you stop and think about how life's outcomes can be different with just a little bit of planning.

Behind the Premium: Stories Reimagined with Policies in Play
From Breaking Bad to Breaking Even

By Kam Kiamehr | Senior Insurance Specialist

We all know the story: Walter White, a brilliant but underpaid high school chemistry teacher, gets diagnosed with terminal lung cancer. Facing financial devastation and desperate to secure his family’s future, he turns to a life of crime — and Breaking Bad is born.
But what if Walter White had... insurance?

Scene 1: Diagnosis
Walter sits in the doctor’s office, stunned by the news. Instead of spiraling into panic, he pulls out his Critical Illness Insurance policy. A lump sum payout lands in his bank account within weeks, covering medical bills and lost income.
No need to panic. No need to "cook."

Scene 2: Family First
Walter thinks about Skyler, Walter Jr., and his unborn daughter. But this time, he doesn’t need to build a drug empire to secure their future. Years ago, he set up a solid Term Life Insurance policy — enough coverage to clear debts, pay off the mortgage, and fund college education.
He breathes easier. His family’s future is protected.

Scene 3: Living Benefits
Throughout his career, Walter contributed steadily to a Participating Whole Life Insurance plan. Not only does he have a death benefit, but now he has access to a growing cash value.
He could tap into that cash value while still alive — to invest, start a business, or pay off debt - maybe even buy the car wash without Saul Goodman!
Financial freedom without risking prison time. A different future — one where integrity stays intact.

Alternate Ending:
• No "Heisenberg."
• No criminal underworld.
• No DEA manhunt.
• Just a man facing life's toughest challenge — armed with smart financial tools.
Financial planning doesn’t eliminate hardship — but it can dramatically change the script.
Insurance isn’t just about protection. It’s about keeping your options open when life throws you the unimaginable.
Sometimes, a single policy means the difference between breaking bad and breaking even.
________________________________________
Disclaimer:
This article is intended for conceptual and educational purposes only. It is a creative exploration of how financial planning tools like insurance might impact fictional scenarios. For personalized financial advice, please consult a licensed advisor.
________________________________________
Coming soon...
Stay tuned for the next chapter of Behind the Premium: Stories Reimagined with Policies in Play.

hashtag hashtag hashtag hashtag hashtag hashtag hashtag hashtag hashtag

04/16/2025

Great Listen!

If you had a machine in your basement that printed legal money, would you protect it by getting a warranty for it? Of course you would! Now replace machine with yourself. Have you protected yourself? Our most important asset is our ability to generate income for our family and love ones.

If you would like to learn how you can protect yourself/income, please don't hesitate to contact me. PM/DM or email: [email protected] or call me directly at 236-885-5288

Jason Jaspar, HLLQP | Senior Insurance Specialist – RBC Insurance -
LIFE - LIVING BENEFITS - TRAVEL - WEALTH - RETIREMENT

Patty Handysides is joined by Adam Mamdani, VP, RBC Insurance to discuss retirement preparation challengers. 

01/20/2025

We know that moving to a new country can be overwhelming, but with a clear plan and guidance, success is right around the corner. To help you get settled, here’s a comprehensive checklist of things every newcomer to Canada should strive to accomplish within the first 12 months of settling into the country in order to be set up for success in your new Canadian life.

Get the checklist of all the things newcomers should do in their first year in Canada, from admin tasks, to finding a home, to building a career.

01/20/2025

Get growth AND guarantees this RRSP season. With competitive fees and powered by the strength of RBC Global Asset Management, RBC®️ Guaranteed Investment Funds are designed to give you more value. Reach out to learn more.

01/06/2025

If you owned the goose that laid the golden egg, which would you insure first?
Naturally, you would insure the goose – as long as you have the goose, you can always get more eggs. In other words, if the golden egg represents your valuable assets such as your home or automobile, the goose represents your earning power. By insuring your ability to earn an income, you can protect you and your loved ones if you’re ever unable to work due to an illness or a disability. Have questions? Let's talk. You can reach me at 236-885-5288 or by email: [email protected]

01/03/2025

With competitive MERs, personalized annual resets and the strength and stability of RBC Global Asset Management behind them, RBC Guaranteed Investment Funds can deliver the confidence of growth and guarantees to your clients this RRSP season. DM me to find out more.

01/03/2025

If you are an accountant, you may be eligible for an exclusive 20% off RBC Disability Insurance. Contact me to learn more: https://bit.ly/3UQ4Ja2