AgentRahul

05/13/2026

05/10/2026

I don’t just process mortgages. I help people navigate tough financial moments and build a path forward. There’s a human being behind every file; they deserve someone who listens, advocates for them, and understands what’s at stake. That’s the difference between simply closing a file and actually being there when it matters. 🏠

05/09/2026

From breaking up jail fights to closing private mortgages. The mission never changed, only the arena did.
Purpose over paycheck. Always.
💡 When your work is aligned with your values, it stops feeling like work.

05/09/2026

Bank said NO. We say YES. ✅
Self-employed, bruised credit, or need funds fast? We make it happen with Private Mortgages, Second Mortgages & Private HELOCs.
Message us today — let’s get you approved!

05/08/2026

Paying 19%... 22%... even 29% interest on your debt? 😤

What if you could roll ALL of it into ONE mortgage at a dramatically lower rate and pay NOTHING for up to 12 months?

That is exactly what a Debt Consolidation Mortgage does for Ontario homeowners.

Here is what you get:
💸 One low rate instead of multiple high interest payments
🕐 No payments for up to 12 months*
🏡 Appraisal fee fully reimbursed
⚡ Approved in as little as 24 to 48 hours
📋 All credit types welcome
📄 No income verification required

You have worked hard for your home. Now let it work hard for YOU.

👉 DM me the word “CONSOLIDATE” and I will personally reach out to see how much we can save you every month!

📞 437-427-9868
📱

Rahul Kambhampati
Mortgage Agent Level 2 · Lic # M24001611

*Interest prepaid from mortgage advance. Subject to lender approval.

05/08/2026

Closing deals 10X faster with AI 💰
The future of mortgage brokering is here. Rahul Kambhampati & Pavit Paul break down exactly how smart brokers are using AI to crush it in 2026.
🎙️ Full episode out now on Small Business Podcast” Check out the full video here 👉🏽 https://youtu.be/RhiHsHkvBCU?si=zXCGcEmPMEc_z_uB

05/07/2026

Your home is your biggest asset, now let it work for you. 🏡
If you're 55+ and own your home, a Reverse Mortgage could give you tax-free cash to cover everyday expenses, fund renovations, or simply enjoy the retirement you've earned; all while staying in the home you love.
✅ No monthly mortgage payments
✅ Tax-free cash in your pocket
✅ Stay in your home
✅ Free consultation
Ready to unlock the value in your home? Call Rahul today at 437-427-9868 and let's get started! It's easier than you think!

05/06/2026

What if your home could make ALL your payments for the next 12 months? 👀
No, this is not clickbait. This is exactly what a Private Mortgage, Second Mortgage, or Debt Consolidation Mortgage can do for homeowners who know how to use their equity.
Does this sound like you?
🔴 The bank keeps saying no
🔴 You are buried in high interest debt
🔴 You need cash for renovations or unexpected expenses
🔴 Your credit is not perfect or your income is hard to verify
Then keep reading because this was made for you 👇
Here is what we offer:
✅ NO payments for up to 12 months*
✅ Appraisal fee FULLY reimbursed
✅ Approved in as little as 24 to 48 hours
✅ All credit types welcome
✅ No income verification required
✅ Private Mortgage | Second Mortgage | Debt Consolidation
Your home has value sitting in it RIGHT NOW. The only question is whether you are going to use it or let it collect dust while the debt piles up.
I work with homeowners across Ontario who are done waiting for the bank to say yes.
👉 DM me the word "EQUITY" and I will personally reach out to see if you qualify.
📞 Call or text: 437.427.9868
📱
Rahul Kambhampati
Mortgage Agent Level 2
Lic # M24001611
*Interest prepaid from mortgage advance. Subject to lender approval.

10/11/2024

Bad credit? Bankruptcy? Unemployed? Self-employed? Power of sale? No problem! 💯

✅Residential, Commercial, Construction, and Agricultural mortgages
✅Second mortgages
✅Third mortgages
✅Private mortgages
✅NO PAYMENTS FOR UP TO 12 MONTHS

Call/text me now for a quick closing and get your funds in as little as 72 hours!

📲437-427-9868
📸

07/10/2024

How is the TDS (total debt service) ratio calculated?

The formula to calculate TDS is the following:
Principal + interest + property taxes + heat + 50% of monthly maintenance fees (if applicable) + payment for all debts / gross annual income

A lenders, or schedule 1 banks, require TDS to be less than 44%
B lenders have a more lenient criteria and may allow up to 50% depending on the lender
Private lenders don’t typically account for TDS and will lend based on equity in the property

**Examples of payments for all debts is car payments but NOT insurance payments. Essentially, it accounts for any payment where there is still an amount owing if a payment is stopped.

Contact me at (437) 427-9868 to discuss which lender is the best fit for you