Jashan Sangha LendingPro Mortgages

03/28/2024

⚠️ ATTENTION
Be Aware....Someone make a fake id on my name. Please don't accept the friend request and don't send any money to any body. Please report this id if you receive such request. Thank you all 🙏

03/26/2024

🏡 Ready to make your homeownership dreams a reality? 🌟 Buying a house is an exciting journey filled with endless possibilities! Whether it’s your first home or your forever home, I’m here to guide you through every step of the process. Call me at (778) 863-4660 to discuss.

03/02/2024

If your mortgage is coming up for renewal, you must prepare for higher rates. It is not about panicking; it’s about being prudent. Here are three strategies you can implement to get ready:

1. Take advantage of your prepayment privileges and increase your payment amount. You’ll pay down more principal and be accustomed to paying more at renewal.

2. Watch your bad debt. Be cautious about any credit card or high-interest debt.

3. If you are considering moving to a new home, get a pre-approval to protect you while shopping around. Consider not borrowing the maximum amount your lender will allow.

The best thing to do is get advice early. Reach out to me at 778-863-4660 I will help you determine your best personal strategies to prepare.

02/13/2024

Your credit score is a number between 300-900 that the credit bureaus calculate. In Canada, we have two credit bureaus, Equifax and TransUnion.

Your score indicates how responsible you are with credit and the likelihood you’ll repay it. Scores above 660 show you can manage credit well, and a lender should feel comfortable letting you borrow money at a competitive rate.

Below is a list of factors that impact your credit score:

📌 The length of time you’ve had credit
📌 If you carry a balance on your credit cards
📌 If you frequently miss payments
📌 How much debt you currently have
📌 How much credit you use out of the total amount available to you
📌 If you’ve ever filed for bankruptcy
📌 If any of your debts have ever been sent to collections

11/26/2022

As a mortgage broker I am always finding more ways to help Canadians fulfil their dream of homeownership. I have a wide array of products to choose from – banks, private sources, independent lenders, etc. Whether you are looking to explore your options or get a second opinion, the lending options available could save you thousands! Reach out today.

09/13/2022

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See how you too can help.

09/05/2022

Happy Labor Day!

08/10/2022

What is best for you depends on your financial situation and tolerance for risk. Mortgage Brokers don't have a crystal ball, but we will walk you through various scenarios to determine what is best for you. Reach out to me @778-863-4660 today to talk about YOUR mortgage.

05/06/2022

Your one-stop shop for mortgages! Unlike a bank, a Mortgage Broker offers a full suite of products from many different lenders. When you make an appointment with me, it’s like making an appointment at the bank, credit union, and trust company all at once. I'll save you time, money and make sure you get the best mortgage for you!

04/01/2022

Mortgage payments are many Canadians' single biggest expense... yet most don't comparison shop to get the best mortgage rate and terms, which can cost tens of thousands of dollars over the life of a mortgage. Don't make that mistake! Get in touch to find out how I can help.

02/24/2022

More and more first-time buyers are receiving monetary gifts from family members to help purchase a home. In this case, you need a signed gift letter that states the funds are a gift and do not need to be paid back at any time.

If you are interested in knowing more about gifted down payments and how they assist your home buying journey, get in touch. Getting information early in the process will save you time and stress.

01/19/2022

Looking to buy this year? Get in touch early in your homebuying process. Knowledge is power, and being prepared is the best way to get where you want to go.