Sanveer Financial Services- "Advice Matters"

05/26/2026

You have been offered a job and get to pick between two different compensation structures. Which one are you choosing?

Job A will pay you $80,000/year while working and $0 if you are unable to work due to an injury or illness.

Job B will pay you $78,500/year while working and $53,000 (tax-free) if you are unable to work due to an injury or illness.

With an Income Replacement Benefit, you create a safety net around you and your family. Contact us to discuss further!

05/19/2026

05/05/2026

Ensure your overseas family visitors have coverage for emergency medical costs.

Also cover your family for any unforseen and sudden medical emergencies on international trips outside Canada

04/21/2026

Proudly serving my clients for last 15 years. Serving in provinces of Ontario, British Columbia and Alberta!!

04/10/2026

A comprehensive long-term strategy, paired with consistent investment and a broad portfolio, can enable you to navigate financial challenges and remain focused on your objectives.

04/01/2026

Possessing a home, car, or investments is valuable, yet none compare to the worth of your income-generating ability. Disability insurance safeguards this crucial asset against unforeseen illness or injury.

-planning

The right insurance plan can help protect your money if you can't work due to an illness or injury, even if you already have some coverage at work.

03/27/2026

Time is one of the best assets that many investors have, but they do not always know how to take advantage of it. This is especially true when markets turn volatile. At such times, many investors sell out of the market and/or hold their cash on the sidelines, waiting for the perfect time to invest.

Investing at regular intervals is an effective and potentially less stressful approach to building wealth over the long run and during any type of market."

03/06/2026

When securing a mortgage with a financial institution, it is prudent to consider covering the debt with a personally owned life insurance policy, as various coverage options offer distinct benefits. Let's examine the key features of the two available options.

02/27/2026

A Registered Education Savings Plan (RESP) is a specialized savings account to assist Canadian residents in saving for a child's post-secondary education. Key benefits include: systematic savings planning, tax-sheltered growth with taxes payable only upon withdrawal, government grants matching 20% of contributions up to $2,500 annually and $7,200 lifetime maximum, additional grants for low-income families, flexibility to catch up on prior years' contributions, a flexible savings schedule with a $50,000 lifetime limit, RESP loans can be used to maximize government grants, broad eligibility of post-secondary education programs for withdrawals, and in a Family RESP, grant funds can be utilized among siblings.