Lesley Tenaglia, Mortgage Agent - Fuse Mortgage

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Toronto, ON
Lesley Tenaglia, Mortgage Agent - Fuse Mortgage

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Mortgage Broker Specializing in Mortgages First Time Buyers & Co-Buying. Fuse Mortgage #13274

11/02/2026

Putting 20% down does not automatically unlock the lowest mortgage rate.

Your down payment is only part of the picture. The purchase price, property use, amortization and mortgage category can also affect the rates available to you.

That advertised rate may come with conditions your purchase does not meet.

Let us compare the options that actually fit your situation.

10/30/2026

Your mortgage is personal. Your advice should be too. 💛

Clear answers, honest guidance and someone in your corner, from your first purchase to your next renewal.

Thank you to my clients for trusting me and sharing their experiences. Helping you feel informed and confident is why I love what I do.

Let us talk about your mortgage.

📞 416-917-9427
🌐 lesleysmortgages.com

10/28/2026

🚨 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐂𝐚𝐧𝐚𝐝𝐚 𝐑𝐚𝐢𝐬𝐞𝐬 𝐑𝐚𝐭𝐞𝐬 𝐛𝐲 𝟎.𝟐𝟓%!

What does this mean for you?
- 𝐀𝐝𝐣𝐮𝐬𝐭𝐚𝐛𝐥𝐞 𝐫𝐚𝐭𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬: Payments could increase.
- Fixed payment variable mortgages: More of your payment goes toward interest.
- 𝐅𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬: No change to your current rate or payment.
- 𝐋𝐢𝐧𝐞𝐬 𝐨𝐟 𝐜𝐫𝐞𝐝𝐢𝐭: Borrowing costs could rise.
𝐘𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐝𝐞𝐬𝐞𝐫𝐯𝐞𝐬 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐚 𝐡𝐞𝐚𝐝𝐥𝐢𝐧𝐞. 𝐈𝐭 𝐝𝐞𝐬𝐞𝐫𝐯𝐞𝐬 𝐚 𝐩𝐥𝐚𝐧.
Whether you are renewing, purchasing, or managing debt, now is a good time to review your options.
📩 𝐋𝐞𝐭'𝐬 𝐝𝐢𝐬𝐜𝐮𝐬𝐬 𝐡𝐨𝐰 𝐭𝐡𝐢𝐬 𝐢𝐦𝐩𝐚𝐜𝐭𝐬 𝐲𝐨𝐮 𝐚𝐧𝐝 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐢𝐬 𝐬𝐭𝐢𝐥𝐥 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐲𝐨𝐮.

10/26/2026

Fixed or variable?
Start with your budget, your plans and your comfort with change.

A fixed rate stays the same throughout your term. A variable rate can change with your lender’s prime rate, and its payment structure depends on the product.

Considerations to review are your cash flow, risk tolerance, the penalties, flexibility and what happens if your plans change.

Not sure what your options are? Let us talk them through.

10/19/2026

A low rate gets your attention.

The fine print deserves it too.

Penalties, prepayment privileges, portability and restrictions can all affect what your mortgage costs and how well it works when life changes.

A slightly lower rate can lose its appeal if the mortgage comes with an expensive penalty or limited flexibility.

Call me and we can review the fine print together.
416-917-9427

10/12/2026

Happy Thanksgiving! 🍁🧡

This year, I am especially thankful for my family, my health, this season of life, and living in the best country in the world. 🇨🇦

I am grateful to be entering a new season of life with Rick as we watch our kids grow into young adults and cheering on Sam at football and Ceci at volleyball.

Sharing the big moments, and the everyday ones, with him means so much to me.

Wishing you a wonderful Thanksgiving filled with good food, laughter, and time with the people you love.

10/12/2026

Not every borrower fits the same lending guidelines, and that is why options matter.

🏦 PRIME: For borrowers who meet standard income and credit requirements.

🔑 ALTERNATIVE: More flexibility for borrowers with non-traditional income or credit challenges.

🏠 PRIVATE: A short-term solution that can carry higher rates and fees. A clear exit strategy is essential.

My job is to help you understand your options, compare the costs, and build a plan that supports your goals.

Not sure where you fit? Send me a message. Let me help you find your fit.

08/12/2026

💼 "How much did you make last year?"

If you are self-employed, that question can make you cringe. Not because you do not earn enough, but because the way you report your income and the way a lender evaluates it are often two different things.

You write off your home office, your vehicle, your phone. Smart tax planning. But it can leave your taxable income looking much lower than what your business actually generates.

That is where experience matters.

Before becoming a mortgage broker, I spent years as a bookkeeper. I understand financial statements, tax returns, and how self-employed income works beyond a single line on a tax return.

Depending on your situation, we may be able to use business financials, add backs, retained earnings, or lender programs designed specifically for self-employed borrowers.

If you are self-employed and thinking about buying, refinancing, or renewing, let us look at the full picture, not just one number.

Let us talk about it. Call me.

📞 416 917 9427 | lesleysmortgages.com

• • •

Address

Toronto, ON

Telephone

+14169179427

Website

http://www.lesleysmortgages.com/

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