West Coast Broker

West Coast Broker Your goals and story come first. I help you save time, energy, and money.

I help you find a mortgage that fits your life today and tomorrow, offering ongoing support, tools, and guidance so you can feel confident every step of the way. As a dedicated mortgage broker serving the Lower Mainland and across Canada, I specialize in personalized mortgage solutions tailored to your needs. Proud mom of two girls, stepmom to one, and dog lover, I believe in a balanced life with

daily yoga and healthy living. Contact me today for a no-obligation review of your mortgage options.

📞 778-858-9848 | 🌐 westcoastbroker.ca

The Bank of Canada has now held rates steady since October 2025.Today’s announcement keeps the overnight rate at 2.25% a...
06/10/2026

The Bank of Canada has now held rates steady since October 2025.

Today’s announcement keeps the overnight rate at 2.25% and prime at 4.45%, signalling that the Bank remains comfortable waiting for more clarity before making its next move.

The economy is growing...slowly. Inflation is being pushed higher by energy prices. Housing activity is stabilizing. And many Canadians are navigating mortgage renewals in a very different environment than when they first secured their mortgage.

The second half of 2026 won’t be about timing the market perfectly. It will be about having a plan.

Whether you’re considering a move, approaching renewal, or wondering if refinancing makes sense, understanding your options today can help you make more confident decisions tomorrow.

Growth usually starts with change.Whether it’s improving your financial habits, planning for homeownership, restructurin...
06/08/2026

Growth usually starts with change.

Whether it’s improving your financial habits, planning for homeownership, restructuring debt, or preparing for a renewal, progress often requires stepping outside of what feels familiar.

The good news is that small, intentional decisions made consistently over time can completely change your financial future.

You don’t need to have everything figured out today. You just need to keep moving forward.

One of the biggest mistakes I see homeowners make is waiting until the last minute to think about their renewal.Starting...
06/05/2026

One of the biggest mistakes I see homeowners make is waiting until the last minute to think about their renewal.

Starting the conversation 4–6 months before maturity gives you more time to review your options, watch the market, improve your positioning if needed, and build a strategy instead of reacting under pressure.

A renewal isn’t just about signing a new rate. It’s an opportunity to reassess your goals, monthly cash flow, debt structure, and long-term plans.

The earlier you start planning, the more flexibility you usually have.

If your mortgage is renewing this year, have you started reviewing your options yet?

Mortgage planning doesn’t have to be complicated.Introducing a secure app designed to help you plan, apply, and manage y...
06/04/2026

Mortgage planning doesn’t have to be complicated.

Introducing a secure app designed to help you plan, apply, and manage your mortgage with clarity and confidence - every step of the way.

Mortgage planning. Made simple.

Scan the QR code to get started

Renewing your mortgage should feel like a fresh opportunity, not a stressful guessing game.A lot of homeowners go throug...
06/03/2026

Renewing your mortgage should feel like a fresh opportunity, not a stressful guessing game.

A lot of homeowners go through the same cycle:
Relieved the renewal package arrived.
Overwhelmed trying to compare rates and terms.
Frustrated realizing there may have been better options available.

The truth is, renewal is one of the best times to review your overall financial picture. You may be able to adjust your amortization, improve cash flow, consolidate debt, or access better features than what your current lender automatically offers.

The easiest option is not always the strongest financial decision.

If your mortgage is coming up for renewal this year, are you planning to sign the first offer you receive or review your options first?

Your home is more than a place to live, it’s your biggest investment.Make sure it’s working for you.Gain access to insig...
06/02/2026

Your home is more than a place to live, it’s your biggest investment.
Make sure it’s working for you.

Gain access to insights on your home’s value, your mortgage, and opportunities to save, so you can make smarter financial decisions over time.

Scan the QR code to get started.

It’s easy to get caught up chasing the next milestone, the next goal, or the next financial decision. But sometimes grow...
06/01/2026

It’s easy to get caught up chasing the next milestone, the next goal, or the next financial decision. But sometimes growth also looks like enjoying the life you’ve been building along the way.

A home should support that feeling. Comfort, stability, and the ability to actually enjoy your life matter just as much as the numbers.

Here’s to creating a life that feels good to live in, not just one that looks good on paper.

Buying with a co-signer can help open the door to homeownership, but it’s important to understand what that really means...
05/29/2026

Buying with a co-signer can help open the door to homeownership, but it’s important to understand what that really means.

A co-signer isn’t just supporting your application. They are equally responsible for the mortgage. That means their income, credit, and liabilities are all part of the approval, and the debt will impact their own borrowing ability as well.

It can be a strong strategy when used correctly, especially for first-time buyers. The key is having a clear plan in place from the beginning.

Would you consider buying with a co-signer, or have you already explored that option?

When your mortgage comes up for renewal, you’re not limited to signing the offer your lender sends you.You can stay wher...
05/27/2026

When your mortgage comes up for renewal, you’re not limited to signing the offer your lender sends you.

You can stay where you are, move your mortgage to a new lender, or restructure it entirely depending on your goals.

Each option comes with different benefits, costs, and long-term implications.

Renewal isn’t just a formality. It’s an opportunity to reassess your strategy.

Do you know when your mortgage is up for renewal?

📩 [email protected]
🔗 westcoastbroker.ca
📲 (778) 858-9848

Address

Vancouver, BC

Telephone

+17788589848

Website

https://app.ownwell.ca/join/shannon-mayhew, https://app.canadianmortgageapp.com/app/shan

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